PGIM India ELSS Tax Saver Fund Regular-Growth
(Scheme Rating)
NAV as of Jan 16, 2025
33.390.76%
- Growth - Regular
(Earn upto 1.51% Extra Returns with Direct Plan)
Fund Category:
Equity: ELSS
Expense Ratio:
2.25%(1.93% Category
average)Fund Size:
Rs. 778.19 Cr(0.32% of Investment in Category)
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PGIM India ELSS Tax Saver Fund Regular-Growth
(Scheme Rating)
NAV as of Jan 16, 2025
33.390.76%
Expense Ratio:
2.25%
Fund Size:
Rs. 778.19 Cr
Fund Category:
Equity: ELSS
1. Current NAV: The Current Net Asset Value of the PGIM India ELSS Tax Saver Fund - Regular Plan as of Jan 16, 2025 is Rs 33.39 for Growth option of its Regular plan.
2. Returns: Its trailing returns over different time periods are: 13.86% (1yr), 10.85% (3yr), 17.93% (5yr) and 14.32% (since launch). Whereas, Category returns for the same time duration are: 15.650992970810526% (1yr), 14.002285355064219% (3yr) and 18.362698374794842% (5yr).
3. Fund Size: The PGIM India ELSS Tax Saver Fund - Regular Plan currently holds Assets under Management worth of Rs 769.5104 crore as on Sep 30, 2024.
4. Expense ratio: The expense ratio of the fund is 2.25% for Regular plan as on Dec 31, 2024.
5. Exit Load: The given fund doesn't attract any Exit Load.
6. Minimum Investment: Minimum investment required is Rs 500 and minimum additional investment is Rs 500. Minimum SIP investment is Rs 500.
PGIM India ELSS Tax Saver Fund Regular-Growth Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns -5.92 -3.72 -1.71 11.34 9.98 17.21 Category Avg -7.19 -7.82 -4.91 13.19 13.16 17.88 Rank within Category 10 1 6 25 29 20 No. of funds within Category 38 38 38 38 33 33 - Loading...
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Return Comparison
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PGIM India ELSS Tax Saver Fund Regular-Growth Fund Details
Investment Objective - The scheme seeks to generate long-term capital appreciation by predominantly investing in equity & equity related instruments and to enable eligible investors to avail deduction from total income, as permitted under the Income Tax Act, 1961 as amended from time to time.
| Fund House | PGIM India Mutual Fund |
| Launch Date | Dec 11, 2015 |
| Benchmark | NIFTY 500 Total Return Index |
| Return Since Launch | 14.16% |
| Riskometer | Very High |
| Type | Open-ended |
| Risk Grade | Average |
| Return Grade | Below Average |
PGIM India ELSS Tax Saver Fund Regular-Growth Investment Details
| Minimum Investment (Rs.) | 500.00 |
| Minimum Additional Investment (Rs.) | 500.00 |
| Minimum SIP Investment (Rs.) | 500.00 |
| Minimum Withdrawal (Rs.) | 1,000.00 |
| Exit Load | 0% |
Portfolio Allocation
Asset Allocation
Asset Allocation History
Sector Allocation
Market Cap Allocation
Concentration & Valuation Analysis
| DEC 2024 | NOV 2024 | OCT 2024 | SEP 2024 | AUG 2024 | JUL 2024 | |
|---|---|---|---|---|---|---|
| Number of Holdings | 62 | 63 | 63 | 68 | 67 | 66 |
| Top 5 Company Holdings | 25.18% | 25.27% | 24.59% | 24.33% | 24.31% | 24.54% |
| Top 10 Company Holdings | 38.28% | 38.61% | 37.54% | 37.4% | 37.24% | 37.71% |
| Company with Highest Exposure | HDFC Bank (7.59%) | HDFC Bank (7.25%) | HDFC Bank (7.14%) | HDFC Bank (6.74%) | HDFC Bank (6.55%) | HDFC Bank (6.61%) |
| Number of Sectors | 17 | 17 | 17 | 17 | 17 | 17 |
| Top 3 Sector Holdings | 40.3% | 41.74% | 41.41% | 42.0% | 42.1% | 41.61% |
| Top 5 Sector Holdings | 57.12% | 57.73% | 56.26% | 57.4% | 58.16% | 57.48% |
| Sector with Highest Exposure | Financial (21.01%) | Financial (23.22%) | Financial (23.79%) | Financial (24.12%) | Financial (23.63%) | Financial (23.49%) |
Top Stock Holdings
Sector Holdings in MF
Company Sector Assest(%) P/E EPS-TTM(₹) RETURN 1 YR(%) HDFC Bank Financial 6.74 18.26 90.45 7.45 ICICI Bank Financial 5.81 18.18 68.72 27.23 Reliance Industries Energy 4.61 24.77 51.13 -6.99 Bajaj Finance Financial 4.19 29.23 248.39 -1.35 Avenue Supermarts Services 2.98 86.14 41.80 -4.90 Tata Consultancy Technology 2.85 31.21 134.78 8.28 Bharti Airtel Communication 2.69 80.87 20.16 50.21 Cholamandalam Investment and Finance Company Financial 2.67 27.97 45.84 -0.47 Larsen & Toubro Construction 2.6 35.67 98.35 -1.77 Zomato Services 2.26 - - -
Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y PGIM India ELSS Tax Saver Fund Regular-Growth 33.39 778.19 -5.92 11.34 9.98 17.21 SBI Long Term Equity Fund Regular -Growth 416.76 27,791.08 -5.48 21.25 21.23 23.01 Parag Parikh ELSS Tax Saver Fund Regular - Growth 29.65 4,506.61 -4.59 14.95 15.31 21.86 Quant ELSS Tax Saver Fund-Growth 344.67 10,512.81 -6.40 3.62 13.59 29.18 Motilal Oswal ELSS Tax Saver Fund Regular-Growth 51.07 4,414.88 -10.46 32.23 21.74 21.46
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Standard Deviation
Standard Deviation
Standard deviation is the deviation of the fund's return around mean.
