Constant

🤓 "It’s important to recognize that not every member is best served by refinancing. In some cases, a retention modification may...better align with the member's member’s financial situation and the credit union’s risk management goals." 🤓 Read on to see the top 3 options to retain members as rates drop. #refinance #retentionmodification #financialwellness #fintech

📣 Connecticut Credit Union Leaders! 📣 Join CEO Catherine (York) Powers for a deep dive into how moving #loanservicing into digital banking can do more than boost efficiency. Discover how it’s also a game-changer for member retention as interest rates drop —and a catalyst for new loan growth and increased non-interest income. Register now: https://lnkd.in/gqqcyPvN Credit Union League of Connecticut #digitalbanking #noninterestincome #loangrowth #efficiency

🚀 Credit Union 1 + Constant! 🚀 Credit Union 1 joined forces with us to help bring loan management to the next level! 🎉 CU1's members will be able to manage their loans effortlessly through digital banking, handling tasks that require a phone call today. We’re taking the hassle out of loan management for their members and the operations team, saving time, and slashing manual tasks. ⚔ A big thank you to Garrett Jorewicz, Andrew Gee, Michael E. for bringing this partnership to life! Integrating with Corelation, Inc. and Q2 to make the magic happen. Illinois Credit Union League Envisant

This fall conference season is fire! 🔥 🔓 🔓 Ready to unlock new streams of non-interest income and make sure your members can access critical financial safety nets in today’s unpredictable market? Don’t miss Catherine (York) Powers’ talk at Virginia Credit Union League InnoVAte tomorrow! Plus, dive into other must-see fintech sessions: Keith Dunlap will guide you through the fintech landscape, Harrison Hochman shares tips for winning over Gen Z, and Nicholas Hinrichsen tackles the pitfalls of digital transformation. #creditunions #noninterestincome #debtprotection #gap #loaninsurance #fintech

🌟 Vantage West Credit Union + Constant 🌟 We’re pumped to announce our new partnership with Vantage West Credit Union In today’s unpredictable market, agility is key. Our platform will empower the credit union to respond quickly to changing conditions—whether it's retaining members when interest rates drop or addressing shifts in non-interest fee income. Exciting times ahead! 🎉 Thanks to Jade Oesterle April Groh Dan Bojczuk Jeremy M. Pinard LET’S GO! 🚀 #memberretention Alkami Technology Jack Henry #symitar #episys #loaninsurance

We had a blast at the Lumin Digital User Group Meeting in Dallas. 🚀We are excited to have kicked off our partnership with Lumin and know we will accomplish big things together. Stacy Arnold Austin Porter Michael Batts Tracey Gaddes Paul Kurth and the rest of the Lumin crew couldn’t have been better hosts - they’re a classy bunch. 🙌🏽 Side note: Everyone is good at something, but for Catherine (York) Powers, it’s not bowling (see the scores in the last pic - records may have been set for # of gutter balls)🤣

🚙 On the road again...We couldn't be more excited about our new partnership with Lumin Digital. Looking forward to celebrating and breaking bread with Stacy Arnold Austin Porter and the rest of the team next week. Stop by and see Catherine (York) Powers and Brent Sivertsen at our booth if you're looking for a solution to retain members as interest rates drop or to grow non-interest income. 🤖 Catherine (York) Powers Brent Sivertsen

We had a blast competing in MDDC Credit Union Association's FinTank competition. We didn't win, but Saeid Kian - so well deserved 🎉👏🏾 👏🏾 👏🏾 🎉 It was fun to share the stage with Ribbon AviaryAI (YC S22) TruStage Chimney EarnUp, Inc. Thanks John Bratsakis, CUDE and your amazing team for inviting and hosting us! CUNA Strategic Services America's Credit Unions American Association of Credit Union Leagues

🥇 🥇 Our very own Catherine (York) Powers has jumped into the FinTank pitch competition tomorrow hosted by MDDC Credit Union Association. 🔎 The focus? How #creditunions can retain members as refinance offers start raining down - and automatically offering financial safety nets to help members through this unpredictable market (spoiler: offering loan insurance products post-close). #loanprotection #assetprotection #refinance #interestrates #fintech #incomebuilder #fintank

Join our CEO Catherine (York) Powers on Envisant's call at 11:45am ET TODAY to explore one of the most pressing challenges facing credit unions: the need to diversify revenue in light of liquidity challenges and increased regulatory scrutiny on traditional fee sources. Key points she'll cover during the session: ● The current state of credit union fee income ● Regulatory pressures on "junk fees" and their potential financial impact ● How loan protection products (LPPs) can create sustainable revenue throughout the loan lifecycle ● Strategies to increase LPP portfolio penetration beyond origination ● How to rebuild fee income by leaning into automation and self-service