Blue Bird Capital

Starting a #bank from scratch is like ascending a snow-covered #peak: challenging, unpredictable, but deeply rewarding. When hiking through the Alps as we did on this picture, we often find parallels between entrepreneurship and mountaineering: 𝗧𝗵𝗲 𝗥𝗼𝗽𝗲𝗱 𝗣𝗮𝗿𝘁𝘆 = 𝗧𝗵𝗲 𝗧𝗲𝗮𝗺 Each step forward requires resilience, teamwork, and trust in one another. Like a climber, we rely on #preparation, #adaptability, and a shared #vision. 𝗧𝗵𝗲 𝗦𝗻𝗼𝘄𝘆 𝗟𝗮𝗻𝗱𝘀𝗰𝗮𝗽𝗲 = 𝗧𝗵𝗲 𝗕𝗮𝗻𝗸𝗶𝗻𝗴 𝗜𝗻𝗱𝘂𝘀𝘁𝗿𝘆 Regulatory hurdles, evolving #technology, and #competition can slow us down, but they also shape our #strategy. Every challenge is an #opportunity to refine our approach. 𝗧𝗵𝗲 𝗦𝘂𝗻𝗹𝗶𝗴𝗵𝘁 = 𝗢𝘂𝗿 𝗩𝗶𝘀𝗶𝗼𝗻 Even when the path is steep, our vision for a modern, sustainable bank guides us forward. A clear #mission is the compass that keeps us on track. 𝗧𝗵𝗲 𝗚𝗲𝗮𝗿 = 𝗢𝘂𝗿 𝗧𝗼𝗼𝗹𝘀 & 𝗦𝘁𝗿𝗮𝘁𝗲𝗴𝘆 A mountaineer wouldn’t climb without the right #equipment. For us, #technology, #compliance, and strong #partnerships are the tools that enable success. 𝗧𝗵𝗲 𝗔𝘀𝗰𝗲𝗻𝘁 = 𝗧𝗵𝗲 𝗦𝘁𝗮𝗿𝘁𝘂𝗽 𝗝𝗼𝘂𝗿𝗻𝗲𝘆 There are no shortcuts to the #summit - just like there are no easy paths in #banking. The key is to keep moving, adjust when needed, and never lose sight of the goal. Every startup has its mountain to climb. Ours is to redefine banking in Liechtenstein. Join our roped party: ⛰️🚶🏻➡️🥾 𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀❗ We regularly share insights from our latest project, setting up a #bank in #Liechtenstein, and our experiences from scaling the #Alps.

While hiking, we often come across warning signs as documented here: alerts about avalanches, falling rocks, or wildlife hazards. Some are clear and direct, while others require a closer look. But they all serve one purpose: 𝗧𝗼 𝗽𝗿𝗲𝘃𝗲𝗻𝘁 𝘂𝗻𝗻𝗲𝗰𝗲𝘀𝘀𝗮𝗿𝘆 𝗿𝗶𝘀𝗸𝘀 𝗮𝗻𝗱 𝗴𝘂𝗶𝗱𝗲 𝘂𝘀 𝘀𝗮𝗳𝗲𝗹𝘆 𝗳𝗼𝗿𝘄𝗮𝗿𝗱. Project work is no different. Every initiative, whether in #banking, #fintech, or #digitalassets, has its own set of "warning signs"—early indicators of potential #risks that demand attention: - 𝗦𝗰𝗼𝗽𝗲 𝗰𝗿𝗲𝗲𝗽 like an avalanche, it builds up and can overwhelm you - 𝗟𝗮𝗰𝗸 𝗼𝗳 𝘀𝘁𝗮𝗸𝗲𝗵𝗼𝗹𝗱𝗲𝗿 𝗮𝗹𝗶𝗴𝗻𝗺𝗲𝗻𝘁, similar to ignoring a danger sign and proceeding recklessly - 𝗥𝗲𝗴𝘂𝗹𝗮𝘁𝗼𝗿𝘆 𝘂𝗻𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝘁𝗶𝗲𝘀, akin to an unexpected terrain change—better be prepared - 𝗧𝗲𝗰𝗵𝗻𝗼𝗹𝗼𝗴𝘆 𝗿𝗶𝘀𝗸𝘀 like a steep and slippery slope, needing careful navigation The key lesson? Ignoring warning signs doesn’t make the risk disappear - it makes the consequences worse. In our work at Blue Bird Capital, we prioritize early risk identification and proactive problem solving to ensure that projects stay on track. Join our roped party: ⛰️🚶🏻➡️🥾 𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀❗ We regularly share insights from our latest project, setting up a #bank in #Liechtenstein, and our experiences from scaling the #Alps.