Low Volatality
12.18VS13.38Fund Vs Category Avg
Beta
Beta
Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.
Low Volatality
0.84VS0.91Fund Vs Category Avg
Sharpe Ratio
Sharpe Ratio
Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.
Poor risk-adjusted returns
0.58VS0.79Fund Vs Category Avg
Treynor's Ratio
Treynor's Ratio
Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.
Poor risk-adjusted returns
8.48VS11.78Fund Vs Category Avg
Jensen's Alpha
Jensen's Alpha
Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.
Poor risk-adjusted returns
-0.69VS2.15Fund Vs Category Avg
Mean Return
Mean Return
Average return generated by the fund during a specified period.
Poor average monthly returns
13.06VS16.55Fund Vs Category Avg
Risk Ratio Chart
- Risk Ratio
- Category Average
Fund Manager
- B.K.Bhupesh KalyaniSince Apr 20239 schemes
- V.P.Vinay PahariaSince Apr 20239 schemes
- V.S.Vivek SharmaSince Apr 20249 schemes
- U.M.Utsav MehtaSince Apr 20246 schemes
Mr. Kalyani is a CA, ICWA and CISA. Prior to joining PGIM India Mutual Fund, he was associated with IDBI AMC, LIC Mutual Fund, Edelweiss Mutual Fund, Tata Mutual Fund and Star Union Dai-ichi life Insurance C.o. Ltd.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y PGIM India Overnight Fund Regular - Growth Overnight 1,295.61 102.82 6.66 PGIM India Corporate Bond-Growth Corporate Bond 41.38 94.56 7.50 PGIM India Gilt Fund - Growth Gilt 29.11 114.56 8.39 PGIM India Liquid Fund-Growth Liquid 329.42 436.79 7.29 PGIM India Ultra Short Duration-Growth Ultra Short Duration 33.00 230.85 6.81 PGIM India Dynamic Bond Fund-Growth Dynamic Bond 2,530.67 107.87 8.53 PGIM India Money Market Fund Regular - Growth Money Market 1,281.26 173.58 7.15 PGIM India Large Cap Fund-Growth Large Cap 317.23 586.80 5.61 PGIM India CRISIL IBX Gilt Index - Apr 2028 Fund Regular - Growth Target Maturity 11.55 Unrated 27.56 7.55 Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai. Prior to joining PGIM India Mutual Fund, he was associated with Union Mutual Fund, Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y PGIM India Equity Savings Fund -Growth Equity Savings 47.38 72.25 6.42 PGIM India Midcap Opportunities Fund Regular-Growth Mid Cap 60.67 11,284.53 12.90 PGIM India Balanced Advantage Fund Regular - Growth Dynamic Asset Allocation 14.37 1,005.74 6.68 PGIM India Flexi Cap Fund Regular-Growth Flexi Cap 33.94 6,329.61 10.05 PGIM India Small Cap Fund Regular - Growth Small Cap 15.31 1,543.22 12.33 PGIM India Hybrid Equity Fund-Growth Aggressive Hybrid 123.13 211.26 10.80 PGIM India Large Cap Fund-Growth Large Cap 317.23 586.80 5.61 PGIM India Retirement Fund Regular - Growth Multi Cap 11.26 Unrated 75.46 - PGIM India Large and Mid Cap Fund Regular - Growth Large & MidCap 11.58 Unrated 618.27 - Mr. Sharma is a PGDM Finance Prior to joining PGIM India Asset Management Pvt. Ltd. - Equity Analyst and Asst. Fund Manager, he has worked with ICICI Securities Ltd. - Equity Analyst and JP Morgan Services India Pvt. Ltd.- Associate - Investment Banking.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y PGIM India Equity Savings Fund -Growth Equity Savings 47.38 72.25 6.42 PGIM India Midcap Opportunities Fund Regular-Growth Mid Cap 60.67 11,284.53 12.90 PGIM India Flexi Cap Fund Regular-Growth Flexi Cap 33.94 6,329.61 10.05 PGIM India Small Cap Fund Regular - Growth Small Cap 15.31 1,543.22 12.33 PGIM India Hybrid Equity Fund-Growth Aggressive Hybrid 123.13 211.26 10.80 PGIM India Large Cap Fund-Growth Large Cap 317.23 586.80 5.61 PGIM India Healthcare Fund Regular-Growth Sectoral-Pharma 9.67 Unrated 109.73 - PGIM India Multi Cap Fund Regular-Growth Multi Cap 9.18 Unrated 349.91 - PGIM India Retirement Fund Regular - Growth Multi Cap 11.26 Unrated 75.46 - Mr. Mehta has done B.Com and CFA Prior to joining PGIM Mutual Fund, he has worked with Edelweiss Asset Management Ltd and Ambit Capital
