Credit Cards

Banking

Loans

Small Business

Investing

Insurance

More From Vault

Tim Maxwell

Tim Maxwell

The key to securing a lower mortgage rate is to build and maintain strong credit. Even a slight increase in your credit score could result in significant savings over the life of your mortgage. I recommend getting mortgage quotes from several lenders as rates vary widely.

Tim Maxwell is a freelance personal finance writer with over two decades of media experience. His work has been published in Bankrate, CBS News, Experian and other outlets. Tim is passionate about financial literacy and empowering people to take control of their finances. When he’s not writing or geeking out over his budget, he enjoys creating memories with his family in the Sierra Nevada mountains.

  翻译：