Electronic Money Association

✨ Announcing the EMA EU Conference 2025 ➡️ https://lnkd.in/dqVx3QWS We’re excited to invite payment service providers, e-money institutions, fintech innovators, and regulatory professionals to join us on 27 January 2025 in Brussels for the EMA EU Conference 2025. 📅 Date: 27 January 2025 📍 Location: Renaissance Marriott Hotel, 1050 Brussels What’s on the agenda? Engage in discussions on key themes shaping the industry: • A glimpse into the future of payments: hear from payments business leaders • Evolution of e-money and the crypto services ecosystem • Combating the growing threat of fraud: how do we fight back, and who should cover the cost? • Open banking and other new payment methods: what is the role of payment schemes? Why Attend? • Hear from top industry leaders like senior executives from Stripe, Amazon Pay, PayPal, Revolut, Meta, Wise, Alipay+, Monerium, and many more. • Gain regulatory insights from regulators, including the EU Commission/DG FISMA. • Network with industry experts, policymakers, and fellow professionals. Special Rates for EMA members: As an EMA member, you can access exclusive discounted rates to attend this flagship event. If you are interested in joining the EMA, get in touch! 🔗 Learn more about the conference and register: https://lnkd.in/dqVx3QWS We look forward to seeing you in Brussels!

We’re delighted to share more confirmed speakers for the EMA EU Conference 2025! On 27 January 2025 in Brussels, an exceptional group of experts will take the stage to explore the future of fintech, digital payments, e-money, and regulation. Confirmed speakers include: 🎤 Alexandra Jour-Schroeder, Deputy Director General, DG FISMA 🎤 Barbara O'Beirne, Head of Enterprise Business Development & CEO, Stripe Technology Europe 🎤 William Olgiati, GM Payment Acceptance & Experience, Amazon EU/UK 🎤 Fabrice Borsello, Chief Risk Officer, PayPal Europe 🎤 Pietro Candela, General Manager of Alipay+ Europe, Ant International 🎤 Giorgio Andreoli, Director General, European Payments Council 🎤 Arunan Tharmarajah, Head of European Banking & Payments, Wise 🎤 Katarzyna Said Nagy, Head of Financial Crime Operation, Revolut Bank Europe 🎤 Stacey Featherstone, Public Policy Manager – Consumer Policy, EU Affairs, Meta 🎤 Paul Foster, Director, Global Payment Partnerships, GoCardless 🎤 Jón Helgi Egilsson , Co-founder, Monerium 🎤 Brian Gahan, Managing Director, Kraken 🎤 Côme Prost-Boucle, Country Manager France, Coinbase 🎤 Jack Wilson, VP Policy & Research, TrueLayer 🎤 John Fernandez, Chief Legal & Compliance Officer, Banked Join us to explore: 💡 A glimpse into the future of fintech payments 💡 Making sense of new payment solutions and alternative forms of money 💡 Tackling fraud in payments effectively: what can be done? 💡 Open banking in payments and in data: greater competition, resilience, sovereignty? Tickets are now available, with exclusive rates for EMA members. Find out more information and secure your place ➡️ https://lnkd.in/dqVx3QWS

We are delighted to share we are supporting City & Financial Global's Payments Regulation and Innovation Summit, which is taking place on January 21st, 2025, in London. This highly topical and timely Summit will provide a unique forum for regulators, financial institutions, challenger payments providers, infrastructure providers and their advisers to explore this new and uncharted territory to ensure that you are at the cutting edge of the latest developments. Speakers include: 🎤 Victoria Cleland, Executive Director, Payments, Bank of England 🎤 Natalie Lewis, Partner, Travers Smith 🎤 David Geale, Managing Director, Payment Systems Regulator 🎤 Dr Thaer Sabri, our CEO And many more. You can learn more about the summit at: https://lnkd.in/enyiGv6C #PaymentsRegulation

📢 We are an official event supporter of Open Banking Expo on 15-16 October. You can claim a 20% discount by quoting EMA20. Enjoy 150+ show-stopping speakers, 3 stages, 2 co-located shows, 60+ sessions, and network with 1,200+ industry peers. Register here 👉 https://bit.ly/3hwIsu2 #OpenBanking #OpenFinance #SmartData #OpenBankingPayments #Payments

The EMA recently petitioned the new UK Economic Secretary to the Treasury, Tulip Siddiq, and the Chancellor of the Exchequer, Rachel Reeves, to address fundamental issues with the Authorised Push Payment (APP) mandatory reimbursement scheme. Our letter highlights the financial burden on smaller payment service providers, delays in system readiness, and the need to reconsider the maximum claims threshold. As a direct result of this industry pressure, the PSR are proposing to reduce the maximum extent of liability from £415,000 to £85,000; a major win! Read our letter here ➡️ https://lnkd.in/dnRNVtgk Today's PSR consultation ➡️ https://lnkd.in/d846RwXf

Last week, we held a two-part DORA working group session with our members focusing on identifying ICT Third-Party Service Providers. We explored both external and intragroup outsourcing models, sharing insights on managing risks and ensuring operational resilience. Thank you to everyone who joined and contributed to the discussion! The DORA working group is available exclusively to EMA members. Find out more about membership benefits ➡️ https://lnkd.in/dyDzq9AU

The EMA has submitted a response to FATF's Public Consultation on updates to their National Risk Assessment Guidance, emphasising the value contributed by the private sector, civil society, and academia. These sectors provide insights on emerging risks, facilitate effective communication with authorities, and offer frontline experience in the fight against financial crime. Furthermore, the EMA advocates for countries to engage the private sector in NRAs through public consultations and workshops, enabling comprehensive input, discussion of business models, risks, and mitigation measures, and the formation of public-private partnership groups to promote regular knowledge exchange and mutual understanding. https://lnkd.in/dkkzDGtT

Last day to register for the EMA Consumer Duty Board Report training session! The package includes: ✅ Training on board reporting requirements ✅ Q&A for Consumer Duty-related questions ✅ Detailed template/example board report tailored for the e-money and payments sector ✅ Recording of the training session that may be loaded on to the firm's internal training platform for future use Sign up here: https://lnkd.in/d8CshWwy 💫 This training is available exclusively to EMA members 💫

The deadline to prepare and approve the firm’s first Consumer Duty annual board report is fast approaching on 31 July 2024! If you require last minute assistance with this task, join the EMA’s dedicated session next week. The session includes: - Training on board reporting requirements - Q&A for Consumer Duty-related questions  - Detailed template/example board report tailored for the e-money and payments sector This session is exclusive for EMA members. Register here ➡️ https://lnkd.in/d8CshWwy

EMA members, join us this afternoon for an online session with the Malta FSA on DORA. Members of the MFSA ICT Risk and Cybersecurity Supervisory Team will discuss key aspects of DORA impacting the e-money and payments business including visibility or indirect supply chain outsourcers, TLPT, reporting major ICT-related incidents, timelines on final versions of the first and second batch of DORA deliverables, timelines for designation or Critical Third Parties and more! The session starts online at 2pm CET. Please log into the EMA Portal for more details.