EAS Finance Co Pty Ltd

🚙 What are the most popular cars to buy right now? 🚙 🛻 Ford Ranger remained king of the road in May with 5,912 sales, followed closely by the Toyota HiLux (5,702) and Toyota RAV4 (5,517), according to FCAI statistics. 🚗 Toyota was market leader in May with 23,389 sales, followed by Ford (8,806), Mazda (8,002), Kia (7,504) and Hyundai (6,495). 🔋 Almost one-in-four cars sold in May was either an electric vehicle (8.1% of sales) or hybrid vehicle (15.8%) Itching for a new car but not quite sure how to fund the purchase? Call us today to discuss your vehicle finance options. 👇 To find out more, DM us or contact Libby on: ☎ – 0451 514 197 💻 – libby@easfinanceco.com.au #easfinance #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sunshinecoast #sunshinecoastproperty #sunshinecoastrealestate #sunshinecoastmortgagebroker #sunshinecoastfinance #sunshinecoastbroker #sunshinecoastloans #sunshinecoastlocal #qld #qldbroker #qldproperty #qldrealestate

🚩 Five red flags home buyers might want to avoid 🚩 Looking to buy a home? 🏡 Here are five red flags that might catch a lender's attention and see you knocked back from your next home loan application. 😤 💻 Job hopping – lenders love stability. Sometimes it's safer to stick with your current job. 💳 Card churning – frequently switching and applying for credit cards can damage your credit score. 🙃 Running late with repayments – this will likely show up on your credit record. 💸 Unpaid debts – no surprise that this won’t go down well with a lender. 📝 Making multiple home loan applications – questions will be asked. Like whether (and why) you’ve been turned down by other banks. Call us for help on getting your next home loan application across the line. 👇 To find out more, DM us or contact Libby on: ☎ – 0451 514 197 💻 – libby@easfinanceco.com.au #easfinance #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sunshinecoast #sunshinecoastproperty #sunshinecoastrealestate #sunshinecoastmortgagebroker #sunshinecoastfinance #sunshinecoastbroker #sunshinecoastloans #sunshinecoastlocal #qld #qldbroker #qldproperty #qldrealestate

📢 Have you heard of loud budgeting? 📢⁣⁣ ⁣⁣ Lending to first home buyers is up, and NAB research puts it down to many young Australians embracing ‘loud budgeting’. 📣⁣⁣ ⁣⁣ It’s all about boldly letting friends/family know you’re sticking to a budget to kick some serious savings goals. ⚽️⁣⁣ ⁣⁣ Chances are, they’re keen for you to save too. 🙌⁣⁣ ⁣⁣ So, instead of a pricey night out, you may decide to catch up over a low-cost night in - with the idea being that your closest family and friends understand why.⁣⁣ ⁣⁣ Talk to us for more strategies that can help you get into a place of your own sooner. 👇⁣⁣ ⁣⁣ To find out more, DM us or contact Libby on: ☎ – 0451 514 197 💻 – libby@easfinanceco.com.au #easfinance #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sunshinecoast #sunshinecoastproperty #sunshinecoastrealestate #sunshinecoastmortgagebroker #sunshinecoastfinance #sunshinecoastbroker #sunshinecoastloans #sunshinecoastlocal #qld #qldbroker #qldproperty #qldrealestate

