HomeOwners Alliance

Paula Higgins joins property expert Phil Spencer and Simon Betteridge, CFO of Kensington and Barclays Mortgages in the latest Barclays UK Mortgage Insider podcast. Have a listen now 👂 👇 For many first-time buyers, the homeownership dream feels increasingly out of reach, with rising house prices and affordability challenges making it harder than ever to step onto the property ladder. As a result, gifted deposits from family - often referred to as the ‘Bank of Mum & Dad’ - have become a crucial source of support. But what about those who don’t have parental help? From high LTV mortgages to Joint Borrower Sole Proprietor arrangements and Shared Ownership, there are a range of available options. Within this discussion, the trio also assess the role of specialist mortgage brokers in guiding clients through these choices, ensuring they find the right path to homeownership and the key trends which are likely to shape the first-time buyer market in 2025. https://lnkd.in/ePxTbC5j #bankofmumanddad #mortgages #firsttimebuyers #podcast #property #propertyadvice #propertynews #propertyladder

Paula Higgins speaks to Mortgage Strategy about the lack of awareness of #fraud in the #homebuying process. "There is a lot to think about when you are buying a home and the process is often very pressurised and fast moving. Given this and the huge sums of money changing hands it is no wonder the conveyancing process is targeted by fraudsters. Consumers need to be wide awake to the risks and costs of this type of fraud. When appointing a conveyancer, they need to ask what security measures they have in place." https://lnkd.in/dEevFVaY #homebuyer #mortgage #conveyancing

First time buyers are facing the toughest conditions in 70 years, according to lenders, but if you're looking for a mortgage - here's our round-up of the best first time buyer mortgage rates this month! https://buff.ly/3Ov6uH6 #firsttimebuyer #firsttimehomebuyer #propertyladder #firsttimebuyer #firsttimehomebuyer #propertyladder #mortgage #mortgagerates #propertyadvice

The housing market is off to a strong start in 2025. New sales listings are up 10% on last year, house prices have risen 3.9% over the last year and demand for new mortgages remains high, despite affordability pressures. But with stamp duty changes afoot, there is uncertainty ahead. Here's the latest House Price Watch and what the experts are saying. https://lnkd.in/dHpm2qCw #houseprices #housingindex #housingmarket #propertymarket #property #housing #propertynews #propertyadvice #forsale #mortgages

A fun day out yesterday chatting to Iona Bain for Legal & General's A Little Bit Richer Podcast. The topic was Making the most of your home on a budget. You can tune in a couple of weeks to hear our top tips on how to add value to your home. Thanks to Federation of Master Builders and the The Guild of Property Professionals for helping us pull together the data on this years ago. It's still going strong. https://lnkd.in/e4mfXvE9 sarah potter Angela Kerr Federation of Master Builders The Guild of Property Professionals Brian Berry Iain McKenzie HomeOwners Alliance

With a will, you get to have a say in what happens to your home after you’ve died. Our partner, leading estate planners @octopuslegacy have teamed up with charities across the UK so you can write or update your will for free. Don’t miss out! The offer is for a limited time only. https://buff.ly/3XnLqWP #freewill #estateplanning #estate #will #inheritance #property #homeowner

Following the Bank of England's decision to cut the base rate last week, two and five year fixed rate deals have dropped below 4% for the first time since last November. But watch out for high fees. Here's eveyhting you need to know about the best mortgage rates this month. https://lnkd.in/dCMEsF5 #mortgages #mortgagerates #mortgagedeals #santander #barclays #homeowner #property #propertyadvice

Check out Paula Higgins latest announcement below. We have joined the Property Care Association to ask the government to step in to help homeowners who are struggling with #sprayfoam insulation mortgage problems . They're facing high costs for spray foam removal and can't access equity release. The government and industry must do more to support the increasing number of vulnerable homeowners being targeted by removal companies. See below for full details, including the joint letter we have sent to Department for Energy Security and Net Zero & Ministry of Housing, Communities and Local Government. More in Paula's post below 👇

There's been another update on Leasehold Reforms this month as from 3 March 2025, more leaseholders living in mixed-use buildings will be able to exercise their Right to Manage. https://lnkd.in/em9YzrvK #leasehold #leaseholdreform #leaseholder #lease #fleecehold #righttomanage #nationalleaseholdcampaign

With one interest rate cut under our belts already this year, mortgage rates lower than they've been in recent months and house prices likely to nudge higher across the year, could now be a good time to buy? Here's what's happening and everything you need to consider to help you decide. https://lnkd.in/ednCEyyZ #homebuying #homebuyer #firsttimebuyer #newhome #firsthome #moving #property #propertyadvice