Best Interest Brokers Pty Ltd’s Post

💪 Landing a home loan if you’re self-employed 💪⁣ ⁣ Rightly or wrongly, lenders can see self-employed borrowers as higher risk than employees.⁣ ⁣ So it helps to be prepared when applying for a home loan:⁣ ⁣ ✅ Have evidence you’ve held an ABN for a year or two⁣ ✅ Gather proof of income like your latest business activity statements and tax returns⁣ ✅ Don’t hide your income (aka cash jobs) as it can reduce borrowing capacity, and⁣ ✅ Grow savings to show you can handle home loan repayments.⁣ ⁣ If you're struggling to meet any of the above, you could even be eligible for a low-doc home loan designed especially for self-employed borrowers.⁣ ⁣ Talk to us for home loan help when you’re your own boss. 👇⁣ ⁣ To find out more, DM us or contact Lionel Finance on: 📞 1300-LIONEL 💻 info@lionelfinance.com.au #lionelfinance #reachyourfinancialsgoalsquicker #mortgagebroking #aussiemortgagebroking #homeowner #investment #property #mortgagebroker #mortgage #homeloan #loan #firsthome #refinance #investors #broker #sydney #sydneycbd #sydneyproperty #sydneyrealestate #sydneymortgagebroker #sydneybroker #sydneyloans #sydneyfinance #sydneylocal #nsw #nswproperty #nswrealestate

When figuring out whether to approve your home loan application, lenders will consider your 'character'. They basically need to decide whether you're someone who'll pay them back, and how they make this judgment is by looking at your past behaviour. Every payment you make – or miss – writes a chapter in your credit history, and lenders will take a look at this story to gauge your reliability. A strong credit history isn't just numbers; it's proof that you're consistently responsible. So, before applying for a home loan, make sure your credit report is telling the right story! 📄 #bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants

We get it, you're super eager for a home loan, but trust us: you don't want to spam lenders with home loan applications hoping for a 'Yes'. Applying for multiple credit facilities at once? It's a big no-no. Why, you ask? Because each application leaves a mark on your credit file, visible to all. If Bank A spots you flirting with Bank B, it's usually a hard pass from them. Chat with us first instead and we'll give you the inside scoop on what lenders really want. #MortgageBroker #HomeLoans #MortgageLender #PropertyFinance #RealEstateLoans #HomeBuyer #Refinance #FirstTimeHomeBuyer #MortgageAdvice #FinanceTips #InvestmentProperty #PropertyMarket #HomeOwnership #PropertyInvestment #HomeLoanRates #HomeBuyerTips #MortgageSpecialist #HomeFinance #LoanOptions #PropertySales #Loanscope

⏳ How long does it really take to get a home loan? ⏳⁣ ⁣ As soon as you pay a deposit on a home, the clock is ticking to line up a home loan. ⏰⁣ ⁣ Finance (or cash 😅) is required by settlement, or you could cop costly fees and penalties. 😬⁣ ⁣ As a rule, try and allow around 4-6 weeks to land a loan. ⁣ ⁣ There’s plenty you can do however to help speed up the process:⁣ ⁣ ✅ Talk to us to know if your finances are home-loan ready⁣ ✅ Have the paperwork in place that lenders like to see⁣ ✅ Check you’ve completed the loan application accurately⁣ ⁣ Ask us about loan pre-approval too. It can be a lot less stressful than applying for a loan after you’ve paid a deposit. 👇⁣ ⁣ To find out more, DM us or contact Lionel Finance on: 📞 1300-LIONEL 💻 info@lionelfinance.com.au #lionelfinance #reachyourfinancialsgoalsquicker #mortgagebroking #aussiemortgagebroking #homeowner #investment #property #mortgagebroker #mortgage #homeloan #loan #firsthome #refinance #investors #broker #sydney #sydneycbd #sydneyproperty #sydneyrealestate #sydneymortgagebroker #sydneybroker #sydneyloans #sydneyfinance #sydneylocal #nsw #nswproperty #nswrealestate

