Top 5 POS Systems for Small Businesses

Top 5 POS Systems for Small Businesses

By Zoya Naeem

Discover the best POS systems for small businesses focused on capabilities, features, and use.

Every small business retailer knows that having a reliable POS system is key to streamlining operations, accepting payments, and managing sales. But what works for one business might not work for another, and the “right” one can look different depending on your business needs.

For example, the best POS system for a small coffee shop handling high foot traffic might not work as well for a boutique focused on eCommerce and pop-up sales, or a sporting goods store with multiple storefronts.

So, how do you choose the best retail POS system for your small business when there are so many options?

This article will walk you through the top four POS systems for small businesses in the US:

Plus, you will also find a quick comparison table between the Top 5 POS Systems for small businesses, and the POS features that align with your current business needs and future growth.

But Why Does the Right POS System Matter for small businesses?

In a world of small and medium businesses, the right POS system can make all the difference. It’s not just about processing payments -it’s about creating a seamless experience for your customers and giving you, as the retailer, the flexibility to manage your business efficiently.

A good POS system can handle everything from sales tracking to inventory management and even customer insights. For small businesses, the right POS can help improve customer experience, streamline daily operations, and support growth without adding complexity.

Pro Tip:

When searching for a point-of-sale system, look for one that aligns with your growth plans. Many systems offer tiered pricing or add-ons that let you start small and scale up as your business grows, which is often more affordable and efficient than switching to an entirely new system down the road.

Related: Retail Software Features for SMBs with Multiple Stores: A Complete Guide

Five Best POS Systems for small businesses (a comparison table)

Pro Tip:

When evaluating POS systems, consider the level of customization your business might need. Choosing a POS system that allows you to personalize your setup can help streamline your operations without over-complicating things. However, if your retail business requires building custom functionality or advanced modules, you’ll want a more comprehensive solution like Stratus Enterprise. These systems are built to handle more sophisticated retail environments, making them ideal for businesses with complex needs or ambitious growth plans.


1. Cumulus Retail (Celerant’s lighter retail software solution)

For small and growing retail businesses, Cumulus Retail offers a powerful, unified approach to managing both in-store and online operations.

With a focus on multi-channel sales and built-in vendor integrations, Cumulus Retail helps businesses keep operations running smoothly as they scale, eliminating the need to juggle different systems. Its robust sync features make it easy to update inventory in real-time across all channels, whether you’re managing sales through your website, physical store, or marketplaces like Amazon, Walmart and eBay.

Key features of Cumulus Retail POS System for Small Businesses:

  • Omnichannel Flexibility

Track and manage online and in-store inventory simultaneously to avoid stockouts or overordering.

  • Streamlined Vendor Management

Cumulus Retail supports easy vendor integrations, so you can automate inventory ordering, import catalogs, track vendor stock, and sell seamlessly across various channels.

  • ‘Always On’ Hybrid POS System

Ensures your store is never down and continues processing sales with a mobile POS, even when the internet is lost.

  • Multi-Channel Sync

Seamlessly connect with marketplaces like Amazon, eBay, and Walmart, as well as your eCommerce store.

  • Customer Engagement Tools

Build loyalty through customer accounts, rewards programs, and targeted promotions.

  • Advanced Reporting

Generate insights on sales, customer behavior, and inventory to make data-driven decisions.

  • Custom Automation Tools

Tailor automation to your business, whether you need triggers for reordering inventory, custom pricing rules, or scheduled stock updates.

  • Mobile App

Get in your customers’ pockets by launching your own mobile shopping app, and to sell anywhere, anytime and increase customer loyalty.

Pro Tip:

If your business operates across multiple sales channels, vendor integrations are key to saving time and staying organized. With Cumulus Retail, you can automatically sync inventory data in real-time across every channel, giving you an accurate, up-to-date snapshot of stock levels at all times. Plus, with automated reorder points and the ability to track your vendors’ own stock levels, you can reduce the need for manual inventory checks and make smarter purchasing decisions based on demand trends.

For small businesses ready to scale, this integration capability means more than just convenience—it creates an opportunity to expand onto high-traffic platforms like Amazon with minimal risk as everything can be managed within a single system.


