Beanstalk Benefits’ Post

Tip Tuesday: "Annual Plan Review" An annual review of your health insurance plan is essential to ensure it aligns with your current needs. As your life evolves, so too should your coverage. Whether it’s a change in your income, health status, or family situation, reviewing your plan each year can help you stay protected and financially secure. If it’s been a while since you last reviewed your policy, let’s connect for a comprehensive assessment to ensure your coverage is up to date. #SmallBusinessOwners #IndependentContractors #Freelancers #AnnualReview #InsurancePlanning #TailoredCoverage #LifeChanges #HealthCoverageReview #FinancialProtection

🚨 Attention Small Business Owners! 🚨 With open enrollment on the horizon, now is the perfect opportunity to take a closer look at your current health insurance plans. ACA Marketplace plans tend to increase by around 8-10% annually, which can gradually drive up your expenses and cause unnecessary financial pressure. By comparison, Private Underwritten Plans often see only a 1-3% yearly increase in premiums, a small difference that can lead to significant savings over time. With BOSS Health Insurance, you also benefit from: ✅ Flexible coverage tailored to your unique business needs ✅ 100% Tax-Deductible options to maximize business savings ✅ Nationwide PPO Networks, offering your employees greater flexibility in choosing providers. ✅ Customizable plans, so you only pay for what you need and want. ✅ Plans that can help with Employee Retention by offering affordable and valuable benefits. If you haven’t reviewed your health plan in a while, now is a great time to take another look as enrollment season begins. I’m here to offer a complimentary review as simply a chance to explore potential savings and policy options that could benefit both your business and your team. For any and all questions, comments, or guidance please don't hesitate to reach out and connect! #OpenEnrollment #HealthInsurance #SmallBusiness #EmployeeRetention

Attention Gig Workers & Self-Employed Professionals! Being your own boss has its perks—but finding affordable, quality health insurance doesn’t have to be one of the challenges. At Matson and Kellogg, we understand the unique needs of freelancers, gig workers, and entrepreneurs, and we’re here to help! Explore affordable health insurance options tailored to your lifestyle: • Flexible coverage designed for the self-employed, no employer necessary! • Quality plans that fit your budget—get the care you need without breaking the bank. • Options with $0 copays and $0 deductibles to make healthcare affordable. • Supportive agents to guide you every step of the way in finding the perfect plan. Don’t let the search for insurance weigh you down. Matson and Kellogg can help you find a plan that works as hard as you do! Take control of your health coverage today. #SelfEmployedInsurance #GigWorkerInsurance #AffordableHealthCare #HealthInsuranceOptions #ZeroCopay #MatsonAndKellogg #Freelancer #EntrepreneurCare #InsuranceThatWorksForYou

Navigating health insurance can be challenging. At Health That Cares, we offer tailored solutions for 1099 workers, small businesses, individuals, families, and international plans. Let's work together to find the right coverage for you and your loved ones! 🌟💙 #HealthInsurance #SmallBusiness #Freelancers #FamilyHealth #InternationalPlans #HealthThatCares

Health insurance is a significant concern for 1099 contractors, but there are solutions designed specifically for freelancers. 🌟 Learn how to find affordable coverage that suits your unique needs as a self-employed professional. Don’t let healthcare be an afterthought—secure your future today! #1099Contractors #HealthInsurance #Freelancers #SelfEmployed #HealthcareSolutions #GigEconomy

Open enrollment is coming up. The best time for businesses to navigate health insurance and make affordable choices. Considerations include: 1. Know the metal tiers: Bronze, Silver, Gold, and Platinum. These categories determine cost, not care quality. 2. Understand your total costs: You'll pay a premium monthly, plus out-of-pocket expenses like deductibles when you receive care. 3. Explore plan types: HMO, PPO, POS, and EPO plans vary in provider choice and costs. Choose a plan that suits your business needs. A new option: Consider discount plans: These can lower your overall health expenses while providing essential coverage. https://lnkd.in/eyKfjNyY

🔔 Open Enrollment is Around the Corner! 🔔 As we approach the open enrollment season, it’s the perfect time to start thinking about your benefits and how to maximize them for the year ahead. 🗓️ Navigating the complexities of health insurance can be overwhelming, but you don’t have to do it alone. Partnering with a knowledgeable benefits broker can make all the difference. Here’s how a broker can help: Tailored Advice: I offer personalized guidance to find the best options for your unique needs. Saving Money On Employer Coverage: I am able to take family members off employer coverage, saving you money and maximizing your paid employer benefits! Comprehensive Comparison: I can provide a detailed comparison of plans to help you understand what’s best for you and your family. Expert Support: Assist with enrollment paperwork and answer any questions you might have along the way. Don’t wait until the last minute! Reach out to ensure you’re fully prepared when the enrollment period begins. Your future self will thank you! 🙌 #OpenEnrollment #Benefits #Healthcare #BrokerSupport #EmployeeBenefits #PlanAhead #HealthInsurance #PPO #SelfEmployed

🚧 Calling All Contractors, Freelancers, and 1099 Employees! 🚧 As a self-employed professional, you’re running your own show – but what happens if you get sick or injured? Without employer-provided health insurance, unexpected medical bills could take a huge toll on your finances. 💡 The good news? You don’t need to go without coverage! There are affordable, flexible health insurance plans tailored specifically for independent contractors and freelancers like you. 📈 Why risk it? Let’s review your options and get you covered with a plan that fits your needs and your budget. Interested in learning more? Comment below or DM me for a FREE consultation! #Freelancers #Contractors #HealthInsurance #1099Life #ProtectYourself

👩💼👨💼 Attention Self-Employed Professionals! 👩💼👨💼 Are you a freelancer, entrepreneur, or independent contractor looking for health insurance coverage that fits your flexible lifestyle? Look no further! Let me introduce you to the advantages of PPO (Preferred Provider Organization) plans. As an insurance broker specializing in healthcare, I understand the importance of finding the right coverage for your unique needs. With a PPO plan, you have the freedom to choose your healthcare providers without needing a referral. This flexibility is invaluable when you're juggling multiple projects and don't have time to navigate restrictive networks. Whether you're working from a home office, meeting clients across town, or traveling for business, a PPO plan ensures you're covered wherever your entrepreneurial spirit takes you. Don't let the uncertainties of self-employment hold you back from prioritizing your health – reach out to explore how a PPO plan can provide you with comprehensive coverage and peace of mind. #SelfEmployed #Freelancers #Entrepreneurs #HealthInsurance #PPOPlans #StayCovered 💼🌟

It's the time of year when many employers start having benefit open enrollment meetings. No doubt for many, insurance premium costs will be rising and at least a portion of that cost will be passed onto you. If you have access to an employer plan and a spouse/partner's plan you should always compare the plan benefits and costs, especially at renewal. If your employer offers multiple plan options there are three main considerations: 1: What you can afford to have deducted from your paycheck 2: What you can afford to pay if you actually need to use your benefits 3: Network restrictions: is your doctor in-network? If you have college students on your plan will the plan you select cover where they live? If you are on a COBRA plan your previous employer still must notify you of any changes in premiums or plan design. Just remember you can also shop on the Healthcare Exchange at Healthcare.gov and will most likely find a less expensive plan option. If you need any assistance sorting it all out, feel free to reach out to me for some help. I speak insurance and have some free time on my hands.