At 𝗕𝗹𝘂𝗲 𝗕𝗶𝗿𝗱 𝗖𝗮𝗽𝗶𝘁𝗮𝗹, we are constantly shifting #perspectives - both in our work and in how we approach challenges. 𝗧𝗵𝗲 𝗩𝗶𝗲𝘄 𝗢𝗻: When we evaluate #projects, #strategies, or the financial landscape, we analyze from the outside looking in. We assess #risks, #opportunities, and frameworks to ensure a solid foundation. This perspective helps us see the big picture, define our role, and position ourselves strategically in the evolving financial #ecosystem. 𝗧𝗵𝗲 𝗩𝗶𝗲𝘄 𝗙𝗿𝗼𝗺: From our office, we see the Alps stretching across the horizon- an ever-present reminder of stability and change coexisting. Similarly, in our work, we recognize the importance of seeing things from the inside out - understanding our #clients' needs, our #team's dynamics, and the real-world implications of digital finance #innovations. Shifting between the view on and the view from isn’t just a theoretical exercise - it’s essential in making informed, strategic decisions. As we build a new banking paradigm, we remain committed to balancing #analysis and #experience, #strategy and #execution, vision and grounded reality. Join our roped party: ⛰️🚶🏻➡️🥾 𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀❗ We regularly share insights from our latest project, setting up a #bank in #Liechtenstein, and our experiences from scaling the hashtag #Alps.

Walking through deep snow is tough. Every step requires effort, every movement needs planning, and sometimes, you sink deeper than expected. #Progress can feel slow, even frustrating. But here’s the thing: fresh snow is also an opportunity. It means you're pioneering a path, forging ahead where few have gone before. #Project work is no different: Obstacles - whether regulatory hurdles, technical challenges, or shifting market conditions - can feel like wading through deep snow. Yet, with the right mindset, these hurdles become part of the journey, shaping #resilience, #adaptability, and #innovation. At 𝗕𝗹𝘂𝗲 𝗕𝗶𝗿𝗱 𝗖𝗮𝗽𝗶𝘁𝗮𝗹, we embrace the #challenge. We push through the uncertainty, knowing that each step forward creates a path for others to follow. Because in business, just like in the mountains, 𝗽𝗿𝗼𝗴𝗿𝗲𝘀𝘀 𝗶𝘀𝗻’𝘁 𝗮𝗯𝗼𝘂𝘁 𝗮𝘃𝗼𝗶𝗱𝗶𝗻𝗴 𝗼𝗯𝘀𝘁𝗮𝗰𝗹𝗲𝘀 - 𝗶𝘁’𝘀 𝗮𝗯𝗼𝘂𝘁 𝗻𝗮𝘃𝗶𝗴𝗮𝘁𝗶𝗻𝗴 𝘁𝗵𝗲𝗺 𝘄𝗶𝘁𝗵 𝗽𝘂𝗿𝗽𝗼𝘀𝗲. Join our roped party: ⛰️🚶🏻➡️🥾 𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀❗ We regularly share insights from our latest project, setting up a #bank in #Liechtenstein, and our experiences from scaling the #Alps.

