PPRO

Attention all fintech marketing enthusiasts! 📢 Join our CMO, Mariette Ferreira, and peer leaders from fintechs like Moneyfarm, Saxo UK and Finimize at The Fintech Marketing Hub CIC’s Winter Meetup on December 10th at Rise, created by Barclays in London. Don’t miss this unique opportunity for an evening filled with fintech marketing insights and networking. See you there! 👀 #FintechMarketing #Fintech

Black Friday is here... How ready is your checkout for the surge in demand? 👀 As shoppers around the globe hunt for deals, here’s the challenge: different regions have different payment preferences. From Swish in Sweden to iDEAL in the Netherlands, catering to local payment methods is essential to turning browsers into buyers. Don’t meet their expectations, and you could face a very dark holiday season... In his recent FF News | Fintech Finance feature, our CCO Eelco Dettingmeijer highlights 3 key payment trends merchants should prioritise during the sales rush. From offering digital wallets to enabling cross-border payments, optimising your checkout can make all the difference. It’s not too late to align with consumer preferences and boost your sales... Read Eelco’s tips here ➡️ https://lnkd.in/edsgajBF Let’s make this holiday season your brightest yet! 🌟 #BlackFriday #Ecommerce #Payments #LocalPayments

You probably couldn’t care less about a website redesign... But here we are anyway 👀 ppro.com just had a bit of a glow-up! 🎉 Because we wanted to make our digital home as slick and simple as we're making local payments ✨ So whether you’re a payments nerd like us, or always looking to learn more about local payments trends (also like us 🤓), we’ve made it easier (and dare we say... prettier?) to navigate. So, go on, have a little peek 👇 (we promise you won't be disappointed) Feedback? Questions? Just want to say bravo? Drop us a comment - we’re here for it 😉 #LocalPayments #Fintech 

Our latest #PaymentSpotlight is on Pix – Brazil’s payment superstar! 🌟 Launched just four years ago by the Banco Central do Brasil, Pix is changing the game in LATAM payments and beyond. With over 90% of Brazilian adults using it and 150M+ users (and counting), it’s already: ✅ Handling nearly half of all payments in Brazil ✅ Accounting for >30% of e-commerce transactions ✅ Poised to outpace credit cards as the top payment method in the next couple of years And it doesn’t stop there – Pix is setting its sights on global impact, with cross-border partnerships (Italy, anyone? 🇮🇹) already in the works. Learn more about Pix in our detailed overview below 👇 #Ecommerce #Fintech #LocalPayments

5 payment trends retailers must watch this Black Friday 👀 This year, Black Friday isn’t just about discounts — it’s about delivering a seamless and secure shopping experience that sets the stage for holiday success. From the #BNPL surge to combating #cybercrime, retailers have the chance to boost sales and customer trust by embracing these critical payment trends: ➡️ $18.5B in BNPL spending forecasted for this holiday season, with $993M on Cyber Monday alone (Adobe Analytics) ➡️ Digital wallets like Google Pay are becoming checkout favourites, especially for tech-savvy, younger shoppers (GlobalData) ➡️ Mobile POS systems slash wait times, helping reduce cart abandonment and elevate in-store efficiency ➡️ Fraud prevention remains a top priority, saving millions and protecting customer trust How are you preparing your payment strategy to win big this Black Friday? Share your thoughts below 💬 #BlackFriday2024 #Payments

Why LATAM is the next big thing in payments 👀 Last week, our team attended MRC | Merchant Risk Council Connects event in London which shed light on what it takes to thrive in the booming Latin American payments market. A panel discussion featured insights from our own Eelco Dettingmeijer, alongside Jason Macklin (ESW), Gisela Vivian (Microsoft), Mark Shaw (Flutter Entertainment), and Catherine Tong (FCA)(Allyiz). Here are some key takeaways, including insights shared by fintech expert Nadja Bennett 📱🏦 of TrueLayer, who also attended: 🔐 Fraud in LATAM: - Fraud rates are 7–8x higher than in North America, making robust prevention a must - Local expertise is everything—global fraud tools often fall short without regional insights 📈 Beyond Brazil and Mexico: - While Brazil and Mexico lead the market, don’t overlook LATAM’s emerging players - Hyper-local payment methods like OXXO (cash for online purchases in Mexico) and PIX (instant payments in Brazil) are essential for success 🛠️ Fraud vs. CX: - The real challenge? Stopping fraud without disrupting customer experience ⚖️ Aggregator or direct? - Both approaches have pros and cons. The right choice depends on your business model and strategy A big thank you to the MRC Team for organising such an insightful event and to everyone who joined us for a lively discussion. Were you there too? What were your key takeaways? Share them in the comments👇 #Payments #Fintech

