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Before you join the gym or start your diet, have your overall finances analysed by a properly qualified certified financial planner. #retirementplanning2023 #finances #theultimateguidetoretirementinSA

Common misconceptions 1. Not all donations are tax-deductible: Only donations to organisations approved under Section 18A qualify for tax deductions. Donations to other groups don't count. 2. You can't deduct the full donation amount: You can only deduct up to 10% of your taxable income before the donation deduction. The ULTIMATE GUIDE to RETIREMENT in South Africa Caty Naudé CFP® Martin De Kock Read more here https://lnkd.in/dc9izuQc #TaxDeductions #CharitableGiving #TaxBenefits #TaxSavings #TaxPlanning

As the year draws to a close, it is time to take a step back and review your financial journey. Year-end financial planning is crucial to ensuring that you finish strong, set yourself up for a successful New Year, and avoid any last-minute surprises. The ULTIMATE GUIDE to RETIREMENT in South Africa Dylan Rodrigues Martin De Kock Read more here https://lnkd.in/dBTqG9nv #FinancialReview #YearEndFinance #SaveMore #FinancialGoals #FinancialSuccess

As January approaches, many of us reflect on the past financial year. We often start the year with grand plans – saving more, spending less, or taking that dream vacation. However, unexpected expenses and unclear financial direction leave us feeling unprepared and stressed. Most of us can relate with the anxiety of not knowing if we will have enough money until payday or if we are saving enough for retirement. The ULTIMATE GUIDE to RETIREMENT in South Africa Dané Potgieter Martin De Kock Read more here https://lnkd.in/d2q5Bwmi #FinancialPlanning #InvestSmart #FinancialGoals #YearlyPlanning #StressFreeFinances

Boosting your year-end savings can be a great way to end the year on a strong financial foot. Here are some effective strategies to help you maximise your savings. The ULTIMATE GUIDE to RETIREMENT in South Africa Michelle Bester Martin De Kock Read more here https://lnkd.in/dXBR9U5X #UnnecessaryExpenses #AdjustYourBudget #TaxBenefit #ReviewInsurancePolicies

The 2024 tax season is coming to an end and the festive season is upon us. Why not use of this time to wrap up your finances with a bow and look at opportunities to maximise your tax benefits. Here are some practical tips for consideration. Stephan Joubert CFP® Martin De Kock The ULTIMATE GUIDE to RETIREMENT in South Africa Read more here https://lnkd.in/dcDB44Hf #YearEndFinance #TaxTips #FinancialReview #SaveMore

Starting your retirement planning late can feel daunting, but it is never too late to take control of your financial future. If you have not started saving for retirement yet start today. Here are some practical strategies to catch up if you are starting late. Read more here https://lnkd.in/dWnYd462 Caty Naudé CFP® Martin De Kock The ULTIMATE GUIDE to RETIREMENT in South Africa #CatchUpStrategies #SaveForRetirement #FinancialTips #PlanForRetirement

For many people retiring is a daunting life transition. It is all the more daunting if you have not saved enough for a comfortable retirement. There are a myriad options that need to be considered and decisions to be made. Unfortunately some of these decisions are irreversible once made. For this very reason it is advisable to make use of the services of a certified financial planner. Read more here https://lnkd.in/d5cpMMeF Martin De Kock The ULTIMATE GUIDE to RETIREMENT in South Africa #tax #ermergencyfund #longevity #budget #debbt

Planning for retirement is one of the most important financial decisions you will make in your lifetime. One of the key questions people face is: "How much income will I need when I retire?" The answer depends on several factors, including your lifestyle, location, health, and financial goals. Understanding these aspects is essential to ensure a comfortable and secure retirement. Read more here https://lnkd.in/dURpxcXH Werner Pienaar CFP® The ULTIMATE GUIDE to RETIREMENT in South Africa #Retirementgoals #incomeneeds #incomereplacement #financialneeds #retirementincome

For some, retirement planning can be regarded as the financial equivalent of following a healthy diet. We know how important it is, but it is easy to move it out to another day. We see this happen often. So, when is the ideal time to start planning for your retirement? The short answer: yesterday! The next best time? Today. Let us look at why starting early is crucial and what you can do if you join the party a bit late. Read more here https://lnkd.in/dFfuThdp The ULTIMATE GUIDE to RETIREMENT in South Africa Stephan Joubert CFP® Martin De Kock #RetirementPlanning #SecureRetirement #RetirementGoals #LateStarters