When #hiking through unfamiliar terrain, #signposts are essential. Below you can find a small selection of signposts we came across on our tours. They guided us, kept us on track, and provided clarity in moments of doubt. Building a #bank, while seemingly far removed from the #wilderness, is surprisingly similar - clear #information and reliable sources are our signposts. Here’s where we see some parallels: - 𝗖𝗹𝗮𝗿𝗶𝘁𝘆 𝗶𝗻 𝗖𝗼𝗺𝗽𝗹𝗲𝘅 𝗧𝗲𝗿𝗿𝗮𝗶𝗻: Just as trail markers help hikers navigate winding paths, clear regulations, guidelines, and industry best practices serve as the markers for financial institutions. They point us toward compliance, operational excellence, and innovation. - 𝗥𝗲𝗮𝗱𝗶𝗻𝗴 𝘁𝗵𝗲 𝗠𝗮𝗽: Hikers rely on topographic maps to understand elevation, distances, and hazards. In banking, we rely on strategic plans, market research, and data analytics to map out our journey and avoid potential pitfalls. - 𝗧𝗿𝘂𝘀𝘁𝗲𝗱 𝗦𝗼𝘂𝗿𝗰𝗲𝘀: Just as experienced hikers rely on trusted guidebooks or local advice, banking professionals depend on regulatory bodies, consultants, and experienced advisors to navigate complex financial ecosystems. - 𝗦𝘁𝗮𝘆𝗶𝗻𝗴 𝗙𝗹𝗲𝘅𝗶𝗯𝗹𝗲: Not every signpost leads exactly where we expect. Both in hiking and banking, adaptability is key - whether it's rerouting due to a closed trail or adjusting strategies to meet changing regulations. Finding the right #path in both contexts requires #observation, #preparation, and trust in the tools and information at your disposal. When we follow the signposts wisely, the journey - whether to the #summit or the #launch of a new bank- becomes a lot smoother. Follow us: ⛰️🚶🏻➡️🥾 𝗝𝗼𝗶𝗻 𝗼𝘂𝗿 𝗿𝗼𝗽𝗲𝗱 𝗽𝗮𝗿𝘁𝘆❗ We regularly share our insights from our latest project, setting up a #bank in #Liechtenstein, and our experiences from scaling the #Alps.

Whether navigating a #mountain trail in the Alps, hiking through an equatorial rainforest or building a financial institution, one element stands out as a silent #protector: guardrails Designed to shield and guide, they are placed not to restrict but to safeguard the journey for those who rely on them. As we have noticed on our hikes, in the natural world, guardrails have become an increasingly common feature. They prevent accidents, ensuring adventurers can enjoy the experience safely without straying into dangerous territory. In the financial world, #regulations serve a similar purpose. Imposed on banks, these guardrails - whether in the form of #consumer #protection laws, #AML / #KYC / #CFT protocols, or transparency requirements - exist to protect the ultimate end-user: the #consumer. Guardrails, whether physical or regulatory, are not obstacles - they are #enablers. They make it possible to enjoy the journey, whether scaling a mountain, hiking a forest or navigating complex financial systems, with confidence and peace of mind. Join our roped party: ⛰️🚶🏻➡️🥾 𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀❗ We regularly share insights from our latest project, setting up a #bank in #Liechtenstein, and our experiences from scaling the #Alps.

Whether you’re navigating rugged #mountain trails or running a #bank, #preparation for the #unexpected is key: Just as hikers pack essentials for emergencies, #banks must equip themselves to weather disruptions. Here’s how 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗶𝘁𝘆 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴 (#BCP) in hiking mirrors the strategies we use in #banking. On our hikes we bring for instance: - 𝗙𝗶𝗿𝘀𝘁 𝗔𝗶𝗱 𝗞𝗶𝘁𝘀 & 𝗘𝗺𝗲𝗿𝗴𝗲𝗻𝗰𝘆 𝗦𝘂𝗽𝗽𝗹𝗶𝗲𝘀: In hiking, a first aid kit, space blanket, and water filter are non-negotiable. They prepare you for injuries, cold, or dehydration. For a bank, the equivalent might be a robust IT backup system or a comprehensive risk management plan—ready to “treat” any operational hiccups. - 𝗕𝗮𝘁𝘁𝗲𝗿𝘆 𝗣𝗮𝗰𝗸𝘀 & 𝗥𝗲𝗱𝘂𝗻𝗱𝗮𝗻𝗰𝘆: No hiker wants to be stranded with a dead GPS. Battery packs provide the backup needed to stay on track. Similarly, banks rely on redundant systems and failover mechanisms to ensure operations continue, even if the primary system fails. In our office we have installed a power protection system by the highly suitable name of PowerWalker. - 𝗥𝗼𝘂𝘁𝗲 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 & 𝗙𝗹𝗲𝘅𝗶𝗯𝗶𝗹𝗶𝘁𝘆: Hikers study maps, plan for alternate routes, and watch the weather forecast. Banks, too, create contingency plans for scenarios like cyberattacks, market volatility, or operational disruptions, ensuring the path forward remains clear, no matter the storm. The parallels are striking: whether on the trails or in banking, #preparation minimizes risks and ensures continuity. Both require forward-thinking, adaptability, and the right tools to navigate challenges. Follow us: ⛰️🚶🏻➡️🥾 𝗝𝗼𝗶𝗻 𝗼𝘂𝗿 𝗿𝗼𝗽𝗲𝗱 𝗽𝗮𝗿𝘁𝘆❗ We regularly share insights from our latest project, setting up a #bank in #Liechtenstein, and our experiences from scaling the #Alps.

