RQD* Clearing

Closing the Books on 2024: Celebrating Success and Looking Ahead at RQD As we wrapped up 2024, I’m proud to reflect on a year of remarkable growth, progress, and achievement at RQD. This past year, we set bold goals, and thanks to the hard work of our incredible team, the trust of our clients, and the support of our partners, we brought those goals to life. With a clear vision to redefine clearing and custody infrastructure for the next generation of financial services, we made significant strides toward empowering our clients to thrive in an evolving industry. Highlights from 2024: ·        5-Year Anniversary: Celebrated five years of innovation and growth as a company. ·        Team Growth: Welcomed eight talented new members who continue to elevate RQD’s capabilities and culture. ·        Expanded Product Offerings: Launched new features, including Fully Paid Stock Lending (FPSL), Fractional Shares, Aggregate Cash Transfer Services, and Real-Time Payments in collaboration with Orum. ·        Client Growth: Added 16 new clients to the RQD family, a testament to the trust in our platform and services. ·        Clearing Volume Milestone: Doubled our clearing volume, showcasing the scalability of our cutting-edge infrastructure. ·        Assets Under Custody Growth: Achieved a staggering 801% year-over-year increase in assets under custody. Looking Ahead to 2025: These milestones are just the foundation. We’re doubling down on our commitment to expanding product capabilities, further enhancing our ability to serve broker-dealers and registered investment advisors. The energy and momentum from 2024 fuel our ambition for what’s to come, and we’re excited to continue pushing the boundaries of what clearing solutions can achieve. To our team, partners, and clients: Thank you for your belief in our vision and for making 2024 such a success. Wishing you all a happy and prosperous New Year! Michael Sanocki CEO, RQD

Announcement: National Day of Mourning 01/09/25 RQD* Clearing follows the holiday schedule of the New York Stock Exchange ("NYSE") and its primary regulator FINRA. The NYSE and Nasdaq announced that they will be closed for equities and options trading on Thursday, January 9, 2025, in observance of the National Day of Mourning in recognition of the passing of former President Jimmy Carter. While there will not be trading on the 9th, our offices will be open tomorrow and will operate on normal hours. NYSE and Nasdaq trading will resume on Friday January 10, 2025. Please contact support@rqdclearing.com with any questions.

Announcement: National Day of Mourning 01/09/25 RQD* Clearing follows the holiday schedule of the New York Stock Exchange ("NYSE") and its primary regulator FINRA. The NYSE and Nasdaq announced that they will be closed for equities and options trading on Thursday, January 9, 2025, in observance of the National Day of Mourning in recognition of the passing of former President Jimmy Carter. While there will not be trading on the 9th, our offices will be open tomorrow and will operate on normal hours. NYSE and Nasdaq trading will resume on Friday January 10, 2025. Please contact support@rqdclearing.com with any questions.

RQD* would like to wish all of you and your loved ones a very happy holiday season. We hope you are surrounded by love, light, and peace!

What a fantastic holiday outing at RQD* in our New York office!    While we might not be the biggest firm out there, the strength, dedication, and passion of our team makes us mighty in ways that matter most. It was truly special to have everyone together, celebrating the hard work and success we’ve achieved as a team and forming stronger connections.   We couldn’t be prouder of the amazing team we've built, all of whom make RQD* what it is. Each one of you contributes something unique and invaluable. Here’s to even more success, growth, and shared moments in the year ahead!    #Teamwork #Success #HolidayOuting #Gratitude #RQDFamily #SmallButMighty

During this holiday week, we are reminded of how much gratitude and how thankful we are for all of our clients, colleagues and supporters who have helped us in our vision to redefine the clearing, custody and execution industry. We here at RQD wish ALL of you a very Happy Thanksgiving; from our families to yours.   #happythanksgiving #gratitude #rqd #rqdclearing

