CoverHound

Random Acts of Kindness Week Whether it’s a kind word, a thoughtful gesture, or a helping hand, small acts of kindness can make the biggest impact. This Random Acts of Kindness Week is a great reminder that business is about more than transactions. At its core, it’s about the people we serve. Supporting a local business, mentoring a young entrepreneur, or simply showing appreciation to a colleague can strengthen communities and build lasting relationships. At CoverHound we make things easier for small business owners by giving them the gift of peace of mind. Whether it’s helping you find the right insurance policy or providing expert guidance, we’re here to help. How can you spread kindness this week? Consider… -Telling a colleague or friend something you admire about them -Leaving a positive review for your favorite small business -Volunteering in your community -Smiling as a stranger as you’re out and about Let us know your favorite way to spread kindness in the comments, and tag someone who’s made a difference in your day!😊 #RandomActsofKindness #SupportSmallBusiness #KindnessMatters #CoverHoundCares

National Book Giving Day! If your favorite place is between the pages of a book, you’ll love knowing that CoverHound is celebrating National Book Giving Day today! We know our friends at the American Booksellers Association are celebrating, too. Booksellers give us more than just books. They share their knowledge and spark the imagination. But did you know that even booksellers need insurance to protect their business? Bookselling comes with risks, from property damage and theft to business interruptions. A comprehensive business insurance policy ensures booksellers can keep doing what they do best without worrying about the unexpected. 📖 What does bookseller insurance cover? -Property damage from fires, floods, or theft -Business interruptions that impact income -Liability protection for customer injuries or lawsuits While we can’t cover taking the day off to read your latest novel, we can help protect your bookstore. Start your free quote today: 👉 https://ow.ly/VcOQ50USGJo

Last week, California’s insurance commissioner issued a moratorium preventing insurers from canceling or non-renewing policies in areas affected by the wildfires for the next year,” NPR’s Greg Allen reports. It’s good news for now – homeowners and renters have some breathing room. But as many families begin to rebuild, some without insurance, the road ahead presents challenges. Rising insurance rates and the increasing risk of natural disasters have left many wondering: What’s next? How do we ensure peace of mind while managing costs? Let us know what’s on your mind. Are you feeling the effects of rising insurance costs? What questions do you have about coverage or rebuilding after a disaster? 📚 Read the full NPR story here: https://ow.ly/I5Tu50UY3BJ Let’s navigate this together. Reach out today – we’re here to help. #StrongerTogether #Community #CoverHound #InsurTech

Did you know that a terrorism add-on was an option when you bought business insurance? Although the Terrorism Risk Insurance Act(TRIA) requires insurers to offer terrorism coverage to businesses, it’s not something an insurance broker will usually suggest for the average small business owner. After all, how common is an act of terrorism? While the answer remains “rare,” the cost of terrorism can’t be overlooked, from costly judgments to damaged property. In an article titled “2025 Begins,” Andrea Wells points to two separate and unrelated incidents of terrorism on New Year's Day that have insurance companies and those they insure questioning if terrorism will turn into necessary coverage after all. Read the whole article from Insurance Journal ⬇️ https://ow.ly/Q6be50USNJI What questions do you have about terrorism add-ons? Have you considered the terrorism add-on for your own business? Let us know in the comments! #Insurance #InsurTech #SmallBusinessCoverage #SmallBusinessInsurance

Black History Month Did you know that only 11.3% of small businesses in the U.S. are Black-owned? At CoverHound we’re celebrating the Black entrepreneurs who fuel our communities, create jobs, and inspire future generations. Historically, aspiring Black entrepreneurs have been denied access to capital, prime business locations, and essential resources like small business insurance. While progress has been made, systemic barriers still exist. That’s why we’re committed to being a resource for small business owners everywhere. Protection shouldn’t be a challenge for entrepreneurs. Whether you have questions about coverage or need your first policy, we’re here to help. This Black History Month, we want to hear from you! Drop a comment and share your favorite Black-owned small business so we can celebrate them together. 🖤 #BlackHistoryMonth #SupportBlackBusinesses #SmallBusinessOwners #Entrepreneurship

