Techstars Insurtech Digest Issue #78 is out 🔎 Why micro-insurance is an untapped market ? Automation is changing the rules for insurance underwriting

Techstars Insurtech Digest Issue #78 is out 🔎 Why micro-insurance is an untapped market ? Automation is changing the rules for insurance underwriting

A new perspective on an old-established industry. Find latest report, news and information about startups and innovations in the insurance industry, with a focus on best #insurtech initiatives and venture capital investments

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Automation is changing the rules for insurance underwriting

Life insurance has traditionally been technologically behind other sectors, but it is making key steps forward. Augmented auto underwriting (AAU) showcases AI’s promise in the insurance field AAU is both a journey and destination that progressive insurance

Must-read insurtech stories

The Rise of Insurtech In The Pandemic Era

Insurtech has recently emerged in the insurance space growing by leaps and bounds, helping organizations protect their business and execute transactions remotely during the pandemic era.

Why micro-insurance is an untapped market for insurers

It’s not every day the insurance sector is presented with an opportunity that is both an untapped source of income and the chance to offer …

5 Critical trends for insurers during 2021

Accenture has identified five critical insurance industry technology trends for 2021 after COVID quickly elevated customer expectations beyond the traditional offer to products and services enabled by the cloud:

  1. Stack Strategically: Drive efficiency and better serve customers by “creating technical wealth” and “competing through tech”.
  2. Mirrored World and “intelligent digital twins”: Accenture says growing investments in data, AI and digital twin technologies are giving rise to an emerging era of business and intelligence and that insurers can “unleash the power of data”.
  3. I, Technologist: Natural language processing, low-code platforms, robotic process automation and more are “democratising” technology, putting powerful capabilities in the hands of people all across insurance businesses.
  4. Anywhere, everywhere: Remote work is here to stay, and it’s time for insurers to transform this into an advantage. Accenture recommends rethinking the talent space, dropping patchwork solutions for a permanent strategy and embracing the new work culture.
  5. From Me to We: The future of insurance lies in collaboration and leading insurers will “reimagine their partnerships through ecosystems and multiparty systems.” A transformation opportunity is offered through trusted partnerships.

Insurtech Reports and Studies

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The TOP100 Digital Health Companies In 2021

The global digital health market continues its boom: with spectacular growth, it could reach $ 660bn by 2025. Investors have poured an unprecedented amount of money into healthcare in 2020, reaching a record-setting year for digital health. Corporate, venture and even government funding had grown as startups, companies and institutions entered this new era of digital adoption.

Investment and Startup Use Cases

Insurtech bolttech Finalizes $210M Series A Round led by Activant Capital Group

bolttech completes an extension of its $180M Series A round led by Activant Capital Group, bringing the series total to $210 million.

BOXX raises US$10mn in Series A

The insurtech, which provides cyber insurance solutions to small businesses, plans to use the new investment to expand its international footprint through hiring new team members to support the increased demand from clients, brokers, and partners. 

Just raises $8M in its effort to beat Root at the car insurance game

Los Angeles-based Just says it uses telematics “to reward safe drivers and reduce insurer bias” by looking at factors such as how, when and where customers drive, rather than factors such as ZIP code or marital status as most traditional insurers do.

Insurtech Digest Back Issues

Techstars Insurtech Digest - Issue #77 World InsurTech Report 2021, 100 Hottest Startups in Europe in 2021 and more. This week we have 12 resources you shouldn’t miss!

Techstars Insurtech Digest - Issue #76 Digital insurance marketplace rise fueled by tech, how infrastructure is reshaping insurtech and more. A new perspective on an old-established industry.

Techstars Insurtech Digest - Issue #75 Look at insurance blockchain concerns, private-equity investors trends and more .Look at these and more news in our digest.

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Alberto | twitter linkedin |

Amazing insights! Thank you very much for the kind mention Alberto.

Jose Espiritu Gamarra

Banking - Fintech - Corporate Venture Partner | Ex-Scotiabank | Co-founder | 🇲🇽 🇵🇪🇪🇸 markets

3y

Interesting segment thanks for sharing

Camilo Cruz

CEO and co-founder at Proxima | Insurtech C-Level executive and serial eBusiness entrepreneur in Latin America and USA.

3y

Interesting topic Alberto. I think that just like financial inclusion is one of the biggest challenges for banks in emerging economies; for carriers, penetration of non-mandatory insurance is perhaps the hardest task. Insurtech and microinsurance could be pointing in the right direction, but I see two main problems: 1. Underserved communities are also the ones with less access to digital services and less interaction with eCommerce, eBanking and online insurance. 2. As some have mentioned, the premiums of microinsurance are too small to make this business line somewhat sustainable unless there are outside incentives and very large volumes. The key might be in successful cases of embedded insurance through other types of services, such as utility bills, but the challenge is to keep it transparent for the user. At the end of the day, I believe that this is not just a matter of finding "the product" but also of tackling financial education as a must in order to push the boundaries of this industry. Cheers!

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