Make Epic Money: A Personal Finance Masterpiece for Your 20s

In today’s fast-paced world, understanding money is no longer optional—it’s essential. This realization struck me as I flipped through Ankur Warikoo 's latest book, Make Epic Money. Known for his straightforward wisdom and relatable life lessons, Warikoo delivers once again, but this time with a laser focus on one of the most crucial aspects of our lives—personal finance.

In his earlier works, like Do Epic Shit, he shared how three relationships—time, money, and self—determine the trajectory of our lives. Now, in Make Epic Money, he zooms in on money, unraveling its complexities in a way that feels approachable, empowering, and—most importantly—actionable.

Here’s why I think this book is a game-changer, especially for those navigating their 20s.

A Money Blueprint for Beginners

One of the biggest hurdles to financial literacy is the overwhelming jargon that comes with it. Warikoo recognizes this barrier and makes it his mission to simplify everything. He cuts through the fluff and presents a step-by-step framework that anyone—yes, even those without a finance background—can understand and apply.

Whether you’re grappling with how to budget your first paycheck, invest wisely, or plan for long-term wealth, Make Epic Money provides practical advice grounded in real-life experiences. Warikoo’s candidness about his financial highs and lows adds authenticity and relatability to his lessons.

Key Takeaways: What You’ll Learn

• Earning Beyond Your Job: Warikoo emphasizes the importance of creating multiple income streams. He explains how diversifying your income not only builds financial security but also gives you the freedom to pursue your passions without being tied to a single source of income.
• The Psychology of Spending: He doesn’t just tell you to cut back on lattes or impulsive purchases. Instead, he dives into the psychology behind spending habits, helping readers understand why they spend the way they do and how to align spending with personal values.
• Investing Simplified: Stocks, mutual funds, index funds—it can all sound intimidating. Warikoo demystifies these concepts with clear analogies and actionable steps, making it easier to dip your toes into investing.
• Financial Independence vs. Freedom: Warikoo makes a compelling case for striving for independence and financial freedom. It’s not about retiring early but about having the freedom to make choices without being constrained by financial worries.

Why It’s a Must-Read in Your 20s

If you’re in your 20s, you’ve probably heard that time is your biggest ally in building wealth. Warikoo hammers this point home but goes further to show how to use your early years as a foundation for lifelong financial well-being.

“The earlier you start, the easier it gets. Compound interest is the closest thing we have to magic in real life.”

Warikoo’s advice feels like a mentor guiding you through the maze of personal finance. He doesn’t sugarcoat the effort it takes but assures you it’s worth it.

A Personal Note: How This Book Changed My Perspective

Reading Make Epic Money was a revelation. It forced me to confront my financial habits and make better decisions. For instance, I realized I was prioritizing short-term gratification over long-term goals—a trap many young professionals fall into.

Warikoo’s relatable writing style makes complex concepts like budgeting and investing feel less daunting. He doesn’t preach; he coaches, making the process of financial planning feel like an achievable milestone rather than an insurmountable challenge.

Who Should Read This Book?

This book isn’t just for finance geeks or seasoned investors—it’s for anyone who wants to take charge of their financial future. Whether you’re a college student, a fresh graduate, or someone who feels lost in the labyrinth of personal finance, Make Epic Money offers guidance tailored to your stage of life.

Final Verdict

Make Epic Money isn’t just a book; it’s a manual for navigating one of the most critical aspects of life with confidence and clarity. It’s a book that can truly change the way you approach money, transforming it from a source of stress into a tool for building the life you want.

So, if you’re in your 20s—or even if you’re not—grab a copy, and let Ankur Warikoo guide you toward financial freedom.

“The best investment you can make is in your financial education.”

What’s stopping you from making epic money?

Regards,

Sahil Reshi

"In a world where money often controls us, this book taught me how to take control of it. The journey to financial freedom starts with one step" — Sahil Sajad