Moody's Ratings

You’re invited to Credit Trends 2025 to explore the forces shaping credit and risks for sectors, countries, and regions. Join our experts and special guests for analysis and insights on the key issues – from defaults and risk management to geopolitics, energy and supply chains, industry prospects and more. Choose from 10 events over eight weeks, with three virtual editions for the Americas, Europe, and APAC, and seven in-person events in Europe. See details and register here: https://mdy.link/4aqEwVW • North America | Virtual | 5 February • Finland | Helsinki | 6 February • France | Paris | 11 February • APAC | Virtual | 12 February • The Netherlands | Amsterdam | 13 February • Spain | Madrid | 18 February • Italy | Milan | 20 February • Switzerland | Zurich | 25 February • Germany | Munich | 27 February • Europe | Virtual | 5 March Philipp Lotter

The LA wildfires present a credit challenge, significantly impacting infrastructure, local government, and insurance issuers. We expect sectors like charter schools, higher education, REITs, and mortgage-backed securities will see more modest effects. Read more about our analysis of the wildfires impact here: https://mdy.link/3PPgQRx

We expect global sustainable bond issuance will total $1 trillion in 2025, in line with 2024. Heightened scrutiny of greenwashing, evolution in market standards and regulations, and regional fragmentation will likely stifle issuance growth. Read more: https://mdy.link/4hsR9Sz Join our 2025 ESG Credit and Sustainable Finance Outlook webinar on Tuesday 28 January 10:00 EST / 15:00 GMT for further analysis and insights. See details and register here: https://mdy.link/4hnMX6s #MoodysOutlooks2025

Moody’s is pleased to attend The Future of Fund Finance Europe event on 28 January, held in London by DealCatalyst in partnership with the Loan Market Association (LMA). Rory Callagy, Associate Managing Director for the Financial Institutions Group at Moody’s Ratings, will moderate the 2pm panel, Underlying Assets in Fund Finance. See details here: https://mdy.link/4jlbM57

Moody’s Ratings has published more than 60 outlook reports in the past three months giving expert insights into the forces shaping credit and risk throughout the world. Learn more about prospects for industries, countries and regions - from AI to banking and from the US to APAC, Europe and beyond: https://mdy.link/40Jqvzd #MoodysOutlooks2025

Advances in artificial intelligence are moving rapidly as new products and capabilities are deployed. As Amazon, Google, Meta and other tech giants try to strengthen their positions, what are the changes in the AI sector to look out for in 2025? Learn more at https://mdy.link/3C5WG2E #MoodysOutlooks2025

See Moody’s Ratings’ Rahul Ghosh and Matt Robinson among panelists at the annual Private Finance Towards 2030 and Beyond conference on 4-5 February in Paris. We are proud to be a gold sponsor of this event, which brings together stakeholders from the public and private sectors across the international development ecosystem. This conference, held by Environmental Finance in partnership with the OECD - OCDE, will take stock on recent efforts to scale up the mobilisation of private finance for sustainable development and increase momentum towards the 2030 Sustainable Development Goals and beyond. See details here: https://mdy.link/40xHcN4 #SustainableFinance

Easing interest rates, declining default risk, and strong economic growth will drive the private credit market in the US and Europe this year, with assets under management set to propel to $3 trillion by 2028. We foresee momentum in asset-backed finance, widening retail investor participation and rising competition between public and private markets. Read our analysis: https://mdy.link/3Wvdy9Y

Moody’s is pleased to be a partner sponsor of the 2nd Annual European Direct Lending Conference on 27 January, held in London by DealCatalyst in partnership with AFME. Hear Antonello Aquino, Managing Director-Financial Institutions at Moody’s Ratings, on the 9:10am panel The Macro Outlook: Can Private Credit Weather Any Storm? See details here: https://mdy.link/40n8W6W #PrivateCredit

What are the prospects for nonfinancial corporates in 2025? Drill down into details for regions and countries and the forces shaping outlooks for these corporates worldwide in our exclusive data story. See more here: https://mdy.link/40EsUv2 #MoodysOutlooks2025