Jurad Blanusa’s Post

We get it, you're super eager for a home loan, but trust us: you don't want to spam lenders with home loan applications hoping for a 'Yes'. Applying for multiple credit facilities at once? It's a big no-no. Why, you ask? Because each application leaves a mark on your credit file, visible to all. If Bank A spots you flirting with Bank B, it's usually a hard pass from them. Chat with us first instead and we'll give you the inside scoop on what lenders really want. #MortgageBroker #HomeLoans #MortgageLender #PropertyFinance #RealEstateLoans #HomeBuyer #Refinance #FirstTimeHomeBuyer #MortgageAdvice #FinanceTips #InvestmentProperty #PropertyMarket #HomeOwnership #PropertyInvestment #HomeLoanRates #HomeBuyerTips #MortgageSpecialist #HomeFinance #LoanOptions #PropertySales #Loanscope

We get it, you're super eager for a home loan, but trust us: you don't want to spam lenders with home loan applications hoping for a 'Yes'. Applying for multiple credit facilities at once? It's a big no-no. Why, you ask? Because each application leaves a mark on your credit file, visible to all. If Bank A spots you flirting with Bank B, it's usually a hard pass from them. Chat with us first instead and we'll give you the inside scoop on what lenders really want. #loans4homes #homeloans #realestate #sydneyproperty #melbourneproperty #australianhomes #realestateau

💪 Landing a home loan if you’re self-employed 💪⁣ ⁣ Rightly or wrongly, lenders can see self-employed borrowers as higher risk than employees.⁣ ⁣ So it helps to be prepared when applying for a home loan:⁣ ⁣ ✅ Have evidence you’ve held an ABN for a year or two⁣ ✅ Gather proof of income like your latest business activity statements and tax returns⁣ ✅ Don’t hide your income (aka cash jobs) as it can reduce borrowing capacity, and⁣ ✅ Grow savings to show you can handle home loan repayments.⁣ ⁣ If you're struggling to meet any of the above, you could even be eligible for a low-doc home loan designed especially for self-employed borrowers.⁣ ⁣ Talk to us for home loan help when you’re your own boss. 👇⁣ ⁣ To find out more, DM us or contact Lionel Finance on: 📞 1300-LIONEL 💻 info@lionelfinance.com.au #lionelfinance #reachyourfinancialsgoalsquicker #mortgagebroking #aussiemortgagebroking #homeowner #investment #property #mortgagebroker #mortgage #homeloan #loan #firsthome #refinance #investors #broker #sydney #sydneycbd #sydneyproperty #sydneyrealestate #sydneymortgagebroker #sydneybroker #sydneyloans #sydneyfinance #sydneylocal #nsw #nswproperty #nswrealestate

We get it, you're itching for a home loan, but trust us: you don't want to spam lenders with home loan applications hoping for a 'Yes'. Applying for multiple credit facilities at once? It's a big no-no. Why, you ask? Because each application leaves a mark on your credit file, visible to all. If lender A spots you flirting with lender B, it's usually a hard pass from them. Speak with us first instead and we'll give you the inside scoop on what lenders really want! 📲🏡 #bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants

🪓 Want to chop your home loan rate? 🪓⁣ ⁣ RateCity recently found that 80% of people who’ve asked their lender for a rate cut, got one. 👍⁣⁣ ⁣ But it’s not that simple. You need to:⁣ ⁣ ✅ ⁣Know your home loan rate⁣ ✅ ⁣Know the rate your bank is offering new customers, and⁣ ✅ Arm yourself with rates from other lenders, and be prepared to walk if your lender doesn't want to play ball.⁣ ⁣ Sound like too much hard work?⁣ ⁣ Well, one solution is to give us a call and we'll help guide you. 👇⁣⁣ ⁣ To find out more, DM or contact your MyFinCoach on: ☎ – 0403 500 608 💻 – info@myfincoach.com.au #myfincoach #brokersworkforyou #investment #property #mortgagebroker #homeloan #refinance #investors #firsthomebuyers #sydneyproperty #sydneymortgagebroker #sydneyloans #sydneyfinance #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw #nswproperty #nswrealestate #nswbroker #finance #financebroker #localmortgagebroker #loan #firsthome #howtorefinance #howtobuyahome #achieveyourpropertygoals #carfinance #assetfinance

Wondering how long you'd be locked into your home loan? Well, assuming you make only the minimum repayments, you'll be paying back your loan for as long as the home loan term. The home loan term is the length of time you and the lender agree your loan will be paid back by. Home loan terms usually range from 20 to 40 years, with 30 years being fairly standard. Choosing a longer term will result in lower monthly payments, but you'll pay more in interest over the life of the loan. Want to know which term is right for you? Get in touch and we'll help you weigh the pros and cons. #MortgageBroker #HomeLoans #MortgageLender #PropertyFinance #RealEstateLoans #HomeBuyer #Refinance #FirstTimeHomeBuyer #MortgageAdvice #FinanceTips #InvestmentProperty #PropertyMarket #HomeOwnership #PropertyInvestment #HomeLoanRates #HomeBuyerTips #MortgageSpecialist #HomeFinance #LoanOptions #PropertySales #Loanscope

You definitely don't want to apply for 10,000 home loans before getting to 'Yes'. In fact, it's not ever worth applying for more than one credit facility at a time. The reason being is that each time you apply for credit – whether it's for a credit card, car loan, or mortgage – your application gets recorded on your credit file. If Bank A sees that you've applied with Bank B, they won't approve you. Instead of trying to hedge your bets by applying with multiple lenders, get in touch with us for insight into what the lenders are looking for. #mortgage #realestate #realtor #mortgagebroker #home #realestateagent #firsthomebuyer #refinance #newhome #investment #househunting #propert #finance #loanofficer #creditscore #mortgagelender #creditrepair #loans #homeloans #credit

New data shows that 86% of people taking out a home loan trust brokers over lenders 🤝 Why? Well when you have a broker on your team you save time, money and effort. Plus, we provide so much choice and our clients know we work hard to secure them a solution that serves their best interests. Engaging a broker really is a no-brainer. Reach out to chat to us today. #MortgageBroker #HomeLoans #MortgageLender #PropertyFinance #RealEstateLoans #HomeBuyer #Refinance #FirstTimeHomeBuyer #MortgageAdvice #FinanceTips #InvestmentProperty #PropertyMarket #HomeOwnership #PropertyInvestment #HomeLoanRates #HomeBuyerTips #MortgageSpecialist #HomeFinance #LoanOptions #PropertySales #Loanscope

Here are a few things you should be thinking about if you're planning to apply for a home loan: 1️⃣ Are you spending too much on non-essentials (UberEats, gambling 👀)? 2️⃣ Are you withdrawing from your “savings” account? 3️⃣ Do you have other debts (credit cards, personal loans, etc.)? Get in touch with our team to discuss how you can put yourself in the best position to get approved for a home loan! 📲🏡 #bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants

You definitely don't want to apply for 10,000 home loans before getting to 'Yes'. In fact, it's not ever worth applying for more than one credit facility at a time. The reason being is that each time you apply for credit – whether it's for a credit card, car loan, or mortgage – your application gets recorded on your credit file. If Bank A sees that you've applied with Bank B, they won't approve you. Instead of trying to hedge your bets by applying with multiple lenders, get in touch with us for insight into what the lenders are looking for. #mortgage #realestate #realtor #mortgagebroker #home #realestateagent #firsthomebuyer #refinance #newhome #investment #househunting #propert #finance #loanofficer #creditscore #mortgagelender #creditrepair #loans #homeloans #credit