Novel Wealth

Traditionally reserved for ultra-high-net-worth individuals and families, a "Family Office" is a private wealth management service dedicated to handling the financial and investment affairs of wealthy individuals or families. It typically provides a range of services including investment management, estate planning, tax planning, and sometimes lifestyle management. The goal of a Family Office is to manage, grow, and transfer wealth across generations.   At Novel, we're breaking the mold and bringing that model to you. With investment management through Q Wealth Partners, financial planning, insurance (individual and property and casualty), accounting and mortgage services, you'll have access to all your experts with just one phone call. In this way, we're not just different, we're Novel.    Experience the Novel Family Office today: https://bit.ly/3GPIYPR   #NovelWealth #BreakTheMold #FamilyOffice #FinancialServices

𝗧𝗵𝗿𝗲𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗚𝗼𝗮𝗹𝘀 𝗧𝗼 𝗡𝗮𝗶𝗹 𝗕𝘆 𝗔𝗴𝗲 𝟯𝟱 💥🚀 Reaching your mid-30s? It's time to get serious about nailing your money game. Here are three essentials to have in place: 𝗠𝗮𝘅𝗶𝗺𝗶𝘇𝗲 𝗬𝗼𝘂𝗿 𝗥𝗥𝗦𝗣 & 𝗧𝗙𝗦𝗔 𝗖𝗼𝗻𝘁𝗿𝗶𝗯𝘂𝘁𝗶𝗼𝗻𝘀 Build wealth tax-efficiently with these powerful tools. RRSPs provide immediate tax benefits for retirement, while TFSAs offer tax-free growth for medium-term goals. Aim to max out your TFSA and contribute to your RRSP annually based on your income tax bracket to receive a refund. 𝗪𝗼𝗿𝗸 𝗧𝗼𝘄𝗮𝗿𝗱 𝗮 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲 𝗚𝗼𝗮𝗹 Real estate can lay a strong financial foundation. Whether you're saving for your first home, paying down a mortgage, or eyeing an investment property, consider options like the First-Time Home Buyers’ Plan or the Tax-Free First Home Savings Account for tax-free growth. 𝗥𝗲𝗮𝘀𝘀𝗲𝘀𝘀 𝗬𝗼𝘂𝗿 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 By 35, you may have more responsibilities. Ensure life insurance, health coverage, and a solid estate plan to protect your loved ones and assets. Planning now provides peace of mind for an unpredictable future. Sound complicated? It can be! As a highly-paid professional, your time is valuable. At Novel Wealth, you can access a financial team that manages your money, builds wealth - and saves on fees. 𝗗𝗿𝗼𝗽 𝗮 𝗰𝗼𝗺𝗺𝗲𝗻𝘁 𝗼𝗿 𝗗𝗠, 𝗮𝗻𝗱 𝘄𝗲 𝗰𝗮𝗻 𝗷𝘂𝗺𝗽 𝗼𝗻 𝗮 𝗰𝗮𝗹𝗹. 𝗜𝘁’𝘀 𝗷𝘂𝘀𝘁 𝘁𝗵𝗮𝘁 𝗲𝗮𝘀𝘆. #FinancialPlanning #Mid30sGoals #LongTermSuccess

𝗜𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝗜𝗻 𝗣𝗼𝘀𝘁-𝗘𝗹𝗲𝗰𝘁𝗶𝗼𝗻 𝗔𝗺𝗲𝗿𝗶𝗰𝗮 US election results gave a nice boost to most portfolios! But convincing ourselves that this bull run will continue might not be wise. Uncertainty is always with us—whether it’s political shifts, economic changes, or unexpected global events. It's the only constant we can count on. That’s why diversification is key. It’s like wearing a seatbelt on the market roller coaster. A diversified portfolio helps spread risk, smooth out volatility, and keep you focused on your long-term goals—no matter what the future holds. So, while it’s great to see the market rally after elections, remember: uncertainty is here to stay. The key to navigating it? Strap in, stay diversified and stick to your long-term plan, no matter what happens next. Move past big banks and DIY platforms to your own financial team that manages your money, builds wealth - and saves on fees. Drop a comment or DM and we'll jump on a call. It's just that easy. #Portfolio #USElections #Diversification

𝗦𝗮𝘆 𝗵𝗲𝗹𝗹𝗼 𝘁𝗼 𝗦𝗺𝗮𝗿𝘁 𝗠𝗼𝗻𝗲𝘆 𝗠𝗼𝗻𝗱𝗮𝘆𝘀!👋   Life moves quickly, and managing your finances can feel like another task to tick off your to-do list.   As a highly-paid professional, your time is valuable. Yet managing money can be complex and time-consuming. At Novel Wealth, we free you to focus on what truly matters: enjoying life with family and friends (or achieving your next career milestone).   We’re here to help! Every Monday, we’ll break down personal finance topics that matter most to you. Here is a sneak peek of what to expect:   💰 Budget Like A Boss 🛍️ Smart Spending Strategies 📉 Elevate Your Credit Score 🎓 Finesse Student Loans   Your money should work as hard as you do. Follow along and watch your money grow!   #SmartMoneyMondays #FinancialFreedom #NovelWealth

