NFP Insurance Solutions

Happy holidays! Wishing you a season filled with joy, peace, and special moments with loved ones. Thank you for being part of our journey this year.

As the year winds down, now is the perfect time to explore tax-efficient retirement strategies like cash balance plans. These plans offer higher contribution limits, tax advantages, and predictable retirement income — ideal for high-income earners and business owners looking to reduce taxable income before year-end. Read the full article to learn more about how a cash balance plan could benefit your financial strategy: https://lnkd.in/gNiyP7UH

There's 2 weeks left before the end of the year, and still time to meet with your advisor or CPA to plan for next year! As Steve Dolins outlined in our recent webinar, too often clients realize in January that a financial move could’ve been far more effective if made before year-end. Reach out to your advisors now to maximize your financial strategy and start the new year with confidence. If you're curious about other end-of-year planning strategies, click here to watch the full webinar: https://lnkd.in/gRDAmJT6

As advisors, guiding clients through retirement planning goes beyond managing assets. Two critical questions can open the door to deeper conversations about their future: 1️⃣ Do you have enough money saved? No matter their income level, this is often a client’s biggest concern. Helping them understand their financial picture and future cash flow is critical to building confidence and peace of mind. 2️⃣ Who will you be without your work? Retirement isn’t just a financial milestone—it’s a life transition. Ask clients how they envision their identity after leaving their careers: 🔹 What aspects of your work life will you miss most? 🔹 Are there hobbies, passions, or causes you’d like to pursue? 🔹 What roles or activities could bring purpose and fulfillment? Helping clients explore these questions ensures a more holistic retirement plan that considers both financial stability and personal fulfillment. How do you incorporate life planning into retirement conversations with clients? https://lnkd.in/gzNSrwMG

Appreciative of the opportunity to spend Giving Tuesday with colleagues from NFP Insurance Solutions volunteering at the Greater Chicago Food Depository, which serves 800 partner pantries and food programs in Chicagoland

During Giving Tuesday, our team had the opportunity to volunteer with the Greater Chicago Food Depository to support their mission in ending hunger in our local communities! Together, we packed 4,000 meals for individuals and families facing food insecurity in Chicago. It was a humbling and rewarding experience to contribute to such an important cause. We’re proud to support the Food Depository’s incredible work and grateful to play a part in making a difference.

Today is Giving Tuesday! It’s the perfect time to reflect on the causes you care about and explore ways to make an even greater impact. In our recent article, we share strategies like using life insurance to enhance tax benefits and create a lasting legacy. At NFP Insurance Solutions, we help individuals transform their generosity into powerful, tax-efficient strategies that benefit their families, their causes, and their communities. Read the full article to learn how smart planning can amplify your generosity: https://lnkd.in/gp8_uSd7

Happy Thanksgiving from NFP Insurance Solutions! As we gather around our tables and reflect on the past year, we are filled with gratitude for the incredible clients, partners, and team members who make everything we do possible. This season reminds us of the importance of protecting what matters most — the people we care about, the legacies we build, and the futures we plan for. From all of us at NFP Insurance Solutions, we wish you a Thanksgiving filled with joy, connection, and gratitude. Thank you for trusting us to be part of your journey.

As more Americans approach retirement age, the 2024 Nationwide Retirement Institute Long-term Care survey highlights invaluable advice from 60- to 65-year-olds: start planning early. With 53% of Americans recommending saving for long-term care early and 32% emphasizing planning ahead to understand care options, taking action now can help ensure you and your family are well-prepared for the future. Discover the full findings at the article below! https://lnkd.in/gj8S6YQh

When a loved one requires care, it’s easy for family members to become consumed by the logistics—medications, appointments, and day-to-day responsibilities. But having access to professional care offers something invaluable: the opportunity to focus on emotional connections. Long-term care planning isn’t just about finances; it’s about creating space for meaningful moments with your loved ones. Read Rebecca K. Peterson's full article to discover how thoughtful planning can lighten the caregiving load and strengthen family bonds: https://lnkd.in/gE9ZtSJP