We get it, you're super eager for a home loan, but trust us: you don't want to spam lenders with home loan applications hoping for a 'Yes'. Applying for multiple credit facilities at once? It's a big no-no. Why, you ask? Because each application leaves a mark on your credit file, visible to all. If Bank A spots you flirting with Bank B, it's usually a hard pass from them. Chat with us first instead and we'll give you the inside scoop on what lenders really want. #MortgageBroker #HomeLoans #MortgageLender #PropertyFinance #RealEstateLoans #HomeBuyer #Refinance #FirstTimeHomeBuyer #MortgageAdvice #FinanceTips #InvestmentProperty #PropertyMarket #HomeOwnership #PropertyInvestment #HomeLoanRates #HomeBuyerTips #MortgageSpecialist #HomeFinance #LoanOptions #PropertySales #Loanscope

⏳ How long does it really take to get a home loan? ⏳⁣⁣ ⁣⁣ As soon as you pay a deposit on a home, the clock is ticking to line up a home loan. ⏰⁣⁣ ⁣⁣ Finance (or cash 😅) is required by settlement, or you could cop costly fees and penalties. 😬⁣⁣ ⁣⁣ As a rule, try and allow around 4-6 weeks to land a loan. ⁣⁣ ⁣⁣ There’s plenty you can do however to help speed up the process:⁣⁣ ⁣⁣ ✅ Talk to us to know if your finances are home-loan ready⁣⁣ ✅ Have the paperwork in place that lenders like to see⁣⁣ ✅ Check you’ve completed the loan application accurately⁣⁣ ⁣⁣ Ask us about loan pre-approval too. It can be a lot less stressful than applying for a loan after you’ve paid a deposit. 👇⁣⁣ ⁣⁣ To find out more, DM or contact your MyFinCoach on: ☎ – 0403 500 608 💻 – info@myfincoach.com.au #myfincoach #brokersworkforyou #investment #property #mortgagebroker #homeloan #refinance #investors #firsthomebuyers #sydneyproperty #sydneymortgagebroker #sydneyloans #sydneyfinance #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw #nswproperty #nswrealestate #nswbroker #finance #financebroker #localmortgagebroker #loan #firsthome #howtorefinance #howtobuyahome #smsfloans #carfinance #assetfinance

Did you know different home loans come with different credit score requirements? 🏡 Whether you're going for a conventional loan, FHA, or VA loan, your credit score plays a big role in your options. But don’t worry—no matter where you are on your credit journey, I’m here to help you find the best fit! Let’s talk financing options and get you on the path to homeownership. 📲 #theramosgroup #ramosteam #theramosmortgageteam #theramosteam #yourlocalmortgageguy #carbonteamccm #thecarbonteam #TheCarbonTeamLeadsTheWay #bestnjmortgages #thehelpfulLO #home #House #listreports #homeowner #realestate #investment #finances #themoreyouknow #icanhelp #mortgage #loanofficer #dreamhome #downpaymentassistance #firsttimehomebuyer #VA #valoans

When eyeing a home loan, interest rates loom large. But as Warren Buffet wisely says: price is what you pay, value is what you get. Don't fixate solely on the lowest rate – it may mean missing out on other perks. It's about balancing your needs now and in the future. Reach out to discover how we can help you discover the perfect loan for your needs and objectives! 📲🏡 #bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants

If you've got plans to secure a home loan, then one of the most important pieces of advice we can give you is to start the process early. Imagine getting to crunch time and missing out on your dream property because your finance isn't sorted, or having to go with your third choice of lender purely because they're the only ones who'll approve you in time. It happens! Getting in touch with us sooner, rather than later, also means we can help you create the best impression with the lender - this preparation will ideally start months before you apply. So, what are you waiting for? Get in touch and let's get started! 📲🏡 #bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants

New data shows that 86% of people taking out a home loan trust brokers over lenders 🤝 Why? Well when you have a broker on your team you save time, money and effort. Plus, we provide so much choice and our clients know we work hard to secure them a solution that serves their best interests. Engaging a broker really is a no-brainer. Reach out to chat to us today. #MortgageBroker #HomeLoans #MortgageLender #PropertyFinance #RealEstateLoans #HomeBuyer #Refinance #FirstTimeHomeBuyer #MortgageAdvice #FinanceTips #InvestmentProperty #PropertyMarket #HomeOwnership #PropertyInvestment #HomeLoanRates #HomeBuyerTips #MortgageSpecialist #HomeFinance #LoanOptions #PropertySales #Loanscope