SNYMAN AND ASSOCIATES

Strategic Wealth Planning for the Festive Season. As we approach year-end, here's what affluent South African investors should consider.  Key Financial Priorities: Tax Planning: 👉🏼 Review capital gains/losses positions for optimal tax efficiency 👉🏼 Structure charitable giving to maximise tax benefits while supporting meaningful causes 👉🏼 Assess retirement annuity contributions - there's still time to maximise tax deductions Investment Strategy: 👉🏼 Evaluate remaining offshore investment allowances before year-end deadline 👉🏼 Review portfolio diversification across asset classes, sectors, and geographies 👉🏼 Position your portfolio to capture opportunities in 2025's market landscape Family Wealth: 👉🏼 Update estate planning documents to reflect any changes in family circumstances 👉🏼 Review trust distributions and timing for optimal tax efficiency 👉🏼 Consider inter-generational wealth transfer strategies that preserve family wealth Don't let the festive rush prevent you from implementing these crucial year-end strategies. Our wealth management team is ready to help you end 2024 strategically and start 2025 with confidence. Book your private consultation:  +27 82 091 4796 VRohrs@oldmutual.com #WealthPlanning #YearEndStrategy #WealthManagement #FinancialAdvisors #EstatePlan #LegacyPlan #Invest #Insure #Retire #financialplanning #Business Our advisers are registered financial service providers (FSPs). Terms and conditions apply.

Protecting high-value assets goes beyond basic insurance. Consider specialised coverage for art collections, vintage cars, or luxury properties. Umbrella policies can provide additional liability protection. Regular appraisals and documentation are crucial for ensuring adequate coverage. How comprehensive is your insurance strategy for protecting your valuable assets? +27 82 091 4796 VRohrs@oldmutual.com #AssetProtection #WealthInsurance #RiskManagement #FinancialSecurity #Insure #HighValueAssets

The crypto conversation has shifted from 'if' to 'how' for many high-net-worth investors. But in South Africa's complex regulatory environment, professional guidance is crucial. Key questions we're helping clients address: 👉🏼 How does SARS view your crypto gains? 👉🏼 What are the exchange control implications? 👉🏼 Which platforms meet compliance requirements? 👉🏼 How can digital assets complement traditional investments? 👉🏼 What protection exists for significant digital holdings? Don't navigate this emerging space alone. Our wealth management team stays current with digital asset developments while prioritising your wealth preservation. Read the Old Mutual Atricle: https://lnkd.in/gFNzz2MW  Ready for an informed discussion about digital assets in your portfolio? Book your private consultation today. #WealthInnovation #DigitalWealth #SAInvesting #WealthProtection #WealthManagement #DigitalAssets #PortfolioStrategy #WealthPreservation #Blockchain #Cryptocurrency #WealthTech #InvestmentInnovation #bitcoin #crypto

Measuring Impact: A Wealth Manager's Perspective on Sustainable Investing For our high-net-worth clients seeking both returns and impact, sophisticated measurement is crucial: 🌱 Financial Performance: Track risk-adjusted returns against traditional investments 🌱 Portfolio Integration: Assess how ESG investments complement existing wealth strategies 🌱 Risk Management: Monitor how sustainable choices affect long-term portfolio stability 🌱 Legacy Planning: Measure alignment with next-generation wealth transfer goals 🌱 Tax Efficiency: Evaluate potential incentives in SA's sustainable investment landscape As wealth advisers, we help clients balance meaningful impact with wealth preservation and growth. What metrics matter most in your sustainable wealth journey? Let our team of expert wealth advisers help you develop a sustainable investment strategy that aligns with your wealth goals while making a meaningful impact.  Book a consultation to explore how we can enhance your portfolio with measured, sustainable investing approaches. Contact us: +27 82 091 4796   /  VRohrs@oldmutual.com #WealthManagement #SustainableInvesting #PortfolioStrategy #WealthPreservation #ImpactMeasurement #ESGMetrics #ResponsibleInvesting #Sustainability #ESG

Leadership Excellence: Celebrating Our Practice Principal. We are proud to announce that Philip Snyman has been inducted as the 51 Club's International President at the prestigious national convention in Sun City this past weekend. This distinguished honour recognises exceptional leadership and contribution to the financial services industry. As our Practice Principal, his dedication to excellence and professional growth continues to inspire our team to deliver superior wealth management solutions to our clients. This achievement reflects our commitment to maintaining the highest standards of professional excellence and leadership in South Africa's financial services sector. Please join us in congratulating Philip Snyman on this remarkable milestone. #LeadershipExcellence #FinancialServices #WealthManagement #ProfessionalAchievement #FinancialAdvisor #Potchefstroom #OldMutual #51Club #Invest #Insure

Establishing a charitable foundation can be a powerful way to create lasting impact and leave a meaningful legacy. It offers tax benefits while allowing you to support causes close to your heart. Consider factors like foundation structure, governance, and long-term sustainability when setting up your philanthropic vehicle. What causes are you passionate about, and how might a foundation amplify your giving? #PhilanthropicGiving #CharitableFoundation #LegacyPlanning #SocialImpact

In an interconnected global economy, geographical diversification is more crucial than ever. By spreading investments across different regions, you can potentially reduce risk and capture growth opportunities worldwide. Consider emerging markets, established economies, and even frontier markets. How diverse is your portfolio geographically, and are you prepared for regional economic shifts? #InvestmentDiversification #GlobalInvesting #PortfolioManagement #WealthStrategy

Staying informed about changes in estate tax laws is crucial for effective estate planning. Recent updates may affect how you structure your estate, potentially impacting wealth transfer and tax liabilities. Consider reviewing your estate plan with a professional to ensure it remains optimised under current legislation. Have you recently reviewed your estate plan in light of any legal changes? #EstatePlanning #SouthAfricanLaw #WealthTransfer #TaxPlanning

Early retirement requires meticulous planning and strategic financial decisions. Consider factors like healthcare costs, longer investment horizons, and potential lifestyle adjustments. Strategies might include aggressive saving, smart investments, and creating multiple income streams. What steps are you taking to make early retirement a viable option? #EarlyRetirement #FinancialIndependence #RetirementPlanning #WealthManagement

Reputation and Wealth: Hidden Financial Risks for SA's Affluent For high-net-worth South Africans, reputational issues can pose significant financial risks: Investment Opportunities: Negative publicity could limit access to exclusive deals and partnerships Business Valuation: For entrepreneurs, personal reputation directly impacts company value Borrowing Costs: Reputational damage may lead to higher interest rates or restricted credit access Regulatory Scrutiny: Increased attention from SARS or the SARB could result in costly audits Client/Customer Loss: For professionals, reputation loss can mean significant income reduction Financial implications can include: Rapid depreciation of share prices in listed companies Withdrawal of investment partners from ventures Forced liquidation of assets at unfavourable prices How are you quantifying and mitigating reputational risk in your wealth management strategy? #FinancialRiskManagement #SAWealthProtection #ReputationImpact