Various Business Models of Fintech

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Swati Vishnoi

Swati Vishnoi

Product @OneCard | Digital Initiatives, Product Management

Published Nov 16, 2024

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Common business models among fintech in India include:

• Direct lending
• Co-lending
• Marketplaces
• Lending Service Provider (LSP) roles

Came across this diagram in a report by Experian that gives a clearer picture with examples:

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