PRAGMA Inc.

Excited and looking forward to speaking at the EXPAND conference in Toronto this weekend about Multi-family Value Add Investing, and Secrets of Passive Investing. If you would like to attend the conference, please feel free to use my promo code. See you there! o Conference-Only Ticket (includes Lunch): $299 + taxes and fees (a huge savings off the regular price) Promo Code: SIB299 o Conference + Gala Ticket: $449 + taxes and fees (a huge savings off the regular price) Promo Code: SIBGALA

Multi-family investing has been the golden ticket to cashflow, and appreciation for us.  Even over the past couple of years, when single family homes and condos dropped in value by about 20%, multi-family continued to increase in value due to higher rents.  Interested in investing in Real Estate but confused about where to start? We are here to help. There are 4 ways to win: 1. Cashflow 2. Mortgage Paydown 3. Market Appreciation (increasing rents) 4. Active Appreciation (through renovations and cost optimization) #realestateinvesting #passiveincome

It was an honour to present at the Wealth Genius Mastermind to a group of over 100 amazing Real Estate Investors.  Topic  "The Perfect BRRRR: Multi-family Investing".  Thanks for the opportunity Alfonso Cuadra and Wealth Genius. The BRRRR is one of our favourite strategies to build income and wealth.

The BRRRR strategy is one of the best strategies to build your portfolio with limited capital.  The key is to have the right team in place for each stage.  Thanks to all the people that helped make this project a reality, we could not have done it without you. BUY - You need the right Realtors bringing you deals.  This property was purchased off-market. RENOVATE - You need the right suppliers and contractors to get the job done on time and on budget. RENT - You need the right property management team to find the best tenants for the best rents. REFINANCE - You need the right relationships with lenders and brokers, and knowledge of financing options. REPEAT - Back to step 1 -> BUY the next property and build your porfolio If you would like more information on multi-family real estate investing, please DM us or visit www.pragmaproperties.com #brrrrstrategy #passiveincome

Larger multi-family properties are still doing well due to economies of scale and increasing rents. Positive cashflow is the golden ticket in Real Estate.

Hello Friends - Now is a great time for multi-family investing. We are gearing up to invest in more properties. We have been looking at 100’s of units over the past few weeks, and analyzing many deals (both off-market and on market). Here are a few reasons we believe now is a great time: 1. High Rental Demand -> There are low vacancy rates, and therefore rents continue to increase 2. Declining Interest Rates -> Low-interest rates make financing more attractive, and as rates drop, property values increase 3. Tax Benefits -> Enjoy tax advantages like mortgage and expense deductions. There are also other ways properties offer tax benefits.    Multi-family properties offer a secure path to wealth in Canada, and has allowed so many people to acquire freedom. If you would like to learn more about the benefits of investing in multi-family, please DM.   #RealEstateInvesting #CanadaRealEstate #MultiFamilyInvesting #ExpandWealth

We had a chance to walk-through 11 buildings last weekend in the Ottawa region (about 250 units) – this took 2 full days. We drove to Ottawa on Friday, and came back Sunday at midnight. This is a huge time commitment, but by walking through the properties, analyzing the numbers, and seeing the different areas, it helps us zero in on where to invest. Beyond assessing the building's condition, it's crucial to observe the surrounding areas. This helps gauge the neighborhood’s appeal, potential for growth, and any red flags that might affect property value. If you decide to invest in multi-family, walk through many properties and dive into the numbers ->  analyze rents, expenses, and cash flow projections to ensure the investment meets your financial goals. Understanding these details firsthand gives you the confidence to make informed decisions, optimize returns, and build a solid portfolio.   #RealEstateInvesting #MultiFamilyInvesting #PropertyWalkthroughs #NeighborhoodAnalysis #InvestmentReturns

What types of REITs are there?  1. Equity REITs - Own and manage large scale real estate investment portfolios.  2. Mortgage REITs - Lend money to fund other Real Estate projects and earn profits.  Hybrid REITs combine both concepts into one. Both make great add-ons to your investment portfolio. #realestateinvesting #passiveincome #investor #property #realestateinvestment

If you are starting a business, make sure you enjoy what you do.  Starting a business is often viewed as a way to save time and make more money. In my experience, the business offers time flexibility, but the hours are the same as having professional job.  I actually enjoy working on weekend mornings where there are no work emails to deal with, and I can lock in and get stuff done. As you grow, the businesses does offer freedom and time flexibility as opposed to a 9-5 schedule.  The business also offers location flexibility since you can work from almost anywhere these days.  Some of my most productive meetings can happen while driving. #realestateinvesting #passiveincome #investor #financialfreedom

Investing in a REIT offers many benefits such as:    1. Diversification & predictable income - having multiple stable income streams is important in growing your wealth  2. Its a great way to invest in bigger properties without the hassle of things like property management 3. You can leverage experts' knowledge of Real Estate so that you can reap the rewards without going through the learning and development process  REITs are a great way to invest your money. #realestateinvesting #passiveincome #investor #canadainvestor