We love #hiking - whether it's through the snow-covered Alps or the buzzing rainforests of #Singapore. Interestingly enough, when #trekking through nature or building a financial institution, one constant remains: #surveillance. It is a passive yet pervasive force, shaping behaviors and ensuring safety in both realms. In the financial world, #banks operate under the watchful eyes of #regulators, #auditors, and advanced systems for #AML, #CFT, and #KYC. This surveillance is intended to serve as an unobtrusive safeguard, ensuring #trust, #transparency, and the #integrity of the financial system. Similarly, hiking in today’s world is no longer a purely solitary or unmonitored experience. Trails are increasingly dotted with cameras for #safety, environmental conservation, and even research. These devices observe without interfering, maintaining a silent vigilance over nature and its visitors. As we reflect on the parallels between these two worlds, it becomes clear that surveillance is not just about #oversight - it’s about fostering trust and protecting what matters most. Whether hiking through scenic trails or building a bank, we are part of systems designed to safeguard the journey for everyone involved. Join our roped party: ⛰️🚶🏻➡️🥾 𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀❗ We regularly share insights from our latest project, setting up a #bank in #Liechtenstein, and our experiences from scaling the #Alps.

What does choosing a #core #banking #system have to do with choosing the right #spork? Quite a bit as we figured out: Recently, we found ourselves comparing sporks (yes, sporks!) for a #hiking trip while working on a much weightier decision: choosing the right core banking system for our #banking #startup #project. Believe it or not, the thought process was remarkably similar. Implicitly went through many questions: Does the spork need to be as light as possible? How about heat resistance? What about additional functionalities? Does it have to be durable? And so on. Similarly, we have evaluated many #tools on our project, from #communication, #projectmanagement, #design, #LLM-tools, #lowcode #platforms down to 𝗰𝗼𝗿𝗲 𝗯𝗮𝗻𝗸𝗶𝗻𝗴 𝘀𝘆𝘀𝘁𝗲𝗺𝘀. In all cases, our train of thought is strikingly similar as we ask: - Which #purposes should the tool serve? - Do you need #flexibility? - How important is #reliance? - How about its #availability? - What’s the #budget? - What can be said about #safety / #security? - Will it perform well under #pressure or #heavyuse? - How much #maintenance is required over time? - What are the #tradeoffs between #simplicity and advanced #functionality? - etc. Basically, the only difference is the depth: whereas a 𝗳𝗲𝘄 𝗰𝗿𝗶𝘁𝗲𝗿𝗶𝗮 can be sufficient to choose the optimal 𝘀𝗽𝗼𝗿𝗸 for the occasion, we use 𝗱𝗼𝘇𝗲𝗻𝘀 𝗼𝗳 𝗰𝗿𝗶𝘁𝗲𝗿𝗶𝗮 to select the optimal 𝗰𝗼𝗿𝗲 𝗯𝗮𝗻𝗸𝗶𝗻𝗴 𝘀𝘆𝘀𝘁𝗲𝗺. ⛰️🚶🏻➡️🥾 Join our roped party: 𝗙𝗼𝗹𝗹𝗼𝘄 𝘂𝘀 𝗼𝗻 LinkedIn❗ We regularly share our insights from our latest project, setting up a #bank in #Liechtenstein, and our experiences from scaling the #Alps.

Building a bank from scratch has taught us that standing out isn’t just about technology or products—it’s about what truly resonates with people. Whether it’s seamless digital experiences, a customer-first mindset, or something entirely unique, we’d love to hear your thoughts via the poll below! Alternatively drop your own creative ideas in the comments ✏ #BankingInnovation #CustomerExperience #FutureOfBanking #UniqueSellingPoint #ModernBanking #BuildingFromScratch