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Expanded coverage. Enhanced offerings. #UBSResearch provides differentiated insights and actionable content, underpinned by our unique platform. If you value our research, please vote for UBS in the 2025 Extel Developed Europe & Emerging EMEA surveys: https://from.ubs/6042UHljm #ShareUBS

The fourth industrial revolution is reshaping our world, but can scapegoat economics hold us back? In this article, our Chief Economist Paul Donovan explores how misconceptions and misplaced blame can hinder progress, and why fostering collaboration in the intelligent age is key to overcoming these challenges. As we kick off our presence at #WEF25 in Davos — our home market and a global hub for dialogue — we’re focused on laying the foundations for meaningful and long-lasting collaboration that drive innovation and progress. To learn more about scapegoat economics, follow the link to the WEF article: https://from.ubs/6043UHlCt. #shareUBS

Our hearts are with all those impacted by the California wildfires, and we salute the courageous first responders who continue to put themselves in harm’s way to save lives, protect communities, and prevent further devastation. The scope of this crisis demands a collective response, and UBS is proud to join that effort as a sponsor of the FireAid benefit concerts, raising money to rebuild communities destroyed by wildfires and prevent future fire disasters throughout Southern California. In addition, the UBS Optimus Foundation has committed up to $500,000 in match funding for donations made by UBS clients and employees to Americares, and UBS will provide up to $100,000 in match funding for employee donations made to select relief organizations currently responding on-the-ground in Los Angeles. For more information about the UBS Optimus Foundation, please visit: https://from.ubs/6041UEueU And to learn more about FireAid, visit https://from.ubs/6042UEueq. #MoreThanOurselves #shareUBS #UBSCommentUSA The UBS Optimus Foundation is a global network of separately organized and regulated tax-exempt charitable organizations founded and managed by UBS that engage in a broad range of charitable and philanthropic activities around the world.

A colorful craft: explore the inspiring practice of #UBSArtCollection artist Mit Jai Inn. Comparing his method of making paintings to “baking bread,” here the Thai artist reflects on the love, attention and skill devoted to his craft. The artist has been commissioned by the Collection to create a new presentation of his vibrant works for ART SG 2025, which will encourage visitors to interact and ultimately look beyond what is immediately visible. Visit the UBS Art Studio at the fair until 19 January, and watch the full film here: https://from.ubs/6041UDgMz #shareUBS #UBSart

Setting new resolutions can feel overwhelming - but it doesn't have to be!🎯 That's why we caught up with Hanna, Lead Advisory and Sales Switzerland for UBS University, to hear her top tips to help you start the year strong. Whether you're looking to grow in your current role or land your next big opportunity, we've got you covered. Ready to craft your future? Explore our careers page here: https://from.ubs/6046U6xYO #shareUBS #MoreThanOurselves #UBScareers #InternalMobility

An estimated CHF 13bn per year to 2050 will be required to achieve net-zero according to the Swiss Banking Association. 83% is expected to come from traditional bank loans with the rest from capital markets and public subsidies. While public money may make up a relatively small share of transition investments, unlocking all the needed private investments requires political buy-in and confidence in a supportive policy framework. Find out more in the recent report from the UBS Sustainability and Impact Institute: Link to page: https://from.ubs/6040o3hEQ #shareUBS #Downhillclimb #climate #transition #swisstransition #TheInstitute

As the future of AI continues to take shape, the need to understand the risks and opportunities that come with it is more important than ever. For more insights from UBS Global Technology and AI Conference, visit: https://from.ubs/6047UBDgd

The future of philanthropy is here, and it's driven by the next generation! Did you know that an estimated USD 124trn is expected to be transferred across generations in the next 25 years, with USD 105trn flowing to heirs and USD 18trn going to philanthropy?* These Gen X, Millennial and Gen Z changemakers are focusing on impact returns, blurring financial investments with social and environmental outcomes. They're taking a hands-on approach, giving their time and expertise and leveraging digital tools for greater transparency and accountability. Learn more in our annual 2025 Trends in Philanthropy review >> https://from.ubs/6040U646g. #shareUBS #UBSPhilanthropyTrends *Source: 2024 Cerulli US HNW & UHNW Markets Report

We started out in Winterthur, financing Switzerland’s earliest industries, quickly traversed the Atlantic, grew into retail banking, and learned through our own challenges that maintaining a strong culture is crucial. The common thread throughout our remarkable history? We are a firm that evolves – always with and for our clients. Watch our full history come together in the culmination of our series “Becoming UBS: merging past, present and future”. #shareUBS

A new year always brings a sense of excitement and endless possibilities. For social entrepreneurs, this feeling is amplified as they gear up to tackle the world's most pressing challenges. Back for another year, some of our #UBSGlobalVisionaries share their ‘revolutions’ for the year ahead. As we step into 2025, the spirit of innovation and positive change is more vibrant than ever, from closing the digital divide, to enhancing sustainability and making quality education accessible to all. Take a look at the UBS Global Visionaries 2025 revolutions to get inspired! >> https://from.ubs/6047ohRiZ #shareUBS