2. Lightspeed POS System

Lightspeed POS is a top choice for small businesses that need a little extra muscle to handle complex operations or manage multiple locations. It’s particularly well-suited for businesses in retail, hospitality, and specialty stores like bike shops, apparel, and pet stores.

What sets Lightspeed apart is its ability to bring everything together -online and in-store -while giving you top-notch tools to track inventory, engage with customers, and even uncover hidden trends with its powerful analytics. Its intuitive interface makes it an excellent option for business owners looking to understand trends and make data-driven decisions.

Key features of Lightspeed POS System for Small Businesses:

  • Advanced Inventory Management

Manage thousands of SKUs with features like bulk import, automatic reordering, and supplier catalog integrations.

  • Omnichannel Selling

Combine online and in-store operations seamlessly with tools that sync inventory and customer data.

  • Built-in Payment Processing

Offers Lightspeed Payments for secure, efficient card processing or integrates with third-party processors.

  • Customer Insights

Leverage built-in CRM tools to track purchasing habits, preferences, and loyalty.

  • Powerful Analytics

Gain insights into sales trends, inventory turnover, and profitability with detailed reporting dashboards.

  • Customizable Hardware

You can choose from a variety of hardware options to create the ideal setup for your store.

Related: Lightspeed Might Be Up For Sale; See How You Can Prepare As A Retailer


3. Shopify POS System

Shopify POS works well for retailers already using Shopify’s eCommerce platform or those who plan to expand their online presence. It’s particularly popular with boutique retailers, local shops, and businesses with pop-up sales.

While widely recognized for its eCommerce strengths, Shopify’s POS system also brings efficient inventory and sales management to brick-and-mortar locations, making it a solid choice for retailers looking to bridge the gap between online and physical channels.


With integrated inventory tracking and customer management tools, Shopify POS helps small businesses handle stock, track bestsellers, and manage customer relationships—all within a single dashboard. It’s especially valuable for those using Shopify for eCommerce, as it integrates seamlessly with existing online stores.

Key Features of Shopify’s POS System for Small Businesses:

  • Integrated Inventory Management

Allows you to track inventory across multiple locations and sales channels with ease, so your online store and physical shop stay in sync.

  • Customer Management Tools

Build customer profiles to keep purchase history and preferences in one place, allowing for personalized promotions and smoother sales experiences.

  • Omnichannel Flexibility

Allows you to sell wherever your customers are, whether that’s online, at a pop-up event, or in-store, using one platform.

  • Built-In Payment Processing

Allows you to process payments securely with integrated Shopify Payments, allowing for seamless card and contactless transactions.

  • Customer Relationship Management (CRM)

You can engage customers with tailored offers and track loyalty to encourage repeat purchases.


4. Clover POS System

Next up on the list is Clover POS, which is a popular choice for small to medium-sized businesses that need flexibility in both hardware and software. Known for its customizable setup, Clover allows retailers to choose hardware and software configurations based on specific industry needs.

Whether you run a retail shop, a cafe, or a service-based business, Clover offers tailored features to help you manage daily operations without getting bogged down.

Clover POS offers flexible payment processing options, allowing business owners to select from multiple payment processors and integrate mobile payment options. With Clover, businesses can access essential tools like inventory tracking, customer management, and sales reports -all while enjoying the flexibility of a system that can adapt as they grow.

Key Features of Clover’s POS System for Small Businesses

  • Customizable Hardware Options

Allows you to choose from a range of hardware, including handheld devices, stationary setups, and mobile POS options, to suit your business environment.

  • Payment Flexibility

Clover offers open payment options that let you work with a range of processors and accept mobile payments, making checkout fast and convenient.

  • Industry-Specific Apps

Clover’s App Market offers specialized applications for different industries, so you can build a POS setup that fits your unique business needs.

  • Mobile Payments

Allows you to accept payments on-the-go with mobile-friendly options like Apple Pay, Google Pay, and other contactless payment methods.

  • Employee Management

You can track employee hours, manage roles and permissions, and monitor staff performance for optimized operations.

  • Inventory Management

Keep stock organized and up-to-date across all locations with real-time tracking and alerts for low inventory.

  • CRM Integration

Build strong customer relationships with integrated CRM tools that help track customer purchases and engagement.


5. Square POS System

Last but not least, if you are a small business owner seeking a reliable, user-friendly POS that is easy to set up and doesn’t break the bank, Square POS could be a perfect choice. Square POS offers a free plan with core features and plenty of add-ons as you grow, giving SMBs a straightforward solution to process payments and manage daily operations.