National Women Physicians Day Happy National Women Physicians Day from all of us at CoverHound! 🎉 Today, we’re honoring the 36.7% of women physicians and the many paths they take—whether in hospitals, research, volunteer work, or running their own private practices. If you’re a woman physician who owns a practice, here’s a question: Do you have the right #SmallBusinessInsurance to protect what you’ve built? From cyber liability and business owner’s policies, having the right protection ensures that your focus stays where it belongs: on your patients. Not sure if you’re fully covered? We’re here to help. Get expert guidance and compare policies quickly with CoverHound → https://ow.ly/QwuO50USFGJ Tag a woman physician you admire and help us celebrate their impact! 👩⚕️💙 #NationalWomenPhysiciansDay #WomenInMedicine #SmallBusinessInsurance #MedicalPractice

Insurance may not scream "fun," but at CoverHound, we know how to keep things lively, even as a fully remote team! Here’s how we celebrate National Fun at Work Day year-round: -Making each other laugh on Teams calls -Sharing dog pics, book recommendations, and life updates -Getting together for exciting events like the @AFWA Women Who Count Conference in San Diego 🎉 Fun isn’t just a bonus. It’s how we build morale, foster connection, and show up energized to support you, our customers. Here’s to the people that make the ordinary extraordinary. #FunAtWork #WorkplaceCulture #Insurance #InsurTech

Short-term liability insurance can be a quick and easy option for your seasonal projects, but is it the best choice for the future? When searching for #LiabilityInsurance, consider your business's long-term risks and specific requirements to prevent potential coverage gaps. Visit this quick guide to determine the best type of coverage for your lawn care business! https://ow.ly/sgZ350UO0Rj #CoverHound #LawnCareBusinessInsurance #InsureTech

Starting April 1, 2025, Virginia businesses will see significant decreases in workers’ compensation loss costs, according to Insurance Journal. Loss costs: The portion of workers’ comp premiums that insurers use to pay claims, like medical expenses and lost wages. When loss costs drop, premiums often follow, which means businesses could pay less for coverage. The trends behind this positive news include: ✅ Improved workplace safety: Fewer serious injuries reported. ✅ Stable medical costs: Workers’ comp medical inflation remains under control. ✅ Declining claims frequency: Claims have been dropping steadily for 8 years. As a result, Virginia’s workers’ comp system is healthier than ever—businesses may pay less, workers are safer, and injuries occur less often. This change is specific to Virginia, but could other states follow suit? It’s possible—as long as workers’ comp costs remain low. But what could change that? If more states expand workers’ comp to include mental health coverage (like New York and Connecticut recently did), we might see rates rise again. We’d love to hear your take: Are workplaces truly safer, or are factors like remote work reducing injuries? Could expanded mental health coverage shift the trends? Share your thoughts in the comments! 📑Read the full article here: https://lnkd.in/gf7EnPTc A New Year is the perfect time for a workers’ compensation audit. If you’re wondering whether your current policy still fits your business’s needs, now’s the time to check. At CoverHound, we make it easy to find the right workers’ compensation coverage at the best price—hassle-free. Start your hassle-free quote today ⤵️ https://lnkd.in/eX5ZPu8Z

Starting your own lawn care business? Don’t forget that protecting your tools, team, and hard-earned income is just as important as growing your client base. From general liability to workers’ compensation, insurance coverage can safeguard you against unexpected setbacks like equipment damage, client injuries, or even lawsuits. Make smart decisions for your lawn care business. Read our complete guide to learn how to start investing in the right insurance today! https://lnkd.in/eQinQ9PP #CoverHound #LawnCareInsurance #InsurTech #SmallBusinessInsurance