Top Reasons to Subscribe One Mobikwik Systems Limited IPO

Top Reasons to Subscribe One Mobikwik Systems Limited IPO

Key Factors To Invest In One Mobikwik Systems Ltd

About MobiKwik

Founded in March 2008, MobiKwik is a fintech company offering digital wallets and online payment services. It simplifies transactions for consumers and merchants, promoting a cashless economy.

Consumer Services

MobiKwik enables users to pay bills, shop online and offline, transfer money, and check bank balances. Flagship products like MobiKwik ZIP and ZIP EMI allow flexible "buy now, pay later" options.

Merchant Solutions

Merchants benefit from features like online checkouts, QR-based payments, soundbox confirmations, EDC machines, and credit via Merchant Cash Advance, enhancing their business operations.

Digital Infrastructure

Leveraging Aadhaar, E-Nach, Digi-Locker, and NSDL, MobiKwik ensures seamless digital experiences for all users.

Key Stats (As of June 2024)

  • 161.03 million users
  • 4.26 million merchants
  • 226 tech employees
  • 19 trademarks registered and 11 under review

Key Factors

  • Empowering Consumer Journeys

MobiKwik has built a legacy of providing consumers with positive and sustainable experiences. Its customer-centric approach ensures users can seamlessly complete transactions, access financial products, and manage payments efficiently, fostering a strong relationship with its audience. This empowerment aligns with the company’s mission to make financial services accessible to all.

  • Efficient Loan Management

The company excels in managing loan products distributed through its platform. Whether it's short-term credit like MobiKwik ZIP or merchant-specific loans like Merchant Cash Advance, MobiKwik ensures smooth operations and repayment processes. Its robust infrastructure and partnerships with lending institutions enable it to deliver credit solutions effectively.

  • Brand Trust

MobiKwik enjoys strong trust and loyalty among its consumers and merchants. Its consistent delivery of reliable services, along with innovative products, has strengthened its reputation as a dependable fintech provider. This trust is key to its growing user base and merchant adoption.

  • Technology-Driven Innovation

With a technology and product-first approach, MobiKwik prioritizes cutting-edge solutions to meet evolving market demands. By leveraging digital public infrastructure such as Aadhaar, E-Nach, Digi-Locker, and NSDL, the company ensures seamless user experiences. Its tech-forward mindset allows it to introduce innovative products like MobiKwik Vibe, ZIP EMI, and QR-based payment solutions, staying ahead in the competitive fintech space.

Key Details

IPO Date: 11 December 2024 to 13 December 2024 

Face Value: ₹2 per share

Price Band: ₹265 to ₹279 per share

Lot Size: 53 Shares 

Total Issue Size: ₹572 Cr


Conclusion

MobiKwik, a pioneering fintech company established in 2008, is set to capture investor attention with its IPO from December 11-13, 2024. The company has demonstrated robust growth with 161.03 million users, 4.26 million merchants, and cutting-edge technology-driven solutions. Its flagship offerings, like MobiKwik ZIP, QR-based payments, and Merchant Cash Advance, cater to diverse consumer and merchant needs, emphasizing innovation and operational efficiency.

Financially, MobiKwik has shown a positive turnaround, achieving a ₹14.08 crore profit in FY24 after consecutive losses in previous years, with revenue growing to ₹890.32 crore. The company's reliance on strong digital public infrastructure and its focus on consumer-centric services make it a key player in the fintech space.

With an issue size of ₹572 crore and a price band of ₹265-₹279, this IPO offers an opportunity to invest in a growing fintech leader positioned for long-term growth in the evolving digital economy.

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