C&R Software

Poland’s Gazeta Finansowa highlighted Debt Manager as an innovative credit risk management solution. We love operationalizing advanced, AI-native solutions and celebrating this around the globe. Thanks for the interview! https://hubs.ly/Q036L0LJ0

#HappyValentinesDay from C&R. Whether it’s a simple thank you to a coworker or sharing your favorite moments with friends, let’s make this day about love in all its forms.

30% of respondents reported cutting back on non-essential spending, with another 6% reducing their spending on important financial commitments, like home insurance and pension payments. When you help your customers get back on their feet, everyone wins. Industry leaders are leveraging AI-native solutions to develop personalized outreach strategies during tough times. These tools analyze large swathes of data to get a better understanding of customer behavior and deliver payment plans tailored to their unique needs.

Boost sales by up to 30% through AI-powered product recommendations. AI-powered engines analyze customer behavior in real time to get a better understanding of their wants and needs. From there, they’re able to offer smarter and more personalized recommendations for relevant financial products. For example, if a customer often uses credit for purchases, the system could recommend credit cards offering cashback on those transactions. It's just one of the many ways in which AI is taking credit risk management to the next level. Tune in next #MachineLearningMonday to find out more.

Join the C&R team for another year at RMAI US. Get in touch to learn more about how our AI-native solutions are transforming the world of credit risk management. We can’t wait to see you there.

In 2022, the region counted over 287 million mobile internet users. According to GSMA, that number is expected to rise to 438 million by the year 2030. AI-native technologies represent an opportunity to boost customer engagement, especially among traditionally underserved populations. As the number of mobile internet users increases, financial institutions can leverage this connectivity to offer self-service options, such as chatbots and digital banking services, directly through customers' smartphones.

We’re thrilled to announce our partnership with MSU Federal Credit Union – bringing financial health resources to their 367,000 members, including Michigan State University students. At SpringFour, we believe that when people have access to vetted financial resources that help reduce household expenses, they’re empowered to save money and build long-term financial stability. And with engagement rates between 30-50%, it’s clear that people want – and use – these resources. As Rochelle Nawrocki Gorey, our Founder and CEO, shared with Nicole Casperson in Fintech Is Femme, our mission is both simple and successful: "When you help people save money, you’re helping them live better lives. And when people live better lives, they pay their bills, they trust you, and they engage with you more. It’s that simple." Thank you to Fintech is Femme for highlighting our work and the positive impact we're making alongside partners like MSUFCU. Together, we’re turning customers’ financial health into win-wins for them and the organizations that serve them. Read the article in the link below.

February is #BlackHistoryMonth. This month is more than just a time for remembrance. It’s a call to action, inspiring all of us to re-affirm our commitment to equity, inclusion, and justice. At C&R, we’re dedicated to fostering an inclusive environment centered on diversity and understanding. This month, we’re working to uplift our community through meaningful discussions about the ongoing journey toward equality. Together, we can create a more inclusive future for all.

A recent survey found 71% of customers expect more personalized care. Are you prepared to meet their expectations? AI-powered #algorithms analyze vast datasets to identify patterns in customer behavior. Backed by the latest and most up-to-date information, your teams have the power to segment those customers through tailored marketing strategies. For instance, customers who frequently engage in international transactions might receive targeted offers for a foreign exchange service. Just us next #MachineLearningMonday to find out more about how #AI powers unexpected personalization strategies throughout the credit-risk lifecycle.

Take advantage of supercharged encryption protocols and strong access controls managed in accordance with the strictest industry standards: ☑️PCI DSS Level 1 Certification ☑️SOC 2 Type II Certification ☑️ISO 27001:2022 Security Certification Keep sensitive customer data safe and secure so you can focus your efforts on growth, efficiency, innovation, and more.