What You Need to Know for 2025: Low Delinquencies and High Equity

Market Memo

Market Memo with updates from data expert Rick Sharga to help you stay ahead of the game in the real estate market.

• Mortgage delinquencies and subsequent foreclosure activity are likely to remain lower than usual in 2025. 
• Investors interested in distressed property purchases will need to fish upstream. 
• REO inventory unlikely to rise significantly for at least the next year. 
• Some forecasts call for bankruptcy filings to triple over the next 2-3 years - mostly from consumers. Investors should be researching these for property purchase opportunities. 
• Home prices continue to rise, but at a slower rate; borrowers have a lot of equity and may decide to sell in order to protect it. 
• There may be some fallout from increases in property tax and insurance costs. 

What's New?

Take your real estate portfolio to the next level with new construction loans! In his latest MPA article, Nate Zielinski explores how investors can overcome market challenges and grow their portfolios through ground-up construction. Discover the benefits, essential steps, and tips for finding the right lender and general contractor to ensure your project's success. Click here to read more & unlock new opportunities.

Check out Mitchell Zagrodnik's latest REI INK Magazine article on the evolving real estate market. Discover how investor sentiment has shifted over the past year and what challenges and opportunities lie ahead. He dissects the data from our latest Investor Sentiment Survey and breaks down exactly what it means for the future. This is a great read as we head into the new year! Click here to read more.

Where You Can Find Us

Meet us in Florida for the IMN DSCR & RTL Forum on January 12th -14th! This will be a great start to the new year, and IMN always puts on an educational and productive event.

Join over 1,000 of the nation’s residential real estate investment experts in Ft. Lauderdale for high level networking, latest trends, raising investment capital and expanding your network.

Join RCN Capital & JCW Title, LLC for Networking After Dark: It's 5'Oclock Somewhere at Mohegan Sun on January 16th. We'll be at VISTA Lounge soaking up the Parrot-dise & networking the night away! Email Marketing@RCNCapital.com for any questions!