We are growing here at RQD Clearing! We are nearing the end of 2024 with the addition of two exceptional professionals to our team: Frank Wanzor, CPA, CAMS has joined as our Chief Compliance Officer. With a wealth of experience in regulatory and compliance leadership, Frank will ensure that RQD* Clearing continues to uphold the highest standards of industry compliance. Allen Spence is stepping into the role of Director of Execution Services. Allen brings a strong track record in execution and trading strategies, and will be instrumental in optimizing our service offerings and delivering top-notch solutions for clients. Please join us in welcoming Frank and Allen to the RQD* Clearing family! #NewBeginnings #TeamGrowth #RQDClearing #Compliance #ExecutionServices #Leadership #Welcome

InvestiFi, a leading digital investing solutions provider, has selected RQD* Clearing as a key partner in transforming customers' investment experiences. Together, we’re enabling seamless, secure, and efficient investing directly from checking accounts, powered by cutting-edge technology and real-time, modern clearing solutions. #RQDClearing #InvestiFi #Partnership #fintech

RQD* Clearing was proud to be one of the many incredible sponsors of the Edward Jones / Valley of the Sun United Way golf outing. A big thank you to Eric Gonyo, MBA and everyone involved for raising a record amount for the United Way. While RQD didn’t take home the win—despite stacking the team with future Ladies Professional Golf Association (LPGA) stars Styla Williams (Class of 2031) and Aubrey Hilgers (Class of 2028)—we had an absolute blast. Looking forward to next year!

𝗖𝗲𝗹𝗲𝗯𝗿𝗮𝘁𝗶𝗻𝗴 5 𝗬𝗲𝗮𝗿𝘀 𝗼𝗳 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗮𝗻𝗱 𝗖𝗹𝗶𝗲𝗻𝘁 𝗦𝘂𝗰𝗰𝗲𝘀𝘀 𝗮𝘁 𝗥𝗤𝗗 𝗖𝗹𝗲𝗮𝗿𝗶𝗻𝗴!   This month, we mark a major milestone: five years since RQD* Clearing launched with a vision to redefine what’s possible in clearing technology. The journey hasn’t been without its challenges, but together we’ve built a platform and a team that have exceeded expectations and set new standards for the industry.   From day one, our mission has been to deliver a real time, more modern, and cost-effective clearing solution that empowers our clients to stay ahead in a competitive market, while reducing their costs. Over the past five years, we've achieved incredible progress, and none of it would be possible without the trust of our clients, the dedication of our talented team, and the support of our investors. Here are some key highlights:   • 𝗔 𝗚𝗿𝗼𝘄𝗶𝗻𝗴 𝗖𝗹𝗶𝗲𝗻𝘁 𝗕𝗮𝘀𝗲: Now supporting ~50 broker-dealer clients, across business lines, from retail to institutional to active day traders. We also support foreign financial institutions. • 𝗜𝗻𝗰𝗿𝗲𝗮𝘀𝗲𝗱 𝗖𝗹𝗲𝗮𝗿𝗶𝗻𝗴 𝗩𝗼𝗹𝘂𝗺𝗲: In the month of October 2024, average daily cleared volumes were 270M shares and 500k options contracts with an average daily notional of $19.2B. • 𝗖𝗹𝗶𝗲𝗻𝘁 𝗦𝗮𝘃𝗶𝗻𝗴𝘀: Through pricing, operational efficiencies, and profitability modeling, we’re offering savings to clients compared to legacy clearing solutions, which can help firms with tight margins achieve profitability. • 𝗘𝘅𝗽𝗮𝗻𝗱𝗲𝗱 𝗖𝗮𝗽𝗮𝗯𝗶𝗹𝗶𝘁𝗶𝗲𝘀: Added support for registered investment advisers and introduced features like fractional shares, real-time payments, portfolio margin, bulk cash transfer, and locates. • 𝗦𝗵𝗼𝗿𝘁 𝗧𝗲𝗿𝗺 𝗨𝗽𝗰𝗼𝗺𝗶𝗻𝗴 𝗙𝗲𝗮𝘁𝘂𝗿𝗲𝘀: Fully paid lending, DVP, and mutual funds are coming soon. • 𝗜𝗻𝗱𝘂𝘀𝘁𝗿𝘆 𝗟𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽: One of the first submitters to NSCC’s UTC 1:30am processing schedule.   Here’s to our journey so far and the exciting road ahead. Thank you for being a part of RQD’s story.