Atome’s Post

I was recently invited to an event hosted by Zühlke Group – a Coffee Chat with Sopnendu Mohanty / 漠汉帝 / 模範帝 / सोपनेंदु / ସୋପ୍ନେନ୍ଦୁ hosted by Teck Kiang Seet. It was a free-wheeling chat that covered a wide range of issues in the #FinTech industry – from the Singapore FinTech landscape to the upcoming #SingaporeFinTechFestival to #AI #innovations in #frauddetection and #creditscoring to the new opportunities that are evolving in the #GlobalSouth. Some of the interesting insights that Sopnendu offered through the chat and the subsequent Q&A session were: ✅ Funding Focus : An inside view of how the Monetary Authority of Singapore (#MAS) is looking at funding, with a new emphasis on technologies like #QuantumComputing, etc ✅ Global Success Stories: Success stories of rollouts spanning diverse geographies, from East Africa to Eastern Europe (specifically Georgia). Sopnendu detailed the focus on mid- and low-income countries for the export of #policyservices and the drive towards global harmonization of policy. ✅ Regulatory Perspective on Singapore: The regulator’s view on Singapore’s strengths in the financial sector, highlighting trust in the system, governance, and processes. ✅ Global Developments - Exciting developments happening worldwide, including:  ▶ The emerging Eastern narrative around technology and #inclusion.     ▶ The growth of the ‘low altitude economy’ driven by advancements in commercial #dronetechnology, etc     ▶ Emerging collaborative opportunities in China, particularly due to its major shift to the #sustainableeconomy.  ▶ Emerging #paymentarchitecture in Africa.    ▶ Australia’s leadership in #GreenDataCentres. ✅ Regulatory Challenges: Challenges faced by regulators, such as the lack of #skills and the constant #evolutionoftechnology, which makes it difficult to focus on any one area. This informative session helped me gain a quick overview of the developments emerging in the FinTech space. Though, only the tip of an iceberg, this talk pointed me in the right direction and will greatly help me work with clients in this space. Thanks to Abhishek Majumdar for the invite. It was also a great opportunity to meet greatly skilled and experienced professionals Jai Thampi Jacqueline Rachelle Yee Rohan Kamra Ashraf Safdar Nikhil Kulkarni among others. #financialinclusion #trends #thefutureishere #payments #technology

We're honored to be recognized by Fintech News Singapore as one of the most active fintech investors in Southeast Asia over the past two years. At AC Ventures, we're committed to supporting fintech innovations that drive financial inclusion and create positive social impact in the region. 📊 Recently, we launched a report titled “Harnessing the Power of (Gen)AI in Indonesian Financial Services,” in collaboration with Boston Consulting Group (BCG), BCG X, and Indonesian Chamber of Commerce and Industry (KADIN). The report explores how GenAI is transforming Indonesia’s financial sector and provides strategic implementation guidance for leaders in both business and government. 🔗 Download the report here: https://lnkd.in/g2a6FQN9 🔍Read the full article published by Fintech News Singapore to learn more: https://lnkd.in/g25cwPa6 #fintech #investment #genai #acventures #socialimpact #financialinclusion #southeastasia #reportlaunch

Rarely do our efforts get noticed, so when it gets the recognition it deserves, the work we do becomes meaningful.❤️🌻 The MSME ecosystem is a space that continues to capture my imagination; It started from my experience working in Indonesia, which nurtured over time by helping budding entrepreneurs incorporate their business & now, where I am part of an ecosystem that supports financial access for MSME. At this year's Singapore FinTech Festival, FinbotsAI wrapped up the 3-day festival with 2 award recognition from SME Finance Forum, Managed by the IFC (International Finance Corporation) 🏆🏆 1. 𝗣𝗿𝗼𝗱𝘂𝗰𝘁 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗼𝗳 𝘁𝗵𝗲 𝗬𝗲𝗮𝗿 - 𝗚𝗹𝗼𝗯𝗮𝗹 𝗖𝗵𝗮𝗺𝗽𝗶𝗼𝗻 2. 𝗣𝗿𝗼𝗱𝘂𝗰𝘁 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗼𝗳 𝘁𝗵𝗲 𝗬𝗲𝗮𝗿 - 𝗔𝗳𝗿𝗶𝗰𝗮 As we continue to speak with more MSME businesses, these conversations are teaching us how to best serve this segment; from launching new #CreditX pricing models, to supporting them with advisory services to become 💪self-sufficient when working with AI! The work doesn't stop😅but it is exciting/new developments that I can't wait to embark on with Sanjay Uppal !!!🔥💯🚀 #GSMEFF24 #SMEFinance #AI #FinancialInclusion #LendingSolutions #SFF2024