⏳ Time is on your side when you're an investor ⏳⁣⁣ ⁣⁣ Keen to succeed on your investment property journey? 💪⁣⁣ ⁣⁣ All you may need is time.⁣⁣ ⁣⁣ CoreLogic’s latest Pain & Gain report shows properties re-sold in the final quarter of 2023 made a median profit of $310,000. 🙌⁣⁣ ⁣⁣ But the big money went to those who held for longer:⁣⁣ ⁣⁣ ✅ Properties held for 20 years earned a $425,000 median profit⁣⁣ ✅ Those held for 30-plus years scored a median profit of $784,000.⁣⁣ ⁣⁣ Your loan can play a role too. And that's where we come in by helping match you up with a suitable investment property loan.👇⁣⁣ ⁣⁣ To find out more, DM us or contact Libby on: ☎ – 0451 514 197 💻 – libby@easfinanceco.com.au #easfinance #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sunshinecoast #sunshinecoastproperty #sunshinecoastrealestate #sunshinecoastmortgagebroker #sunshinecoastfinance #sunshinecoastbroker #sunshinecoastloans #sunshinecoastlocal #qld #qldbroker #qldproperty #qldrealestate

🪓 Want to chop your home loan rate? 🪓⁣⁣ ⁣⁣ RateCity recently found that 80% of people who’ve asked their lender for a rate cut, got one. 👍⁣⁣⁣ ⁣⁣ But it’s not that simple. You need to:⁣⁣ ⁣⁣ ✅ ⁣Know your home loan rate⁣⁣ ✅ ⁣Know the rate your bank is offering new customers, and⁣⁣ ✅ Arm yourself with rates from other lenders, and be prepared to walk if your lender doesn't want to play ball.⁣⁣ ⁣⁣ Sound like too much hard work?⁣⁣ ⁣⁣ Well, one solution is to give us a call and we'll help guide you. 👇⁣⁣⁣ ⁣ To find out more, DM us or contact Libby on: ☎ – 0451 514 197 💻 – libby@easfinanceco.com.au #easfinance #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sunshinecoast #sunshinecoastproperty #sunshinecoastrealestate #sunshinecoastmortgagebroker #sunshinecoastfinance #sunshinecoastbroker #sunshinecoastloans #sunshinecoastlocal #qld #qldbroker #qldproperty #qldrealestate

🔨 Shrinkflation: the hot new renovation trend? 🔨⁣⁣ ⁣⁣ Aussies love a good renovation project! (any The Block fans around here?) 😅⁣⁣ ⁣⁣ But we don't all have dozens of sponsors to help us fund a reno for a multi-million dollar mansion. ⁣⁣ ⁣⁣ Instead, some homeowners are beating high costs by scaling back their plans. 🤨⁣⁣ ⁣⁣ Housing Industry Association research* shows affordability and value are becoming key considerations for renovators.⁣⁣ ⁣⁣ That’s seeing ‘shrinkflation’ kick in as homeowners opt for smaller but perfectly formed spaces - especially when it comes to costly improvements like bathroom upgrades. 🚽⁣⁣ ⁣⁣ What also matters is how you fund your home improvements. 👍⁣⁣ ⁣⁣ And that's where we come in. Call us today to discover what financing options you have available to you for your next reno project. 👇⁣⁣ ⁣⁣ To find out more, DM us or contact Libby on: ☎ – 0451 514 197 💻 – libby@easfinanceco.com.au #easfinance #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sunshinecoast #sunshinecoastproperty #sunshinecoastrealestate #sunshinecoastmortgagebroker #sunshinecoastfinance #sunshinecoastbroker #sunshinecoastloans #sunshinecoastlocal #qld #qldbroker #qldproperty #qldrealestate

🤔 Is home ownership the key to happiness? 🤔⁣ ⁣ Your home isn’t just a roof over your head. It’s also a source of joy! 😁⁣ ⁣ A recent survey by Great Southern Bank shows that owning a home has the power to bring extra happiness to our lives.⁣ ⁣ It’s like comfort food for your financial well-being. 😅⁣ ⁣ Want to boost the feel-good factor?⁣ ⁣ Let us help line you up with a home loan that’s right for your needs. 🙌⁣ ⁣ Right home. Right loan. Great combo. ✅⁣ ⁣ Talk to us to find your ideal mortgage match, and unleash your inner joy. 👇⁣ ⁣ To find out more, DM us or contact Libby on: ☎ – 0451 514 197 💻 – libby@easfinanceco.com.au #easfinance #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sunshinecoast #sunshinecoastproperty #sunshinecoastrealestate #sunshinecoastmortgagebroker #sunshinecoastfinance #sunshinecoastbroker #sunshinecoastloans #sunshinecoastlocal #qld #qldbroker #qldproperty #qldrealestate

