Building a simpler, smarter way for businesses and individuals to pay and GetPaid VibePay is a new payment and data platform built offering instant A2A payments to people and businesses helping them avoid traditional payment rails which come with high fees and delays. Ever since we started Vibe, we knew that payments should be a part of our story, that’s why we’re introducing VibePay. It should be easy to pay for something or someone from your bank. Let’s be honest, no one gets up in the morning and wants to make a payment, so we’re removing both the stress and the fees. ✌️ #GoodVibes We built Vibe Tickets, our fan to fan marketplace which fast became your place to buy and sell tickets. We watched and listened to you as we integrated a third party payments provider to make transactions within the app, and we get it. It’s a hassle, it shouldn’t be this hard, and you’re charged a fee to use their service. It was time to stop using a payment system that goes against what we stand for, and start building our own. VibePay is your revolutionary new service removing the nuisance of other dated methods and best of all, it’s free to use. At VibePay we do things differently, we listen, our products are shaped by our users, and we’re removing the barriers.
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- Open banking, is it still misunderstood? - The creator economy is booming, but what does that mean for payments? - Will AI change the way we pay? We’re diving into these big questions (and more!) in our latest podcast episode. A huge shout-out to Conor Tiernan (Head of Insights, VibePay) for joining us! 🎧 Listen now: https://lnkd.in/er44CxSd Grant Evans George Boot
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Putting the Consumer First in the Open Banking Conversations. The fintech and payments space loves to talk about Open Banking’s potential - but are we doing enough to show consumers why it matters to them? For Open Banking to truly take off, the industry needs to shift its focus from just the tech to the consumer value proposition. The power of Open Banking isn’t just in faster payments or account connections - it’s in how data can be used to deliver better experiences. Imagine a world where your spending insights help you discover brands that actually make sense for you. Whether that’s discounts at your favourite coffee shop or exclusive deals on products you already love. Picture a payments journey where you’re rewarded for paying in the smartest way, rather than being pushed towards methods that benefit the platform rather than you. That’s what Open Banking enables when done right. At VibePay, we’re striving to make this a reality by putting consumers at the heart of every experience - using data to create smarter, more relevant connections between users and brands. The opportunity is there. It’s time to stop just talking about Open Banking’s potential and start showing consumers why it works for them. Would love to hear your thoughts—how do we bridge the gap between Open Banking’s tech potential and real consumer impact? 👇💬
🚀 VibePay x Papa Johns: Bringing Sports Fans Together 🎯🍕 We’re delighted to share the news that VibePay is collaborating with Papa Johns to deliver the ultimate matchday experience for darts fans. Every Thursday, during the BetMGM Darts Premier League, followers of VibePay and Papa Johns UK will have the chance to win a free pizza to enjoy while watching VibePay ambassador Luke ‘Cool Hand’ Humphries in action. This collaboration is about more than just giveaways – it’s about bringing communities together around shared passions. Whether it’s frictionless payments or making Thursday nights synonymous with darts and pizza, VibePay is focused on delivering value to its users in new and engaging ways. "At VibePay, we’re always looking for ways to engage our community in a meaningful way. This activation with Papa Johns is the perfect example—bringing fans together over great food and world-class darts while showcasing how VibePay enhances experiences beyond payments." – Christopher Franklin, CMO, VibePay Weekly activations are just the beginning of a collaborative approach between VibePay and Papa Johns, as we look to provide best-in-class takeaway experiences to match the world-class sport on show—through social content, VibePay Channels, and beyond. Watch this space!
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The announcement of an independent operator for variable recurring payments (VRPs) is a pivotal step for OpenBanking in the UK. It highlights the industry’s focus on innovation, competition, and delivering value to consumers and businesses. At VibePay, we fully support the FCA and PSR’s decision to ensure the growth and accessibility of this transformative technology. VRPs mark a new era in seamless financial interactions. For businesses, they mean faster settlements, lower fees, and greater flexibility. For consumers, they offer improved control, transparency, and security, key factors in maintaining the UK’s leadership in payments innovation. An independent operator addresses concerns about legacy player dominance, levelling the playing field for innovative businesses like VibePay. This framework promotes fairness and long-term growth while enabling us to thrive. At VibePay, our mission is to empower businesses and consumers through instant, fee-free payments. Our Channels tool connects businesses directly with their customers for seamless communication, payment management, and relationship-building. As VRPs evolve, we see huge potential to integrate recurring payment options, enabling businesses to offer subscriptions, services, and tailored experiences without the hefty fees of traditional systems. Collaboration is central to Open Banking’s success, and we applaud the FCA for fostering this spirit. VibePay is committed to working with stakeholders to unlock Open Banking’s full potential. By reshaping relationships between consumers, businesses, and banks, tools like Channels and VRPs will make payments more efficient and equitable. The UK’s approach sets a global benchmark, and VibePay is proud to play a leading role in delivering these benefits.