Building on the legacy of 21 successful editions, featuring 200+ speakers, 130+ sponsors, and facilitating 1200+ meetings across 10 cities worldwide, we are excited to present the 22nd Edition of BFSI Innovation & Technology Summit - yet another ROI-driven global edition that is laser-focused on providing actionable solutions to drive massive growth. Recognizing Indonesia’s thriving financial services sector as a hub for excellence for talented minds, this summit is set to bring together the most influential CTOs, CIOs, and Heads of IT on May 16, 2024, to network and share insights within the BFSI industry! Why secure your spot for this summit? It's simple. The 22nd Edition is gearing up to be bigger with: -Reputed CIOs, CTOs, and CISOs reserving their spots -Expert speakers from notable entities like the Indonesian Chamber of Commerce and Industry (KADIN), UOB, Bank Indonesia, and more, sharing their expertise -Speed networking ensuring engagement with 150+ qualified delegates We can't wait to welcome you and foster a diverse and effective financial sector for some of Indonesia's notable tech giants! 𝐃𝐚𝐭𝐞: 𝟏𝟔𝐭𝐡 𝐌𝐚𝐲 𝟐𝟎𝟐𝟒 𝐓𝐢𝐦𝐞: 𝟎𝟗:𝟎𝟎 𝐀𝐌 - 𝟎𝟓:𝟎𝟎 𝐏𝐌 𝐕𝐞𝐧𝐮𝐞: 𝐉𝐖 𝐌𝐀𝐑𝐑𝐈𝐎𝐓𝐓 𝐇𝐎𝐓𝐄𝐋, 𝐌𝐄𝐆𝐀 𝐊𝐔𝐍𝐈𝐍𝐆𝐀𝐍, 𝐉𝐀𝐊𝐀𝐑𝐓𝐀 Ready to engage in person with like-minded experts? Express your interest by clicking here.  https://bit.ly/48TGEDj Visit website: https://bit.ly/4aetZvE #business #Indonesia #apac #EXITOBFSI #technology #innovation #BFSI2024 #trending #bankingtechnology #jakarta #financialservicesindustry #fintech #banking #insurancetechnology #insuranceindustry #banking #finance #exito

Building on the legacy of 21 successful editions, featuring 200+ speakers, 130+ sponsors, and facilitating 1200+ meetings across 10 cities worldwide, we are excited to present the 22nd Edition of BFSI Innovation & Technology Summit - yet another ROI-driven global edition that is laser-focused on providing actionable solutions to drive massive growth. Recognizing Indonesia’s thriving financial services sector as a hub for excellence for talented minds, this summit is set to bring together the most influential CTOs, CIOs, and Heads of IT on May 16, 2024, to network and share insights within the BFSI industry! Why secure your spot for this summit? It's simple. The 22nd Edition is gearing up to be bigger with: -Reputed CIOs, CTOs, and CISOs reserving their spots -Expert speakers from notable entities like the Indonesian Chamber of Commerce and Industry (KADIN), UOB, Bank Indonesia, and more, sharing their expertise -Speed networking ensuring engagement with 150+ qualified delegates We can't wait to welcome you and foster a diverse and effective financial sector for some of Indonesia's notable tech giants! 𝐃𝐚𝐭𝐞: 𝟏𝟔𝐭𝐡 𝐌𝐚𝐲 𝟐𝟎𝟐𝟒 𝐓𝐢𝐦𝐞: 𝟎𝟗:𝟎𝟎 𝐀𝐌 - 𝟎𝟓:𝟎𝟎 𝐏𝐌 𝐕𝐞𝐧𝐮𝐞: 𝐉𝐖 𝐌𝐀𝐑𝐑𝐈𝐎𝐓𝐓 𝐇𝐎𝐓𝐄𝐋, 𝐌𝐄𝐆𝐀 𝐊𝐔𝐍𝐈𝐍𝐆𝐀𝐍, 𝐉𝐀𝐊𝐀𝐑𝐓𝐀 Ready to engage in person with like-minded experts? Express your interest by clicking here.  https://bit.ly/48TGEDj Visit website: https://bit.ly/4aetZvE #business #Indonesia #apac #EXITOBFSI #technology #innovation #BFSI2024 #trending #bankingtechnology #jakarta #financialservicesindustry #fintech #banking #insurancetechnology #insuranceindustry #banking #finance #exito

