LoanCaddie

There’s much more to property in Australia than just houses or units. And if you’re in the market for a home or investment property, it helps to know your townhouses from terrace homes so that you can choose a place that’s suited to your goals and needs. 🏘

💪 Landing a home loan if you’re self-employed 💪⁣ ⁣ Rightly or wrongly, lenders can see self-employed borrowers as higher risk than employees.⁣ ⁣ So it helps to be prepared when applying for a home loan:⁣ ⁣ ✅ Have evidence you’ve held an ABN for a year or two⁣ ✅ Gather proof of income like your latest business activity statements and tax returns⁣ ✅ Don’t hide your income (aka cash jobs) as it can reduce borrowing capacity, and⁣ ✅ Grow savings to show you can handle home loan repayments.⁣ ⁣ If you're struggling to meet any of the above, you could even be eligible for a low-doc home loan designed especially for self-employed borrowers.⁣ ⁣ Talk to us for home loan help when you’re your own boss. 👇⁣ ⁣ To find out more, DM us or contact LoanCaddie on: ☎️ – 1300 132 233 💻 – contact@loancaddie.com.au  #loancaddie #brokersworkforyou #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw

🙌 Why Aussies return to their broker - again and again 🙌⁣ ⁣ Close to 9 out of 10 Australians say they trust their mortgage broker, according to Agile Market Intelligence research.⁣ ⁣ In fact, borrowers are almost twice as likely to ‘completely trust’ their broker compared to lenders that home buyers deal with directly.⁣ ⁣ Here's what we could help you with during your next home purchase:⁣ ⁣ ✅ Understanding your borrowing power⁣ ✅ Providing you with valuable support and guidance⁣ ✅ Streamline the finance process⁣ ✅ Understanding affordability, savings and deposit options, and⁣ ✅ Settling on your property.⁣ ⁣ Contact us today for help buying your first, second or third home. 👇⁣ ⁣ To find out more, DM us or contact LoanCaddie on: ☎️ – 1300 132 233 💻 – contact@loancaddie.com.au  #loancaddie #brokersworkforyou #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw

The New Year is all about fresh starts. With 2025 fast approaching, it’s the perfect time to reflect on your finances and take steps to set yourself up for success. The holiday season may bring extra expenses, but it’s also an opportunity to start building better financial habits for the year ahead. Here’s how to review, reset, and prepare for a financially confident New Year. https://lnkd.in/gWsvMR5X

How are your New Year’s resolutions coming along? If you’re like most people, they’re likely related to health, fitness or abstinence. But why not consider a financial one too? Here are three resolutions worth considering for 2025. 🙌

🎉 Happy New Year! 🎉⁣⁣ ⁣⁣⁣⁣ Whatever your goals, plans, or resolutions for 2025, we’re here to support and cheer you on as you smash them! 🙌⁣⁣⁣ ⁣⁣⁣ If there’s anything we can do to help you out along the way, don’t hesitate to reach out. 😃⁣⁣ ⁣⁣⁣ Here’s to an amazing 2025!⁣⁣⁣⁣ ⁣⁣⁣⁣ From the team @ LoanCaddie

In a fast-moving property market, timing is everything. You may find your dream home before selling your current one, but without the right financial solution, you could miss out. That’s where a bridging loan can help. A bridging loan allows you to buy your next home before selling your current property, giving you the financial flexibility to secure your next home, potentially avoid unnecessary costs, and sell on your own terms. Here’s a quick guide to how bridging loans work and how they can benefit you. https://lnkd.in/gXp_3MvP

🤔 What’s your New Year’s resolution for 2025? 🤔⁣⁣ ⁣⁣ Here are some financial resolution ideas to help get you started:⁣⁣ ⁣ ✅ Contact us for a home loan health check⁣⁣ ❌ Cut back on unnecessary expenses⁣ 💰 Build up a savings fund to perhaps invest in property, shares or ETFs⁣ 💳 Tackle any lingering credit card debt⁣ ⁣⁣ Whatever you decide, we're wishing you a successful, prosperous, and enjoyable 2025! 🥳⁣⁣⁣⁣ ⁣⁣⁣ To find out more, DM us or contact LoanCaddie on: ☎️ – 1300 132 233 💻 – contact@loancaddie.com.au  #loancaddie #brokersworkforyou #investment #property #mortgagebroker #mortgage #homeloan #refinance #investors #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw

🎅🏽 Ho, ho, ho! Merry Christmas! 🎅🏽 ⁣ ⁣ Wishing you and your loved ones a wonderful day full of joy, love, and laughter. May this holiday season bring you warmth and happiness! 🎄✨⁣ ⁣⁣ From the team @ LoanCaddie

With the holiday season upon us, we’d like to express our heartfelt thanks to all our amazing clients for your trust and support throughout 2024. 🎄