Unpaid invoices? STOP loaning clients cash ⚠️

Are you letting late payments hold you back?

If you're not getting paid on time, the reality is you're giving your customers an interest-free loan. And last time I checked, you're not a bank.

Here are the cold, hard facts:

• Late payments are costing UK SMEs a whopping £23.4 billion every year.
• The average payment time in the UK is 57 days; two months twiddling your thumbs.
• 58% of UK SMEs struggle with cash flow because of these late payments.

I've built businesses from the ground up, and with 30+ years in commercial finance, I've seen many businesses go under due to poor cash flow. It's like driving a car without petrol. Eventually, you'll run out and stop.

But you don't have to live like this - try invoice factoring

Enter invoice factoring. It's not sexy or cutting-edge, but it's a game-changer. Here's why:

Get paid up to 95% of your invoice value within 24 hours. With steady cash flow, you can plan for the future, focus on growth and stop chasing down payments like a debt collector.

It's transformed businesses overnight. Take this manufacturing firm from the Midlands, for example—at first, they dipped their toes by factoring in just a few monthly invoices. They soon saw the impact and:

• Went from waiting 60 days for payment to just 3 days.
• Had the cash ready on hand to take action on new projects.
• They grew 30% that year. That's the power of consistent cash flow.

...now, all their invoices run through Quickbooks to their factoring facility, and 90% reaches their account by the end of the day, without lifting a finger.

If you’re tired of the feast-or-famine and lumpy payment cycles and want to get a real handle on your cash flow, now might be the perfect time to test the waters.

This is the beauty of invoice factoring: you don’t have to dive in headfirst. You can start with one or two invoices, see how it works, and watch the results. It’s completely risk-free. You get paid quicker, your cash flow stabilises, and you can finally stop relying on overdrafts or delaying those important investments.

You haven’t committed to anything long-term if it doesn't feel right. But most businesses I’ve worked with never look back.

I can tailor a package specifically for you; my service will cost you nothing. You’ll get expert advice, access to the best lenders, and a solution that works for you, all with zero upfront costs.

Why not give it a shot? Give me a call right now 07710466166 or book one on my Calendly here.