🌍 Many investors focus on Europe and the US, but have you considered the potential in vibrant emerging geographies like Indonesia and others? These regions offer diverse opportunities and high market value. Recently, I had a fascinating conversation with partners and investors about the role of investing in these emerging landscapes. Here are some key takeaways: ✅ Country Diversity and Currency Mix: Positive and steady returns year-over-year. ✅ Market Value: High and heavily underinvested. ✅ Opportunities: Significant potential in micro-financing, fintech, financial inclusion, and tech. Investors can create substantial impact without sacrificing income by supporting these geographies. By selecting experienced fund managers who work with local teams and manage currency risks, investors can achieve ROI and diversify their portfolios while enhancing their impact. Are you investing in emerging markets? Let’s discuss! I can help you create an impact strategy to transition a portion of your capital into impactful investments and integrate it into your portfolio. #GlobalInvestment #InvestinIndonesia #Tech #GrowthMarkets #InvestmentOpportunities #WealthManagement #DiversePortfolio #Microfinancing #FutureGrowth #InvestSmart #EconomicDevelopment #MarketDiversity

🌟 Wrapping up a meaningful week at the Singapore FinTech Festival! 🌟 Last week’s conference was packed with insights, leadership dialogues, and exclusive networking at the Insights Forum, where regulators, policymakers, industry leaders, and investors gathered. I participated in some key panel discussions and roundtables discussing key opportunities, enablers and challenges in scaling financial services for SMEs: 💡The new world of data: Challenges and opportunities for the payment ecosystem and fintechs. We must solve for data poor SMEs!  💡A trillion-dollar opportunity in supply chain financing for SMEs—a transformative path for driving efficiency and inclusive growth. SCF for SMEs needs to size up to its potential! 💡The Financial Trust and Digital Assets connecting global economies, and opening up new avenues for SMEs to expand their businesses, across borders! 💡SMEs & Global Commerce - Unlocking opportunities from digital trade rules. With trade finance for SMEs fast evolving, we need to leverage the momentum to make payments efficient and cost effective.    We also benefited from forward looking discussions on AI and Quantum Technologies, Security and Privacy, Sustainability and Innovation Ecosystems, Digitized Financial Markets, and the role of Fintechs and Digital Banks which could have a meaningful role in changing the landscape of financial services for SMEs. We enjoyed having 100+ interactions with existing and prospective members, affiliates and influential industry stakeholders during the week.  Proud to have SME Finance Forum, Managed by the IFC (International Finance Corporation) as a knowledge partner for this event, fueling innovation and global connections. Here’s to the future and our collaboration with GFTN! 🚀 #SingaporeFinTechFestival #SFF #Innovation #DigitalAssets #AI #Sustainability #FinancialInclusion