𝗔𝗿𝗲 𝘆𝗼𝘂 𝗽𝗿𝗲𝗽𝗮𝗿𝗲𝗱 𝗳𝗼𝗿 𝘁𝗲𝗰𝗵 𝗹𝗮𝘆𝗼𝗳𝗳 𝘀𝗲𝗮𝘀𝗼𝗻? This year alone, 384 tech companies have laid off more than 124,000 employees, adding to the 428,449 tech workers who lost their jobs in 2022 and 2023. Yikes! Eventually, everyone’s status changes to “Open to Work.” Whether you’ve received a better offer or been laid off, we all need a plan B. That’s where we come in. At Novel Wealth, we work with tech professionals to ensure they land on their feet. We empower our clients to navigate their financial futures with confidence, with an easy, done-for-you experience that goes beyond big banks and DIY platforms. And you’ll save on fees💪💰 Flying by the seat of your pants is over👋 Comment or DM, and we can jump on a call. It’s that easy. #Layoff #TechProfessionals #TechTrends

Trusting a wealth advisor with your financial future is a big step, but with a reliable custodian guarding your assets, it ensures your investments are safe and secure - so you can move forward with confidence.   A custodian is a financial institution that holds client securities for safekeeping to minimize the risk of misuse, theft, or loss. They offer peace of mind, so you can focus on your future without worry.   𝗖𝘂𝘀𝘁𝗼𝗱𝗶𝗮𝗻𝘀 𝗵𝗮𝘃𝗲 𝘁𝗵𝗿𝗲𝗲 𝗺𝗮𝗶𝗻 𝗿𝗲𝘀𝗽𝗼𝗻𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀:   1. Safekeeping Assets: Ensures your investments are securely protected. 2. Trade Processing: Manages the tracking, settlement, and reconciliation of trades. 3. Asset Servicing: Preparation of custodial account statements and tax documents.   Our custodian, National Bank Independent Network (NBIN), is one of Canada's leading providers of custody and brokerage solutions to independent Portfolio Managers and Investment Dealers. Known for their solid reputation and financial stability, they are dedicated to keeping your assets safe.   Novel Wealth empowers you to take control of your financial future with confidence. Banish the stress, procrastination and decision fatigue of juggling your finances. Reach out—whether it’s a quick call or a DM, we're here to help you understand how a custodian keeps your investments safe.   #FinancialSecurity #Custodian #Investments #NovelWealth

In gratitude, we stand. In remembrance, we honour. The bravery of Canadians who served will forever inspire us. We remember today and always. #RemembranceDay

As we say farewell to the Halloween spirit, it’s also time to put those financial nightmares to rest. ⚰️ From buried credit card debt to forgotten subscriptions, we all have a few skeletons in our financial closets. But they don't have to haunt you forever! Let us help you build a financial plan that puts those mistakes in the past—where they belong. 💀 We go beyond the one-size-fits-all offerings of big banks and Bay St advisors with a personalized, fully integrated, done-for-you service. Together, we'll put your financial fears to rest. Comment or DM to jump on a call. It's that easy.

Skeletons in Your Financial Closet? 💀 Are your finances giving you nightmares? Creating a financial plan doesn't have to be scary. We go beyond the one-size-fits-all offerings of big banks and Bay St advisors with a personalized, fully integrated, done-for-you service. Together, we'll put your financial fears to rest. Comment or DM to jump on a call. It's that easy. #Halloween #FinancialPlanning #NovelWealth

Trusting a wealth advisor with your financial future is a big step, but with a reliable custodian guarding your assets, it ensures your investments are safe and secure - so you can move forward with confidence.   A custodian is a financial institution that holds client securities for safekeeping to minimize the risk of misuse, theft, or loss. They offer peace of mind, so you can focus on your future without worry.   𝗖𝘂𝘀𝘁𝗼𝗱𝗶𝗮𝗻𝘀 𝗵𝗮𝘃𝗲 𝘁𝗵𝗿𝗲𝗲 𝗺𝗮𝗶𝗻 𝗿𝗲𝘀𝗽𝗼𝗻𝘀𝗶𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀:   1. Safekeeping Assets: Ensures your investments are securely protected. 2. Trade Processing: Manages the tracking, settlement, and reconciliation of trades. 3. Asset Servicing: Preparation of custodial account statements and tax documents.   Our custodian, National Bank Independent Network (NBIN), is one of Canada's leading providers of custody and brokerage solutions to independent Portfolio Managers and Investment Dealers. Known for their solid reputation and financial stability, they are dedicated to keeping your assets safe.   Novel Wealth empowers you to take control of your financial future with confidence. Banish the stress, procrastination and decision fatigue of juggling your finances. Reach out—whether it’s a quick call or a DM, we're here to help you understand how a custodian keeps your investments safe.   #FinancialSecurity #Custodian #Investments #NovelWealth