FPC Investment Advisory, Inc.

3 Reasons Investors Can Be Thankful This Holiday Season After a historic year, investors have much to be thankful for this holiday season. Despite periods of uncertainty around the Federal Reserve, the presidential election, and geopolitical conflicts, the stock market has delivered exceptional returns in 2024. Economic growth has exceeded expectations, with inflation returning to pre-pandemic levels, unemployment still low, and GDP growing steadily.

The FPC team made a blog post for your quarterly update. Read our 2024 Q3 Economic & Market Commentary to join FPC in a review of the markets and our outlook on what might happen next. We cover the following five insights: 1. The Market Achieves Many New All-Time Highs During Bull Markets 2. The Market Has Performed Well Under Both Political Parties 3. The Fed Is Expected to Cut Rates Further 4. The Fixed Income Landscape Is Shifting 5. Geopolitical Conflicts Are Worrisome but Do Not Directly Impact Markets

📅 2025 Tax Countdown: Are You Prepared for Expiring Tax Cuts? As we approach the end of 2024, many high-income earners are concerned about how expiring tax cuts will impact their financial strategies. With significant changes on the horizon, it’s crucial to stay informed. #TaxPlanning #FinancialStrategies #WealthManagement #HighIncomeEarners #FPCWealth

Financial markets have been resilient in recent weeks, almost fully recovering from the swings experienced at the beginning of August. Major stock market indices are once again approaching all-time highs, with the S&P 500 gaining 19.2% year-to-date with dividends, less than half of one percent below its peak. This upward trend has been fueled by Fed Chair Powell’s recent speech that laid the groundwork for a September rate cut. The past month is yet another reminder that market volatility is both natural and unavoidable. Rather than fixating on day-to-day market headlines, it’s usually better to invest based on longer-run trends.

In this video, we explore the key changes in retirement savings rules for 2024 that could significantly impact your financial planning. From the elimination of required minimum distributions (RMDs) for Roth 401(k) plans to new catch-up contribution rules for high earners, we'll break down what these updates mean for your retirement strategy. Learn how these adjustments can help you maximize your savings and avoid costly mistakes.

Navigating retirement planning amid market uncertainty requires a steady hand and a long-term perspective. From early investing and asset allocation to understanding the shift from pensions to individual responsibility, staying informed and focused on the future is key. Let's embrace the challenge and build a secure retirement together! 🌟📈 #RetirementPlanning #Investing #FinancialFreedom

🌟 Financial Wisdom from Japan's Shinise Companies 🌟 Inspired by Howard Marks of Oaktree Capital, We've explored how the enduring principles of Japan's century-old businesses, or Shinise, can guide our financial practices. From prioritising stability and conservative planning to building strong cash flow and preparing for downturns, these timeless strategies are essential for both business success and personal financial health. 🗝 Key Takeaways: -Keep debt low and cash reserves high. -Embrace conservative financial practices. -Focus on long-term growth. Learn how these principles can help build generational wealth and ensure lasting prosperity for your business and family. #FinancialStability #BusinessSuccess #GenerationalWealth #HowardMarks #Shinise #FinancialPrudence

The stock market has become increasingly jittery, with the S&P 500 experiencing its first 5% pullback of the year. The possibility that the Fed could delay its first rate cut, the decline of technological and artificial intelligence stocks, and tensions in the Middle East have all contributed to the market swoon. In uncertain market environments such as these, investors should remember that short-term market declines are a natural part of investing. Rather than following daily market movements, what perspectives should investors consider in order to stay focused on the long run?

Navigating the estate transfer and organization process can be a complex financial matter, depending on how your partner’s estate plan was set up. However, luckily, most spouses have a scenario where one of two things are true. Let's dig in.

With the cap now removed and the rate increased, the financial impact on high-net-worth individuals is significant.