BCT DIGITAL

BCT Digital is extremely proud to announce that its product the 'rt360 Real-Time Monitoring Solution' is evaluated as viable and acceptable by the Reserve Bank of India (RBI). RBI says "All the entities have now exited the Fourth Cohort of the Regulatory Sandbox on ‘Prevention and Mitigation of Financial Frauds’. The products found acceptable under this Cohort may be considered for adoption by Regulated Entities subject to compliance with applicable regulatory requirements". BCT was shortlisted as a part of the 4th Cohort of the Regulatory Sandbox with ‘Prevention and Mitigation of Financial Frauds’ as its theme earlier in 2023. We would thank IDBI Bank for partnering with BCT in this critical journey. Thank you Jaya Vaidhyanathan, CEO, BCT Digital for passionately championing the cause of proactive fraud detection and prevention in the banking sector. Congratulations to our stellar product team led by Kasthuri Rangan Bhaskar. Kudos to Chandrakumar Natarajan Abhiram Dubey Anand Balaji Ashish Jajodia Atul Gupta Kunal Patil Shankar R Santosh BM and each and everyone part of the team! You have made us proud! Visit our product page https://lnkd.in/dyv_c2zZ to learn more about the product #regulatory #Fraudmitigation #FraudPrevention #Innovation

In an interview with Deccan Chronicle, Ms. Jaya Vaidhyanathan, CEO of BCT Digital, shares her thoughts on the banking industry in India. Even as there are some signs of rising delinquencies in the unsecured loans segments, Ms. Jaya is confident of the strength of the Indian banking system and emphasizes that banks can weather stress in unsecured loans. On the regulator, Ms. Jaya notes the RBI is a very innovative central bank and comparable to one of the best in the world. Read the full interview with Umamaheshwar S of Deccan Chronicle here https://lnkd.in/gWvQnrYj Jaya Vaidhyanathan #BCTDigital #DeccanChronicle #LeadershipInsights #Banking

The world’s breached 1.5 degrees. But wasn’t that our climate target? So, 2024 was the hottest year on record and the first calendar year in which the Earth was more than 1.5 degrees Celsius warmer than pre-industrial times. Not surprisingly, Indian banks know climate is their biggest threat. They responded to an RBI survey asking what they saw as the biggest contributors to systemic risk. While they downplayed the usual concerns — asset quality, interest rate risk, capital outflows — one threat loomed larger than ever before: climate change. In fact, respondents named it for the first time as the greatest source of systemic risk to the Indian financial system. The fact is that many of India’s banks have lent heavily in the past to the energy sector. Data from last year showed that banks, even in the public sector, are now balking at financing new coal-fired power plants. That suggests they worry they are overexposed to the sector. To read the detailed Bloomberg article, click here https://lnkd.in/gFtHE9Af #BCTDigital #Climatechange #risks #banking #climatetarget

May the warmth of the Sun's rays and the sweetness of the season brighten up your life! BCT Digital wishes you a Happy Pongal and a joyful Makar Sankranti. #BCTDigital #Pongal2025 #Sankranti #moments

Banks and financial institutions across the UAE are prioritizing Model Risk Management (MRM) solutions to ensure compliance with the latest regulations from the Central Bank of UAE (CBUAE). With the increasing demand for automated model monitoring and quarterly assessments, institutions are actively seeking sophisticated software solutions to streamline these essential processes. The Model Management Standard (MMS) by the CBUAE is now a critical framework, impacting all banking models and focusing on areas such as:  • Model Governance • Model Data Management • Model Development • Model Implementation and Usage • Model Validation Is your institution prepared for the evolving regulatory landscape? BCT Digital’s rt360 MRM capabilities offer a comprehensive, automated solution to transform your model risk management processes. Ready to see how rt360 can help your institution? Book a demo today! https://lnkd.in/gbz8M9VD Prashanth Belugali N Hariom Tyagi Mohammed Mujibur Rahman Abhishek dalmia Gaurav Malik #BCTDigital #MRM #RegulatoryCompliance #CBUAE #RiskManagement #BankingInnovation #UAEBanks https://lnkd.in/ge2Zy4ng

In an insightful interview with Terragreen, the flagship magazine of TERI - The Energy and Resources Institute, Ms. Jaya Vaidhyanathan, CEO, BCT Digital, highlights how ESG frameworks help businesses integrate climate risks into risk management by identifying environmental, social and governance factors impacting operations. In her view, robust data analytics and ESG frameworks can analyze vast amounts of environmental and social data to identify patterns related to climate risk.  Predictive analytics can signal disruptions in resource availability or shifts in regulations, enabling organizations to anticipate challenges and develop proactive strategies. Jaya Vaidhyanathan #BCTDigital #Terragreen #Climaterisks #riskmanagement #data

We are pleased to share that our CEO Ms. Jaya Vaidhyanathan’s views on the RBI’s Financial Stability Report was published in an ET Edge Insights report. Ms. Jaya emphasises that the reduction of Gross Non-Performing Assets (GNPA) ratio of Scheduled Commercial Banks to 3.6% from 5% signifies an improvement in the banking sector's health and underscores enhanced credit discipline, robust monitoring and effective recovery mechanisms. To read more, click here https://lnkd.in/dBghb-G4 Jaya Vaidhyanathan #BCTDigital #banking #RBI #credit

BCT Digital wishes you a New Year filled with hopes, joys and beginnings. May 2025 bring you endless happiness and success! #BCTDigital #NewYear2025

And now, on to the toasts of the year that was. #BCTDigital #Chartis #recognitions #accolades

BCT Digital wishes you a Christmas that is merry and bright. #BCTDigital #Christmas2024