Sourcing Privately an SBA Eligible Business Listing

Subject: The Benefits of Sourcing a Qualified Small Business in Private

Dear #linkedinconnections,

Are you in the market for purchase financing an established money-making small business?

Have you considered the advantages of sourcing a qualified company in private rather than through a business broker or public listing?

With the availability of SBA change of ownership loan financing, now is a great time to take advantage of the benefits of privately sourcing a small business.

Here are a few reasons why:

1. Increased confidentiality: When you source a business in private, you have greater control over the level of privacy in the process. This can be especially important for business owners who want to keep the sale of the business private for personal or professional reasons.
2. Better access to information: When you source a business in private, you can ask the current owner questions and gain a deeper understanding of the business operations and financials. No middle business broker steers the seller's answers or the conversation between seller and buyer.

Individuals working directly with business brokers may strongly refer you to an SBA lender for financing purposes. If you work with the business broker-referred lender(s), the broker and brokerage firm will receive a referral fee of 1-2% of the overall SBA loan amount. The 1-2% bank referral fee to the business broker is above and beyond the 10% incentive, which the seller pays the broker at loan closing.

The front-end SBA lender's compensation and additional monetary monthly or quarterly loan production incentives from the bank create a focus and loyal partnership between the listing business broker and their referred SBA lenders of choice behind the scenes.

Both business brokers and broker-referred SBA lender partnerships have a financial incentive to steer your SBA loan credit request to find a way to get the deal done, whether good or bad.

Before making any decisions about financing, it's recommended that you seek independent advice and compare your options carefully.

I recommend that individuals in business buyer mode keep themselves more than arm's distance away from business brokers and the business broker-referred SBA lender recommendations.

"Money has a way of speaking louder than words and can often drive people into the depths of greed, where they lose sight of what truly matters."

-Deb Curtis

3. More opportunities: Many privately owned small businesses are not listed for sale but may still be open to selling if approached directly. Sourcing a company interested in selling in private increases your chances of finding a hidden gem.

4. Potential to negotiate better terms: By sourcing a business in private, you can deal directly with the current owner, which could result in better terms and conditions for both parties. In addition, straight-up collaboration without additional cooks in the conversation to push a sale through the system.

3. Consider hiring a business advisor: A business buyer advisor can help you identify potential targets, approach business owners privately, and provide valuable guidance. They can also help you evaluate a business's financial and operational aspects to ensure it's a good fit for you.

Business acquisition lending advisors can pre-qualify individuals as business buyers by providing a letter of buyer-side bank finance qualification intent backed by the SBA.

A business buyer bank loan prequalification letter is similar to an individual obtaining a bank preapproval letter for those looking to buy and finance a home.

The buyer-side prequalification letter opens up the doors, whether in seller in private sale mode or with a business broker listing, to dig in faster to the due diligence of subject-interested business listings.

SBA change of ownership loan financing can help finance your small business acquisition and provide you with the necessary resources to take your business to the next level.

If you're interested in learning more about the benefits of privately sourcing a small business and how the change of business ownership SBA financing can help, feel free to contact me for a confidential conversation.

All my best to individuals in business buyer mode,

-Deb Curtis

#buyandbuild #smallbusinessownership #businessacquisition #sba

As a seasoned business acquisition lending advisor specialist, Deb Curtis brings a wealth of knowledge and expertise to the table in SBA-backed change of business ownership financing transactions.

Her deep understanding of the Small Business Administration's (SBA) lending guidelines and her unwavering commitment to her client's success make her an invaluable resource for individuals purchasing a well-established and profitable business.

Deb's approach to business ownership transitions is rooted in mentorship and servant leadership, ensuring transparency and integrity throughout the process.

With her exceptional ability to qualify, package, and source reputable SBA change of ownership loan capital, backed by the SBA, Deb Curtis is equipped to make your business acquisition journey smooth and successful.

Take advantage of this opportunity to work with an experienced SBA business acquisition lending specialist who truly cares about you as the business buyer's future success.

Connect with Deb today for a complimentary 30-minute SBA eligibility call and take the first step towards realizing your business ownership dreams.

SBA change of US business ownership loan projects beginning at $500,000 up to $5M.