🙌 Mortgage brokers have done it again! 🙌⁣ ⁣ We’ve just notched up another industry win, setting a new record for market share. 😮⁣ ⁣ 72% of Aussies now turn to a mortgage broker for help landing a home loan (MFAA stats).⁣ ⁣ Makes sense (to us at least!). Because as your broker, our job is to help you:⁣ ⁣ ✅ Potentially save with a competitive rate⁣ ✅ Enjoy better loan features⁣ ✅ Buy your home or investment property with confidence knowing a broker is on your side.⁣ ⁣ So if you're looking for a home loan specialist, call us today and we'll help you find a loan that suits your needs. 👇⁣ ⁣ To find out more, DM us or contact Libby on: ☎ – 0451 514 197 💻 – libby@easfinanceco.com.au #easfinance #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sunshinecoast #sunshinecoastproperty #sunshinecoastrealestate #sunshinecoastmortgagebroker #sunshinecoastfinance #sunshinecoastbroker #sunshinecoastloans #sunshinecoastlocal #qld #qldbroker #qldproperty #qldrealestate

🔨 How do construction loans work? 🔨⁣ ⁣ Instead of receiving a lump sum from the lender, a construction loan drip feeds funds in line with various stages of the project, including:⁣ ⁣ ✅ Laying the slab⁣ ✅ Erecting the frame⁣ ✅ Reaching lock-up⁣ ✅ Fitting out your home⁣ ✅ Completion of construction.⁣ ⁣ This arrangement offers some valuable advantages. 😁⁣ ⁣ Loan interest is only calculated on the funds drawn down, not on the total value of the loan. And during the construction period, you’ll generally be asked to make interest-only payments.⁣ ⁣ Once your new home or renovation is complete, your construction loan will typically roll into a regular home loan. 🏡⁣ ⁣ So if you’re looking to build or renovate, talk to us today about your funding options and we’ll aim to help you get the ball rolling on your construction project sooner. 👇⁣ ⁣ To find out more, DM us or contact Libby on: ☎ – 0451 514 197 💻 – libby@easfinanceco.com.au #easfinance #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sunshinecoast #sunshinecoastproperty #sunshinecoastrealestate #sunshinecoastmortgagebroker #sunshinecoastfinance #sunshinecoastbroker #sunshinecoastloans #sunshinecoastlocal #qld #qldbroker #qldproperty #qldrealestate

🦅 Lending to property investors is soaring once more 🦅⁣ ⁣ The value of new investment loans in February 2024 was 21.5% compared to a year ago, according to ABS data. ⁣ ⁣ What’s driving investor interest? 🤔⁣ ⁣ ✅ Vacancy rates at a record low 0.7% (Domain data)⁣ ✅ Expectations of a possible rate cut later this year⁣ ✅ A jump in listings giving investors more choice (SQM research).⁣ ✅ Potential tax savings of negative gearing (seek your accountant/financial planner's advice).⁣ ⁣ Ready to become a property investor yourself?⁣ ⁣ Talk to us today about the investment loan that matches your needs. 👇⁣ ⁣ To find out more, DM us or contact Libby on: ☎ – 0451 514 197 💻 – libby@easfinanceco.com.au #easfinance #brokersworkforyou #localmortgagebroker #homeowner #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #sunshinecoast #sunshinecoastproperty #sunshinecoastrealestate #sunshinecoastmortgagebroker #sunshinecoastfinance #sunshinecoastbroker #sunshinecoastloans #sunshinecoastlocal #qld #qldbroker #qldproperty #qldrealestate