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y PGIM India Midcap Opportunities Fund Regular-Growth Mid Cap 60.67 11,284.53 12.90 PGIM India Balanced Advantage Fund Regular - Growth Dynamic Asset Allocation 14.37 1,005.74 6.68 PGIM India Small Cap Fund Regular - Growth Small Cap 15.31 1,543.22 12.33 PGIM India Healthcare Fund Regular-Growth Sectoral-Pharma 9.67 Unrated 109.73 - PGIM India Multi Cap Fund Regular-Growth Multi Cap 9.18 Unrated 349.91 - PGIM India Large and Mid Cap Fund Regular - Growth Large & MidCap 11.58 Unrated 618.27 -
More PGIM India Mutual Fund
| Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| PGIM India Midcap Opportunities Fund Regular-Growth | 11,092.72 | 2.25 | -3.60 | 2.29 | 21.66 | 13.02 | |
| PGIM India Flexi Cap Fund Regular-Growth | 6,354.33 | 0.74 | -4.89 | 2.40 | 16.42 | 9.25 | |
| PGIM India Small Cap Fund Regular - Growth | 1,558.10 | -0.49 | -3.81 | 4.26 | 20.16 | 12.16 | |
| PGIM India Global Equity Opportunities Fund-Growth | 1,356.49 | -0.74 | 1.15 | 2.98 | 23.76 | 4.62 | |
| PGIM India Balanced Advantage Fund Regular - Growth | 1,037.52 | -0.88 | -4.43 | 0.34 | 10.54 | 8.81 | |
| PGIM India ELSS Tax Saver Fund Regular-Growth | 769.51 | 1.50 | -2.79 | 2.86 | 16.49 | 13.29 | |
| PGIM India Large and Mid Cap Fund Regular - Growth | 597.16 | 1.34 | -3.21 | 3.16 | - | - | |
| PGIM India Large Cap Fund-Growth | 593.54 | -0.20 | -7.05 | -0.60 | 10.36 | 10.13 | |
| PGIM India Liquid Fund-Growth | 450.83 | 0.60 | 1.75 | 3.54 | 7.31 | 6.37 | |
| PGIM India Multi Cap Fund Regular-Growth | 341.06 | 0.73 | -5.13 | - | - | - |
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1. PGIM India ELSS Tax Saver Fund - Regular Plan is Open-ended ELSS Equity scheme which belongs to PGIM India Mutual Fund House.
2. The fund was launched on Dec 11, 2015.
Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme seeks to generate long-term capital appreciation by predominantly investing in equity & equity related instruments and to enable eligible investors to avail deduction from total income, as permitted under the Income Tax Act, 1961 as amended from time to time. "
2. It is benchmarked against NIFTY 500 Total Return Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 95.23% in equities, 4.78% in debts and -0.01% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 37.400000000000006% of the assets, the top 3 sectors constitute around 41.739999999999995% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on PGIM India ELSS Tax Saver Fund Regular-Growth
1. Short-term Capital Gain Tax - STCG is not applicable on ELSS schemes since these have a lock-in period of 3 years.
2. Investment into ELSS schemes qualify for tax deduction under Section 80C of the Indian Income Tax Act.
3. Gains of more than Rs. 1 lakh after completion of 3 years will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
This Might Catch Your Interest
FAQs about PGIM India ELSS Tax Saver Fund Regular-Growth
- Is it safe to invest in PGIM India ELSS Tax Saver Fund - Regular Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the PGIM India ELSS Tax Saver Fund - Regular Plan comes under Very High risk category.
- What is the category of PGIM India ELSS Tax Saver Fund - Regular Plan?PGIM India ELSS Tax Saver Fund - Regular Plan belongs to the Equity : ELSS category of funds.
- How Long should I Invest in PGIM India ELSS Tax Saver Fund - Regular Plan?The suggested investment horizon of investing into PGIM India ELSS Tax Saver Fund - Regular Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the PGIM India ELSS Tax Saver Fund - Regular Plan?The PGIM India ELSS Tax Saver Fund - Regular Plan is managed by Bhupesh Kalyani (Since Apr 01, 2023) , Vinay Paharia (Since Apr 01, 2023) , Vivek Sharma (Since Apr 15, 2024) and Utsav Mehta (Since Apr 15, 2024).
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