As we mark the seventh anniversary of PSD2 and the creation of Open Banking, the progress made is nothing short of remarkable. Open banking has transformed how we think about payments and financial data sharing, and it’s exciting to see it evolving into open finance - unlocking even greater opportunities for individuals and businesses alike. From 11.7 million active users of open banking-enabled products to over 1.7 billion API calls per month, the numbers speak volumes about the adoption and potential of this innovation. At VibePay, we’re proud to be at the forefront of this transformation, enabling instant, fee-free payments for businesses and sellers while harnessing the power of real-time banking data. Through our platform, we help: 🔗 Streamline peer-to-peer payments and purchases. 📊 Empower sellers with actionable insights through advanced data-sharing principles. 💬 Facilitate seamless communication between brands and customers via tailored channels. As Christopher Franklin, our CMO, explains: "Open banking is more than a financial innovation; it’s the foundation for the next generation of commerce. At VibePay, we’re building on this by creating frictionless payment experiences and actionable insights that empower our users to grow and succeed." We’re excited to support open banking’s continued growth and evolution into open finance, driving adoption, innovation, and greater choice for businesses and consumers.
🎯 The Professional Darts Corporation World Darts Championship, sponsored by Paddy Power is just around the corner, and all eyes are on VibePay ambassador Luke Humphries as he defends his crown! 🏆 At VibePay, we’re bringing fans closer to their heroes through VibePay Channels – a game-changing way for stars to connect with their supporters. From sending heartfelt messages of gratitude to sharing updates on upcoming matches, players can interact in a personal and authentic way that goes beyond the stage. We’re proud to be part of a movement that champions real connections in sports. Let’s cheer on Luke as he takes on the world once again! 💪
Black Friday 2024 wasn’t just about sales - it was a window into shifting consumer behaviours, emerging trends, and sector-defying growth stories. VibePay’s Insights offer a unique advantage: real-time data that empowers businesses to act smarter, adapt faster, and make informed decisions when it matters most. From unexpected winners to evolving spending habits, this year’s data tells a compelling story about how consumers are navigating the retail landscape - and how businesses can use these insights to stay ahead. 📊 With access to VibePay Insights, you’ll uncover the kind of trends that help you optimise strategies, identify opportunities, and outperform competitors in a evolving landscape. 📩 Want the full report or to explore how VibePay’s Insights can work for you? Contact Conor Tiernan today. #BlackFriday2024 #ConsumerTrends #RealTimeInsights #SmartDecisions #Fintech Open Banking Banked : Plaid TrueLayer Yapily Tarabut Open Banking Expo
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🎙️ Tune into the latest episode of Open Banking Expo Unplugged to hear Conor Tiernan, head of insights at VibePay, tell Ellie Duncan about building out new platform, VibePay Insights. Conor also discusses "conversational commerce" and the potential value it can create for brands and their customers 🛍️ 🎧 Listen to the episode in full here https://lnkd.in/e8hymWM3 #openbanking #openfinance #payments #podcast #funding #fintechs Luke Massie
"The ultimate vision is to build a platform to help brands understand their customers deeply, anticipate their needs and engage them in a meaningful way" We’re excited to share the latest episode of the Open Banking Expo podcast featuring Conor Tiernan, our Head of Insights, in conversation with Ellie Duncan. 🚀 Conor dives into his journey at VibePay, building out VibePay Insights, our powerful new platform that harnesses Open Banking data to empower businesses and brands. Drawing from his extensive background in financial advice, payments, and Open Banking (including leading initiatives at Klarna), Conor unpacks how VibePay is redefining conversational commerce by identifying purchasing trends and buying intent. Conor covers a host of topics including: 💡 How VibePay is enabling brands to engage directly with their audiences. 💬 The untapped value of "conversational commerce" for businesses and customers alike. 🇬🇧 Insights into the UK fintech landscape and the GOV.UK National Payments Vision. 🎧 Tune in to the episode now and join the conversation! #OpenBanking #PSD2 #EmbeddedFinance TrueLayer Plaid #Fintech #Banking #Payments Yapily Banked :
VibePay Celebrates Top 10 Spot in Business Cloud’s UKs Best Fintech List Today, VibePay has been recognised as one of the top 10 companies in the BusinessCloud Cloud Fintech50 for 2024. This recognition highlights our role as a game-changer in the financial technology space, where we’re redefining how businesses, creators, and sellers manage payments, engage their audiences, and grow their ventures. Climbing an astonishing 20 places from 30 to 10, sees VibePay rise above fintechs such as Emma - we are hiring!, Revolut, Cleo and Snoop in the 2024 list. Why VibePay Was Recognised VibePay was recognised as not just a payments platform—but a growth engine for digital sellers, creators, and brands. By combining instant, fee-free payments with tools for engagement and insights, we’re empowering users to take control of their financial journeys. Unlocking Growth with Payments Our payment system enables instant, fee-free transactions through shareable links, QR codes, and seamless integrations. Whether you’re a freelancer, side hustler, or business owner, VibePay ensures you keep 100% of your earnings while simplifying the payment process. Engagement Through Channels VibePay’s Channels let users engage their audience directly, fostering loyalty and communication. These customisable spaces allow brands to share updates, send targeted offers, and create meaningful connections with their customers, all in one place. Data-Driven Insights We provide real-time access to banking data, giving businesses a competitive edge. From tracking transaction trends to creating audience segments and crafting highly targeted marketing campaigns, VibePay Insights helps users make smarter decisions that drive growth. Recognition and Impact Being listed in the top 10 of the Fintech50 validates our mission to reshape the future of payments. This milestone is a testament to the dedication of our team, the support of our community, and our commitment to helping users thrive in a fast-paced digital economy. A heartfelt thank you to everyone who has supported VibePay on this journey. We’re just getting started, and we’re excited about what’s ahead as we continue to innovate and push the boundaries of what’s possible in fintech. #Fintech50 #Innovation #VibePay