Germany’s payments landscape is changing... Are you ready? By the end of 2024, two of Germany’s most trusted payment methods - Sofort and giropay - will no longer exist in their current form. Giropay will cease to operate, and Sofort will be integrated into Klarna’s suite of products. These changes mark just the beginning of a significant transformation in the German payments market. As our CCO, Eelco Dettingmeijer, explains: "The changes we’re seeing today are just the beginning of a payments market evolution in Germany. To stay ahead, and grow rather than simply maintain market share, merchants and payment service providers must plan for the future now. Open banking growth, the introduction of Wero, and other changes will bring opportunities but also demand a strategic response." For merchants and PSPs, this is about more than adapting. It’s about leading. Open banking, digital wallets like Wero, and a strategic approach to payment options will determine who thrives in this evolving market. Learn how to navigate these shifts and position your business for success in our latest country report below. ➡️ https://bit.ly/3Cyb0Re #Payments #Fintech

What does authentic leadership look like? Just ask our CEO Motie Bring... A couple of weeks ago, Innovate Finance revealed its 2024 Pride in FinTech Powerlist, celebrating LGBTQIA+ leaders making waves in financial services, and we’re incredibly proud that Motie is among this year’s honourees! Motie’s journey is a testament to the power of leading with authenticity. From championing diversity at PPRO to advocating for LGBTQIA+ inclusion across fintech, he’s creating a legacy of impact and inclusivity. Here's some of his advice for aspiring leaders, and insights on how he's shaping a culture of belonging at PPRO ➡️ #Fintech #Payments #Leadership #Inclusivity

We're hiring! Looking for your next exciting career move? Check out our latest job openings: Senior Accounting Analyst – São Paulo Bring your financial expertise to a global team and make an impact. ➡️ https://bit.ly/3Zcp8sn Executive Assistant (14-Month Fixed Term Contract) – London Support our leaders and keep things running smoothly in this vital role. ➡️ https://bit.ly/3YX2q5W Office Coordinator (Part-Time) – Berlin A flexible role for someone who loves to keep things organized and running efficiently. ➡️ https://bit.ly/40RbkVm Senior Sales Manager – US If you’re passionate about building strong client relationships and driving growth, we want to meet you. ➡️ https://bit.ly/3ABXxHi Technical Support Analyst – Singapore Be the problem solver our clients rely on for exceptional support. ➡️ https://bit.ly/3YV2Dql 3 reasons to join us: ✅ Global reach: Collaborate with colleagues worldwide ✅ Innovative environment: Be at the forefront of payments innovation and help shape the future of local payments ✅ Career growth: Advance your career with professional development opportunities We're looking forward to receiving your applications 🙌 #PaymentsJobs #FintechJobs

Top 3 payment trends to watch in Germany 🇩🇪 As the payment landscape continues to evolve, we're looking at the top 3 trends shaping the future of payments in Germany: 1️⃣ Wero and digital wallet payments Digital wallets are on the rise! By 2023, they made up 32% of Germany’s e-commerce transaction value, driven largely by PayPal. But the big news? The EU-wide Wero digital wallet, set to revolutionise payments in Germany. Launching in 2024 with e-commerce and POS transactions, Wero’s instant payments solution transfers funds in under 10 seconds via SEPA rails. By 2027, digital wallets are projected to account for 45% of all online spending! 2️⃣ The growth of the German BNPL market Buy Now, Pay Later (BNPL) is gaining traction, even among Germany’s traditionally debt-averse population. Younger consumers, in particular, are embracing BNPL to spread costs across categories like groceries, travel, and more. With over a third of Germans using BNPL in the last six months, this trend is set to grow as trusted brands dominate the space. 3️⃣ Open banking and instant payments Instant payments are still emerging in Germany, currently making up 3% of overall payment volume. However, with the decline of cash and the rise of open banking, McKinsey & Company predicts significant growth in this space. By 2027, instant payment transactions are expected to hit nearly $4.8 bn, while PSD3 will help drive adoption through enhanced user experiences and competition. As these trends unfold, staying ahead of the curve will be critical for businesses looking to expand their footprint in Germany and across Europe. At PPRO, we're here to help you navigate these changes with ease. 👉 Follow us to stay up-to-date on the latest in local payments 🔔 📥 Download our latest German market report in the comments 👇 #Payments #DigitalWallets #BNPL #OpenBanking