Johnston Carmichael Wealth

The festive season is upon us and we'd like to thank you all for your continued support and loyalty. We wish you a happy holiday period and all the best for 2025!

Inheritance Tax (IHT) has become even more topical with changes afoot after the Autumn Budget. Gifting to family members is going to become an essential strategic move to reduce Inheritance Tax liabilities while providing positive financial support to loved ones. By understanding these gifting rules and employing thoughtful planning, you can make informed decisions that benefit both your family and your estate. Read more from Financial Planner, Peigi MacCrimmon here: https://bit.ly/3ZaOwNC

Our Wealth team got together yesterday in Dundee to share ideas for habits that make a difference, celebrate milestones and shape the future. They also celebrated winning the accolade of FT Adviser, No. 1 financial planning firm in the UK, for the third year in a row with a chocolate advent calendar just in time for Sunday!

Great to have so many of the Johnston Carmichael Wealth team today together in Dundee for a team away day! Lots of ideas sharing, a little bit of learning, input from all levels and some memorable laughs too.

Are you concerned about Inheritance Tax (IHT) after the recent Autumn budget? Join Stuart Walker, Chartered Financial Planner, and Jaclyn E P Russell, Partner and Head of Private Client at Stronachs, for an insightful webinar on navigating the complexities of IHT. Whether you’re starting your estate planning journey or refining your strategy, gain the knowledge you need to protect your wealth and secure your legacy. Find out more and register here: https://lnkd.in/eE-fPRDd

Read our latest client case study! For Iain and Patricia, working with Johnston Carmichael Wealth has meant more than just getting award-winning financial advice - it’s about peace of mind and the confidence to enjoy their retirement on their terms. Our client relationships are based on more than just building solid pension and investment strategies – it’s helping you get the most from your money and crucially, supporting you when you need it. Find out more: https://lnkd.in/eKcN6zeR #WealthManagement #Pensions #RetirementPlanning #FinancialPlanning

Tonight's the night! We're looking forward to attending the Insider Media Scotland Dealmakers Awards this evening, where we're very proud to be shortlisted for Corporate Finance Team of the Year and Transaction Services Team of the Year ⭐ We're looking forward to a fantastic night celebrating dealmaking in Scotland and catching up with clients, contacts, and colleagues. Good luck to all of our fellow finalists! Find out more about our team here: https://lnkd.in/eiFUHJSN #Dealmakers #ScotlandDealmakerAwards #Awards #CorporateFinance #Transactions

Join us for our upcoming webinar! On Tuesday 26 November, Stuart Walker, Chartered Financial Planner, will be joined by Jaclyn E P Russell to discuss everything you need to know about Inheritance Tax Planning. With the complexity and myths surrounding inheritance tax, it’s easy to feel uncertain about the best steps to take when planning your estate. Our expert-led session will help you gain clarity and make informed decisions. Sign up here: https://lnkd.in/ekpJnsFb

Working in conjunction with our investment research partners, Square Mile Investment Consulting & Research Limited, our latest quarterly investment market commentary provides a summary and outlook on the markets: https://bit.ly/3YCBp7P #MarketCommentary #Investments #FinancialPlanning

Iain and Patricia’s journey with Craig Hendry, Managing Director, began over two decades ago and has gone from strength to strength. Approaching retirement, they were looking for a trusted adviser who could help them achieve their property aspirations and maintain a comfortable lifestyle. Through a deep understanding of their objectives, Craig has helped Iain and Patricia accomplish their goals, create a robust retirement strategy, and develop tailored financial plans – so they can focus on other aspects of their lives, knowing their finances are being managed. Read our full client case study here: https://lnkd.in/efe5eHh9 #WealthManagement #Pensions #RetirementPlanning #FinancialPlanning