As Time Flys By

A well-known song has the lyric "as time goes by" well maybe it's just me but it seems that time is just flying by. Here we are once again at the end of a year and it feels like it was just yesterday, we were celebrating New Years Eve 2024.

But here we are and 2025 is in the windshield. This provides an exceptional opportunity to bet on yourself. As I have stood like John the Baptist in the wilderness calling on people to bet on themselves, the next 4 years will offer the perfect opportunity to use this strategy. In fact, it might be the last opportunity.

What can we expect in the next 4 years? Well, there will be a favorable business environment. Maintaining a lower corporate tax rate and eliminating many onerous regulations will offer business creation the opportunity to flourish in the free market. For you to bet on yourself this means a friendly and inviting business environment.

Presently, 60% of workers participate in 401k platforms. Over 90% when asked about their 401k have no idea what that 401k does. When I sit in consultation with a potential client, we review all the aspects of their 401k and explain all the risks involved. The greatest risk of all is inviting Uncle Sam to be your partner for the rest of your life. The history of the government should give pause to anyone considering being a partner with the government. Yes, you are a taxpayer and that should be your only participation with the government.

While there are all types of risks involved in the 401k such as market risk, capital risk, tax risk, and several others. There are hidden fees and expenses which are usually at least 3% so each year you begin negative 3% before and any gains. That is really painful in the years with negative returns. As to the partnership with Uncle Sam consider that your retirement funds are subject to certain decisions you have forfeited to Uncle Sam.

1. Sam will decide your tax rate on the distributions
2. Sam will decide when and how you can take distributions
3. Sam will force you to take required amount of distributions
4. Sam will basically have control of your funds (now don't go down the fear hole, but realize there is always government control when you are partnered with Sam)
5. There is always the possibility that Sam could limit what you are allowed to invest in (treasuries will need some serious investment capital very soon. $37T in debt verifies this)
6. There are some other considerations that make Sam a very poor partner. Basically, Sam gets to make all the decisions on your retirement accounts.

The power of bet on yourself is your entity and equity is determined by your efforts and success. There is no market downturn or crashes in your own entity and efforts. You have full control on the value of your stock. That is what You, Inc is about. Do you think it's a good plan to take tax deductions on dollars during the lowest tax rate you will ever have? By taking that deduction, you are deferring those dollars to a much higher tax rate in the future. That higher tax rate will bite into your gains. Of course, the financial services industry that thrives on those dollars will talk of tax deferral, and yet in this case tax deferral will be a net loss. Why should you continue down this path?

There is a strategy to get your retirement funds with no present taxation. It allows you to sever the partnership with Sam and bet on yourself. You create your own equity growth, you create direct, residual and passive income. This strategy will also create tax free retirement income. That's much better than unknown taxation on income.

My organization has structured and completed 100's of these plans. All I ask is that you hear what strategies are available and then have the knowledge to compare. There is no loss in having a consultation, there is no pressure in having a consultation. You will gain the awareness of what your choices are.

Start with the book and let's have a 20-minute consultation to discuss your specific situation.

www.middleclassmillionaireplan.com