BlackFin Group

GSE & GINNIE MAE ADVISORY At BlackFin our team has over 30 years’ experience working in the trenches with the GSE’s as both a ‘lender’ and as an ‘advisor.' Our experience includes working with numerous Housing and Finance Authorities, Credit Unions, Community Banks, and Independent Mortgage Bankers - we have a team with tenured background in working with Fannie Mae, Freddie Mac, Ginnie Mae, and Correspondent Aggregators.   Email info@blackfin-group.com to learn more!

If you are tasked with hiring technology resources for a mid-tier mortgage lender, you know it can be a tough road. Worldwide there are literally hundreds of thousands of unfilled technology positions from companies in nearly every business sector. Many mortgage IT departments have evolved over time as the business and its reliance on IT grew. Others may have been purpose built and had the luxury of building an enterprise department in a single step. Regardless of how these departments were formed, both are recruiting into a technology ecosystem that is the most competitive in history and one that will surely grow more challenging.

While everyone is focused, ok obsessing over, the Lock-in effect ultra-low rate loans are being taken out and replaced by higher rate loans. Life happens and LO’s who focus on the needs of their customers, by engaging with their customers, are the one’s getting this business. LO’s / Lenders can either read the news or they can buck the trend and create the news. For more information, visit www.blackfin-group.com

People who are not only helping ensure successful project execution – but are also aiding the development of your future leadership. Subsequently, your future leadership will lead with confidence, and stay true to themselves. As the pressure rises, they can remind themselves to, BE YOU.

With rates dropping, your team needs to ensure you are maximizing revenue. BlackFin's Secondary Optimization Checkpoint reduces your revenue leakage and protects your bottom line.

Mortgage Bankers, we recently saw a post that put America’s debt crisis in the perfect perspective. “The biggest problem in the United States Government today is not tax revenues…It is spending. Back in 2018, the CBO forecasted that total public debt would be 22.9 Trillion at the end of FY 2024. The actual figure was 28.3 Trillion. Congress never has a problem spending more, and the rules are biased against tax cuts.” With that said, it can be very difficult to get our head around what a Trillion dollars is (let alone 5.4 Trillion). The post then went on to give us a great example of what a Trillion dollars equates to, “To better understand the difference between 1 Million and 1 Trillion is that one million seconds ago, would take you back a little over a week and a half. A billion seconds ago, would take you back to 1993. And one Trillion seconds ago – would take you back to about 30,000 BC.” Let that sink in…

Looking Ahead to 2025: Mortgage Banking Executives Remain Paralyzed. It Doesn't Have to Stay That Way... Mortgage Bankers Association California Mortgage Bankers Association ACUMA (American Credit Union Mortgage Association) American Bankers Association American Banker Credit Union Times First American Mortgage Solutions Mortgage Professional Australia Federal Home Loan Bank of Indianapolis (FHLBI) FHLBanks Office of Finance FHLB Dallas Products HousingWire Federal Housing Finance Agency Inside Housing Housing Bank Colorado Bankers Association Colorado Mortgage Lenders Association (CMLA)

BlackFin's Secondary advisors are considered top-tier Secondary Marketing Experts who are passionate about helping regional, state, and community – banks, credit unions, and independent mortgage bankers to become more profitable and secure in their secondary marketing strategy.

BlackFin has been hired by a growing nationally recognized Independent Mortgage Banker to place multiple roles in operations, compliance, and management. Most recent experience should include working at a broker office or independent mortgage banker. All positions will be remote. Open roles include compliance manager, corporate trainer, processing manager, and underwriting manager. If you are interested, please send your resume to info@blackfin-group.com and indicate which role you are interested in being considered. BlackFin, continuing to support our industry’s success.