NayaOne

Vendor selection can make or break your success. Too many companies assume technology will integrate seamlessly, only to hit roadblocks with clunky APIs, limited scalability, or poor support. And compliance? Ignore it early, and you’ll find yourself forced into costly reworks, stalling momentum when you need it most. In this Forbes Technology Council article, NayaOne CEO Karan Jain dives into how CPOs can break through these barriers by leveraging agile frameworks, real-time sandbox testing, and the NayaOne ecosystem of vendors to deliver measurable outcomes. Read the full article > https://lnkd.in/dJDsaNAK #FinancialServices #Innovation #Banking #ProductLeadership #Fintech #Forbes

The NayaOne team will be heading to Finovate Europe from 25-26 February at the Intercontinental O2 in London. Come meet us there! #FinovateEurope #Fintech #Innovation #LondonEvents #BankingTech #FinancialServices #TechInnovation Ambar Vitelli

Karan Jain recently sat down with Rodney Drake, CSO at VALID Systems to explore the evolving landscape of check fraud, the friction it creates, and its impact on banks. Here are some key stats: 🔹 12+ billion checks are written annually in North America - totalling over $30 trillion. 🔹 66% of all payment fraud still involves checks. 🔹 Losses from check fraud now exceed $24 billion a year. Fighting check fraud isn’t just about catching bad actors - it’s about staying ahead. Real-time verification is a game changer. Instead of relying on outdated, manual processes, AI-driven systems instantly assess whether a check is legitimate or a potential fraud risk. The moment a check is deposited, these systems analyse transaction patterns, flag anomalies, and make real-time approval decisions. Then there’s fraud pattern recognition. Criminals don’t just target one bank - they test multiple institutions, probing for weaknesses. Machine learning connects the dots, identifying suspicious activity across banks and stopping fraud before it spreads. And let’s not forget the businesses that rely on checks for cash flow. They need protection from fraud without unnecessary delays. Smarter verification tools ensure banks can safeguard transactions while keeping legitimate business moving. Check fraud isn’t disappearing - but banks that embrace real-time detection can outpace fraudsters and keep business running smoothly. Listen to the conversation here 👇 https://lnkd.in/e3fnR2rn #CheckFraud #CheckFriction #

This week in FinTech: The financial services sector continues to innovate, with major institutions forming strategic alliances to enhance efficiency, scalability, and customer experience. Here’s what’s making waves this week: 💳 Digital Finance – Invest Bank (UAE) partners with Veefin Solutions to fully digitise its Supply Chain Finance (SCF) offerings, transforming working capital solutions. 🏡 Mortgages – Nottingham Building Society teams up with Smoove to streamline the front-end mortgage process, boosting customer experience and risk management. 🏦 Embedded Banking – Ibercaja selects Mambu to power a new consumer finance spin-off, improving agility and speed to market. 💼 Embedded Banking – Regions Bank collaborates with Koxa, enabling businesses to seamlessly integrate financial data with their ERP systems, optimising cashflow management. Swipe through the carousel to explore these partnerships in detail. #DigitalBanking #Fintech #EmbeddedFinance #SupplyChainFinance #MortgageTech #BankingInnovation

Last week, we launched our GenAI Playbook - and the response has been incredible! Right now, most financial institutions are still in experimentation mode - testing chatbots, piloting fraud detection, and dipping their toes into automation. But tinkering isn’t a strategy. Without a clear roadmap, AI adoption stalls. That’s exactly why we created the AI Readiness Roadmap & Playbook - designed to help C-suite leaders move beyond curiosity and turn AI into a real competitive advantage. It breaks down the key questions enterprises should be asking to leverage AI effectively and at scale. If you haven’t checked it out yet, you can access it here 👉 https://lnkd.in/dqT7T8fn #GenAI #AIinBanking #BankingInnovation #AITransformation

Every bank is talking about GenAI. But how many have a strategy? Right now, most financial institutions are in exploration mode - experimenting, piloting, and testing. But experimentation without direction leads nowhere. The real opportunity? Turning experimentation into execution. At NayaOne, we enable financial institutions to find, test, validate, and adopt AI technology faster. And our latest Whitepaper & AI Readiness Roadmap equips C-suite leaders with the insights to move from AI curiosity to AI impact. 📥 Download the whitepaper now - https://lnkd.in/dqT7T8fn #AI #GenerativeAI #ArtificialIntelligence #Banking #Fintech

Accelerating fintech innovation and delivering business impact! At the 🚀Plug and Play Abu Dhabi Middle East Summit, our Head of Group Innovation & Fintech Engagement, Sean S., joined a powerhouse panel with Karan Jain (NayaOne), Feras J. (Bank Al Jazira), and James Ashton-Smith(Visa) to tackle a key question: How can financial institutions accelerate and de-risk fintech adoption for tangible business value? Key takeaways from the discussion: 📌 Fintech dominates with 30% of all funding in MENA - bank collaboration is key 📌 AI adoption: AI driven fintech solutions set to increase banking efficiency significantly 📌 From Proof of Value to production: What works, what doesn’t? As fintech engagement evolves, Emirates NBD remains committed to fostering impactful collaborations that drive results. #FintechEngagement #Innovation #EmiratesNBD #PlugAndPlay

This week in fintech 🔥 🔹 Al Rayan Bank UK x Finastra – Enhancing Islamic finance in Qatar with a next-gen core banking upgrade. More efficiency, lower costs, better functionality. 🔹 ClearBank x Capital on Tap – Powering embedded banking by integrating business savings accounts directly into Capital on Tap’s platform. 🔹 Vantage Bank x finzly – Modernising payments with a unified hub for instant payments, Fedwire, and FX to name a few. 📥 Get the full breakdown below. #FraudDetection #Partnerships #EmbeddedBanking #Payments #Banking #DigitalBanking #DigitalSandbox #CoreBanking

Data is the lifeblood of modern banking. And right now, Generative AI (GenAI) is the most powerful tool we’ve ever had to unlock its full potential. But there’s a gap between hype and real impact. Every bank knows AI is the future - but turning that into tangible value? That’s where things get complicated. That’s why we created this whitepaper: a practical guide for CIOs and CDOs to navigate the complexities of AI adoption. The banks that get this right won’t just use AI. They’ll redefine banking itself. Download it here 👉 https://lnkd.in/d6WVYPmu #GenAI #GenerativeAI #DataStrategy #BankingInnovation #DigitalTransformation

The pace of collaboration between big banks and fintechs has never been faster. Yet, speed alone does not equate to success - strategic execution does. Adopting new technology isn’t just a technical challenge; it requires navigating regulatory complexity, integrating legacy infrastructure, and securing cross-functional buy-in. The institutions leading the way aren’t those rushing deployments but those taking a measured, data-driven approach - ensuring solutions align with core business objectives before scaling. The real differentiator? Rigorous experimentation before full-scale adoption. Banks that leverage controlled sandbox environments to test fintech solutions reduce integration risks, control costs, and validate performance before making significant investments. This structured approach transforms innovation from a potential liability into a strategic growth driver, enabling institutions to accelerate time-to-market while ensuring solutions create long-term value. 🔹 Key Insight: 70% of banks cite legacy systems as their primary barrier to innovation (McKinsey). Institutions that prioritise structured, iterative testing don’t just accelerate adoption—they make more informed, value-driven decisions. 💡 The Takeaway? Speed matters - but precision and execution define market leaders. The banks that win will be those that turn innovation from a risk into a strategic growth lever. #BankingInnovation #FintechPartnerships #StrategicExecution #FutureOfFinance