Square is well known for its seamless interface and low-cost entry, but it also provides scalable options as your needs expand. With integrated payment processing, inventory tracking, customer insights, and mobile access, Square helps SMBs stay on top of their operations, no matter where they are selling.

Key Features of Square’s POS System for SMBs

  • Customer Accounts

Allows you to build customer profiles to track purchases and encourage repeat business.

  • Third-Party Integrations

Allows you to connect with tools like payroll, accounting, and eCommerce for streamlined operations.

  • Inventory Management

Enables you to manage stock in real time, track bestsellers, and receive low-stock alerts.

  • Mobile Access

Accept payments on the go, perfect for mobile and pop-up businesses.

  • Shift Scheduling

Track employee hours and schedule shifts, helping manage labor costs.

  • Loyalty Program

Offer rewards to customers to encourage loyalty and repeat purchases.

  • Employee Management

Set permissions, track sales by employees, and monitor team performance.

  • Electronic Payments

Process credit, debit, and contactless payments with transparent fees.


So, How Do You Choose the Right POS System for Your Small Business?

Selecting the right POS system can feel complex, especially with so many factors to consider. Your choice should reflect your business type, your goals, and the unique demands of your industry. Here’s how to approach it:

1. Determine Which Retail POS System Is Right for Your Business

The right POS system will enhance your business, but what’s “right” depends on the kind of business you manage. At Celerant, Cumulus Retail is designed to help independently-owned retailers more efficiently run their business, in-store and online, while enhancing digital marketing strategy.

Discover: Which Retail Point-Of-Sale System is Right For Your Business

When choosing a POS system, it’s essential to match the solution to your business’s unique needs, whether you run a brick-and-mortar store, an omnichannel operation, or a mobile business. Here’s how Cumulus Retail can help you streamline sales, inventory, and customer management across various retail settings:

  • Retail POS Systems

Ideal for brick-and-mortar stores needing in-person payment processing, inventory management, and sales tracking. Cumulus Retail offers an “Always On” hybrid POS system, so you’ll never be disrupted by connectivity issues.

  • Omnichannel POS Systems

If you operate both online and offline, consider a POS that centralizes sales and inventory. With Cumulus Retail, you get a unified system that helps you manage all your channels, from physical stores to online marketplaces, giving you a complete overview of your inventory and sales.

  • Mobile POS Systems

If you’re on the go (think pop-ups or mobile events) a mobile POS can process payments anywhere, anytime. Cumulus Retail’s mobile POS gives you that flexibility and ensures you are ringing sales even when the internet is down.

Moreover, it’s essential to consider the ease of use each POS option offers. Does the POS software have an intuitive interface that makes it easy for you and your team to handle customer carts, inventory, and reporting?


2. Take Note of All the POS Costs for Small Businesses

For any business, finding a POS that is affordable and scalable is essential. A POS system with flexible pricing lets you stay within budget while still accessing valuable features. Celerant offers transparent pricing for its point of sale software, ensuring businesses understand the costs upfront without hidden fees.

Related: Learn How Much Does a New Retail Software System Cost?

Here’s a quick list of POS costs you need to take note of:

  • POS Software Fees

Typically, POS software comes with a monthly or annual subscription fee. With Cumulus Retail, you have the flexibility to start with features suited for small stores and add more as you grow -without overpaying for features (add-ons) you don’t need now.

  • Hardware Costs

Hardware costs can vary depending on your store’s requirements. For instance, with Cumulus Retail, you can decide which hardware makes sense for your setup -handheld devices for inventory checks or desktop POS stations for seamless checkouts.

  • Payment Processing Fees

Processing fees vary, usually per transaction, with a percentage deducted from each sale. POS systems like Cumulus offer integrations that let you choose processors with competitive rates and avoid steep costs associated with each transaction.


When reviewing these costs, think about what matters most to your business now and what will support you as you expand. At Celerant, our powerful all-in-one retail POS systems are built with this flexibility, allowing independent retailers to get started affordably while easily scaling up when needed.

Curious how long does it take to go-live with a new POS system? Click the link below to learn everything about it.

Related: 6 Steps to Going Live with a New POS

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