Here's how you can overcome challenges in late career stages.

Stay adaptable and be open to learning. Update your skills by taking courses or attending workshops. Network actively to maintain professional connections and discover new opportunities. Consider mentoring younger colleagues to share your expertise and stay engaged. Be open to flexible work arrangements or part-time roles that suit your needs. Take care of your health to maintain energy and productivity. Take advantage of technology to stay relevant in your field. Explore new career paths or start a business using your years of experience. Remember, your wisdom and expertise are valuable assets. Stay positive and confident in your abilities as you navigate this stage of your career.

Change has become a constant companion in today’s dynamic and evolving workspace. The workplace is in flux, from technological advancements to market shifts and organizational transformations. Embracing change has become essential for individuals and organizations seeking to remain competitive and adaptable. In this blog, we’ll delve into the various aspects of changes at work, exploring why they occur, their impact, and how individuals and teams can navigate them successfully. Whether embracing new technologies, adapting to new work processes, or responding to shifts in market demands, understanding how to navigate changes effectively is a vital skill that can shape our careers and contribute to the success of our workplaces.

Keep learning; remember there is no limit to what we know, and give back. Give back to your industry, to others (mentor, teach volunteer), write articles, write a book, speak publicly, share your wisdom. Above all else be self aware and stay true to your goals. This may or may not be the last or even second to the last chapter in your career, it may be a transition, pause or it really may be the chapter before retirement. Whichever stage you are in, understanding and embracing technology will help. Finally, to write the next chapter of 'your journey' you must be passionate about your goal, have a vision, stay true to yourself and take time to practice self care. Lead by example.

Employees? Goal setting uses short-term action items to motivate and inspire an individual to achieve a long-term vision. In a work setting, this can be a combination of setting specific, measurable, and actionable steps that help an employee and the organization move towards a larger, desired result. For an employee, this result typically represents professional and personal growth. Employee goal setting is usually a collaborative effort between a worker and their direct manager or supervisor. Progress should be measured against benchmarks and a manager can offer guidance to help a worker identify the skills and professional development needed to advance them toward a goal.

Networking is an essential craft to master, no matter what industry you work in or your level of experience. Good industry networking has a basis of trust and support – and can mean the difference between a mediocre career and a phenomenal career. With the right approach, people networking can provide the opportunity to build mutually beneficial relationships with other professionals in your industry. Once you’ve established a solid professional network, you’ll be the first to know about job opportunities in your field and front of mind for anyone in your network who is seeking to hire someone with your skills and experience.

If you’re spending more than you have coming in, it’s important to review your outgoings. There might be ways you can make savings. You could keep a spending diary and keep a note of everything you buy in a month. Or, if you do most of your spending with a credit or debit card, look at last month’s statement and work out where your money is going. There isn’t a single way to create a budget. Here are some ideas: Try our free and easy-to-use Budget Planner. You can save your information and come back to it anytime you like. Set up a budget using a spreadsheet or just write it all down on paper. There are some great free budgeting apps available if you prefer to manage things online.

A great strategy is to reposition some of your assets from growth to income. Income is job one in retirement and some great sources include cd's, bonds, limited partnerships, and dividends etc. The other suggestion is use social security and income sources to cover your main bills each month and use your other assets to fund the fun things like traveling, shopping etc.

Support and encourage balance Balance isn’t simply dividing time neatly between work and not work. Organizations should give people a say in how they work, as well as what work they do. Establish policies, practices, and expectations that support balance. Ensure employees have opportunities to take time off without feeling guilt. Provide flexibility in where and when employees do their work. Strengthen community Highlight a sense of community through shared values, goals, and purpose. Train leaders to get to know employees individually and show appreciation for their unique contributions.