🚀 Exciting News at Singapore FinTech Festival! 🚀 We're thrilled to announce a strategic partnership between JFourth Solutions and Aniz! Together, we're on a mission to bring top-notch advisory and capacity-building expertise in governance, compliance, and risk management to Fintech in Emerging markets. 🌍 Why this matters: Emerging markets Fintech are growing fast but face unique challenges in governance, risk, and compliance. With this partnership, we’re bringing tailored solutions and hands-on support to help these organizations strengthen their frameworks, stay compliant, and manage risks proactively while painting their innovative edge. 🤝 What to expect: By combining ANIZ' sustainability advisory expertise with J4thSolution' 's strength, we’re empowering organizations to enhance foundational resilience and drive sustainable growth. South South collaboration at its best!! ✨ Highlights: Strategic advisory in governance and compliance Tailored risk management frameworks Capacity-building initiatives to develop in-house expertise Together, we’re committed to unlocking the full potential of Emerging markets, empowering organizations to thrive in a rapidly changing landscape. Stay tuned for more updates on how this partnership will drive impactful change! GFTN #Partnership #EmergingMarkets #Africa #Asia #Governance #Compliance #RiskManagement #CapacityBuilding #training #Fintech #SFF2024 #insinghtsforum 10x1000 Tech for Inclusion

🚀 In Southeast Asia, ‘Tech #unicorns, often represented by ride-hailing companies, now know very well the consumption patterns of their customers and are able to use data to offer microloans or microinsurance, effectively mitigating risks,’ as Dr Giulia Ajmone Marsan explained last week at 2024 AIM Summit. Notably, Gojek, a prominent ride-hailing platform founded in Indonesia, introduced Gopay initially as a payment method for their services and has since expanded to provide microloan and microinsurance services. Beyond Southeast Asia, fintech development has sometimes been driven by public sector institutions. For example, the Unified Payment Interface (UPI) in India is a digital platform that enables QR code payments both domestically and cross-border. In Brazil, the Central Bank's open finance regulation facilitated the creation of PIX, an instant payment technology.   📢 Dr Giulia Ajmone Marsan, Head of Startup and Inclusion Programs at ERIA’s Digital Innovation and Sustainable Economy Centre, participated in the AIM Summit 2024 in Abu Dhabi. She joined the panel organized by INSME - The International Network for Small and Medium Enterprises on "Export Priorities for Local SMEs: Market Access Strategies". This panel session was organised as part of the Annual Investment Meeting Congress, one of the world’s leading investment platforms. 💡 Alongside other distinguished panelists, including Mrs. Betty Alexandropoulou - Alexander, MBA, PCC, Member of the Board of Enterprise Greece SA, Ms. Karima-Catherine Goundiam, Mr. Ciro Aquino, and Ms. Sarah Hassnaoui, they shared invaluable insights on challenges and opportunities for SMEs to expand into foreign markets The panel was moderated by Giovanni Zazzerini, Secretary General of INSMEs. 📑 Read the news: https://lnkd.in/dvDxyb5Y #entrepreneurs #fintech #msmes

Oradian has been actively involved in the Philippines financial services sector for nearly a decade, and I'm always appreciative of the time spent here; engaging with our team and meeting our partners and community. Yesterday, Oradian hosted an engaging discussion and networking meetup on the theme Navigating Disruption - Seizing Opportunities, Overcoming Challenges, at the Grand Hyatt in BGC. The atmosphere was lively, reflecting the exciting developments unfolding in the financial services sector across the country and the broader ASEAN region. Thank you to everyone who joined us, and a special mention to my fellow panelists, #techleaders, George Chesakov, co-founder of Salmon Group Ltd, and financial services innovator, Lowell C.. Here are my key takeaways from our discussions: • Digital transformation is not a destination - "It is an ongoing transition throughout the lifetime of the business".  • Cultivating a culture of innovation and short iterations "learning from your clients to address their needs", is crucial for success.  • Having the fundamentals in place is critical before chancing the next big tech – “no use chasing AI if you haven’t stored your data in a digital format”. • Open banking presents significant opportunities, "but its effective implementation requires the right frameworks and strategies".  • The Philippines is a massive market opportunity: “…115m population, with another 20m (young, digital first) adults needing financial services in the next decade, who need to be served!!! The Philippines still has some of the biggest opportunities in the world”. I'm excited to see Oradian continue providing the core technology enabling the disruptors to seize the growing market opportunities and lead with innovative financial services within the Philippines. Expertise and excellence will continue to drive and enable digital innovation at an unprecedented scale within the Philippines’ and greater ASEAN financial sector! #Fintech #SalmonGroupLtd #GeorgeChesakov #LowellCampbell #AntonioSeparovic #Oradian #DigitalBanking #CoreBanking 🚀