The Payments Association EU

Three years ago, our member Skaleet had the conviction that payments would be at the cornerstone of core banking technology. With that in mind, they set off to build a robust ISO 20022-compliant payment engine in hand with, and fit for the needs of their customers and partners. Today, their product’s strongest asset is their payment engine. With their deep understanding of the payments space, they’ve distilled their learnings around instant payments in their latest whitepaper “The Rise of the SCT Inst: A New Dawn for Payments" which gives readers insights into current SCT Inst adoption and challenges, upcoming regulation, and how Skaleet offers a powerful solution for implementing SCT Inst in line with the evolving needs of financial institutions. Download their Whitepaper here: https://lnkd.in/eqpnFzNa Special thanks to the Skaleet team for their expertise in shaping this valuable resource: Martin Della Chiesa, Ségolène Démoulin, Victor Populus, Jules Bernadet, Whitney Morgan, Florine Pasquini, Brice GROCHE, Paul Jay

🔍 Build vs. Buy: how to approach the decision for AML systems? For financial institutions, the choice between building an in-house AML system or adopting a vendor solution is critical—impacting compliance effectiveness, scalability, and long-term operational efficiency. 🏦 Banking Circle faced this decision and opted to develop a tailored, in-house AML solution. The outcome? ✔️ A hybrid approach combining rule-based detection with AI-driven analytics ✔️ A scalable infrastructure supporting a 20x increase in transaction volumes without a surge in false alerts ✔️ A fully integrated system, aligning compliance with business objectives Key factors in this decision included: 📌 The need for a highly configurable solution 📌 The in-house system allowed continuous optimization, removing non-performing rules and improving detection rates 📌 Long-term cost efficiency and operational control By following an agile, data-driven approach, Banking Circle successfully developed a scalable AML system that enables compliance without compromising speed, cost-efficiency, or operational control. 📖 For a deeper dive into this case study, download the full whitepaper on #KYT here: bit.ly/3U6KNz6 #AML #Compliance #FinancialCrime #RiskManagement #Payments #Banking #RegTech #AI #FinancialServices Christian Møller Karsten

What a fantastic evening in Munich with Janine Kaiser! 🎉A huge thank you to our event sponsor, LexisNexis Risk Solutions® and Anthony Carey for his great speech. Last night, PA@Home MUNICH at Falk’s Bar brought together industry leaders and decision-makers from across the payments space for an evening of insightful discussions and great company. 🍸💬 See you at our next PA@Home in Vienna! Register here: https://bit.ly/4h9hsND More pictures will be posted on our association page: https://bit.ly/3ZxtGse

Last Call! The Payments Association EU invites our members to join us for our PA@Home in #Munich sponsored by LexisNexis Risk Solutions tonight! Secure your spot now 👉: https://bit.ly/4acQWke Our events are reserved for members and companies about to become members. If you are not yet a member join us now and don't miss out on any of these great events: https://bit.ly/3PzM2nz Sonja Charlotte Grzabka Anthony Carey

We are delighted to welcome Paynt as the newest member of The Payments Association EU! With a passion for technology, innovation, and scalability, Paynt has built a platform designed to streamline back-office operations, enhance automation, and drive efficiency for acquirers, ISOs, and agents in the payments industry. Their solutions are tailored to address the most pressing challenges in the sector, making payments smarter, faster, and more accessible. From humble beginnings to serving thousands of customers across Europe and beyond, Paynt is committed to shaping the future of payments through collaboration, cutting-edge technology, and a drive to succeed together. We look forward to working with Paynt and seeing their impact on the industry as we continue to innovate and grow as a community.

What are the key market tools, benchmarks, and challenges that the #payments industry must address to establish an efficient #AML control framework? To answer this, we conducted a comprehensive 66-question survey among our members—regulated entities operating within the #EU. Our respondents include #PSPs, #EMIs, financial institutions, and both local and alternative payment providers. Discover these insights in our whitepaper “#KYT best practices and more” and stay ahead in AML best practices—a must-read for your #compliance team! 📖 ✅ Download it now: bit.ly/3U6KNz6 Nicolas Marinier, CAMS Maxime Heckel, CAMS

🔐 Sécuriser les données face aux menaces #quantiques Comme le souligne Elli Androulaki, PhD., d’IBM Research : « Dans certains cas, les entreprises doivent agir immédiatement. Par exemple, lorsqu’une transaction doit avoir lieu aujourd’hui, des données sensibles doivent être échangées entre les participants. Cette communication doit être sécurisée à l’aide de nouveaux types de canaux de communication sécurisés, capables de préserver la confidentialité des données échangées et stockées aujourd’hui contre les ordinateurs quantiques de demain ; il s’agit de protéger les données confidentielles contre ce que l’on appelle les attaques « harvest now - decrypt later » (récolter maintenant - déchiffrer plus tard). » Un ordinateur quantique suffisamment puissant pourra casser la cryptographie à clé publique utilisée aujourd’hui. Il est donc essentiel d’anticiper dès maintenant ces enjeux. 📌 Plus d’informations dans notre white paper Paiements 2030: https://lnkd.in/dXkTYHku Vincent Fournier Paul Béjard #CryptographieQuantique #Sécurité #Paiements

It's next week! The Payments Association EU invites you to join us for our PA@Home in #Munich sponsored by LexisNexis Risk Solutions on February 20th! Secure your spot now 👉: https://bit.ly/4acQWke Please note, that our events are reserved for members and companies about to become members. If you are not yet a member join us now and don't miss out on any of these great events: https://bit.ly/3PzM2nz Sonja Charlotte Grzabka Anthony Carey

👏 Welcome, Equals Money! 👏 We’re thrilled to have Equals Money join The Payments Association EU! 🎉 Excited to collaborate and drive innovation in European payments together! 🚀💳 #Payments #Fintech #FinancialServices #PAEU #PaymentsInnovation

🚀 Exciting events ahead with the Payments Association EU! 📅 See our upcoming events here: https://bit.ly/40IlPtW Join us to connect 🤝 with industry leaders, explore 🔍 the latest payment trends, and innovate 💡 the future of finance. Don't miss out on top networking opportunities! #PaymentsAssociationEU #FintechEvents #PaymentsIndustry #Networking #Innovation