Challenger Capital’s Post

🔎 2024 brings transformative trends in European A2A payments - instant payments, digital wallets and regulatory shifts. EPI's #wero launch is set to lead the way, promising enhanced commerce experiences. Overcoming existing inefficiencies, A2A payments aim for seamless, secure and transparent financial transactions, shaping a more inclusive financial ecosystem. Ludovic Francesconi and Fabian Mansfeld from EPI Company discuss key trends shaping A2A payments in #Europe, in the report "Global Payments and Fintech Trends Report 2024" from The Paypers. 👉 Don't miss 🆕 insights into the future of European payments, download the report here ⤵ https://lnkd.in/e9BvY3iR

BaaS vs. SaaS: how to choose the right approach? 💡 To keep up with innovation and changing regulations, different approaches are emerging to support the development of fintechs. Business models such as banking as a service and software as a service are being considered. This article looks at how they work and puts their different characteristics into perspective to help fintechs make the best decisions. 👇 EN version: https://lnkd.in/enYiRery FR version: https://lnkd.in/eGpaP-2A Collectif API Thinking France FinTech Finance Innovation AEFI Asociación Española de FinTech e InsurTech The LHoFT - Luxembourg House of Financial Technology The Payments Association EU FINTECH BELGIUM Fintech District Holland FinTech AFIP - FinTech and InsurTech Portugal Fintech Norway SweFinTech European Digital Group Finance Association Fintech Association of South Africa (FINASA) Ghana Fintech and Payments Association Association of Fintechs in Kenya Fintech Association Of Nigeria FinTecHub Rwanda Fintech Association of Uganda Tanzania Fintech Association (TAFINA) FinTech Alliance of Tanzania Fintech Association Of Kenya #innovation #fintech #banking #openbanking #api #financialservices #corebanking #cloud #data #buy #build #designsystem

Thailand's financial sector has transformed with the rise of fintech, especially electronic payments. The 2017 Payment Systems Act (PSA) regulates this sector, ensuring stability and consumer protection. The Bank of Thailand and the SEC balance innovation with safety. Businesses must comply with the PSA to thrive. #Fintech #ElectronicPayments #ConsumerProtection

𝐓𝐞𝐜𝐡𝐅𝐢𝐧 𝐕𝐬 𝐅𝐢𝐧𝐓𝐞𝐜𝐡 𝐌𝐚𝐥𝐚𝐲𝐬𝐢𝐚: 𝐖𝐡𝐚𝐭’𝐬 𝐓𝐡𝐞 𝐃𝐢𝐟𝐟𝐞𝐫𝐞𝐧𝐜𝐞? In the dynamic financial landscape, the terms ‘𝐓𝐞𝐜𝐡𝐅𝐢𝐧 𝐯𝐬 𝐅𝐢𝐧𝐓𝐞𝐜𝐡’ have become increasingly crucial. While both are revolutionising the financial sector in Malaysia, they represent distinct approaches to integrating technology and finance. This article delves into the differences of TechFin and FinTech, exploring their functionalities and unique impacts on the Malaysian market. By understanding these differences, businesses can better navigate this evolving industry and leverage the benefits of each. Read more: https://lnkd.in/g5A7wpMv #TechFin #DaaS #DeviceasaService #DaaS360 #LaptopRental #ComputerRental #LaptopLeasing #ComputerLeasing

In an era where digital transformation is paramount, APIs stand out as a cornerstone in the fintech landscape, especially in Latin America. Here's how: ➡️ Streamlining Payment Processes: APIs have become a game-changer by enabling seamless and secure payment transactions, significantly enhancing operational efficiency across borders. ➡️ Navigating Regulatory Complexities: With the aid of APIs, businesses can more easily adapt to the diverse regulatory environments across LATAM, ensuring compliance and facilitating smoother market entry. ➡️ Embracing Technological Advances: The advent of 5G and other technologies is set to turbocharge the fintech ecosystem, promising unprecedented opportunities for innovation and growth. As these technologies merge with robust payment solutions, they pave the way for a more inclusive and dynamic financial sector. For a deeper look into how APIs are shaping the future of financial transactions and their impact on the global stage, check out the full article here: https://hubs.ly/Q02nh9-c0 #Crossborder #Globalpayments #SingleAPI #Fintech #LatamPayments

A very interesting article about Banking-as-a-Service and Embedded Finance. Toqio, at the moment, is ahead of its competitors and in the near-medium future, Toqio will be the standard. Do you think I'm exaggerating or lying? Well, that's a reasonable doubt on your part. If you want to know why I say it's true, visit the Toqio website, explore it, and decide for yourself whether I'm exaggerating or lying. But if you come to the conclusion that I am right, you will have discovered de facto the most powerful and in the medium-future standard Embedded Finance and Bank-As-A-Service orchestrator platform (and much more). It is always better to be the first but if you are the first and the best, things evolve to technological revolutions. You have the opportunity to discover in which fields of Bank-As-A-Service and Embedded Finance Toqio is the first and the best. World is on the road to the new kind of economy. Digitized, global, shared, interoperable, fast, agile, secure and with hitherto unknown capabilities. Toqio is one of the drivers of this new kind of finance. #EmbeddedFinance #BankAsaService #Finance #Future #Now #Fintech #Toqio #Revolution #Evolution #FutureIsNow

Fintech is undeniably revolutionising the global payments landscape, offering faster, more efficient ways to move money across borders. However, not all companies in the sector adhere to the rigorous standards required to truly protect your financial assets. While these innovations are exciting, they come with some potential pitfalls. Some businesses may lack the proper regulatory licenses, leaving them unqualified to handle large transactions securely. Weak governance structures within these companies can lead to operational inefficiencies or even legal issues, while associations with questionable banking partners might expose your funds to unnecessary risks. In our latest Thought Leadership article below, Papaya Global discuss the most common red flags to look out for in fintech. https://lnkd.in/ePTVHqND #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

‘Traditional payment methods are gradually giving way to more digital alternatives’ in Asia according to Fintech News Singapore, propelled by advancements in #fintech, an increasingly digital native population, and ‘safety and hygiene concerns driving consumers away from cash transactions.’ Our digital #paymentsolutions are part of the new era of innovation, efficiency, and convenience that is dawning in Asia. #RC365 #RCGH #RCPAY #investors Learn more here: https://bit.ly/3MemKdh Learn more about RC365 here: https://bit.ly/3Wojxxy

Cross-border payments are evolving rapidly, and the balance between innovation, regulation, and collaboration has never been more crucial. This insightful article explores how fintech, regulators, and banks are working together to shape the future of cross-border payments. With increasing demand for seamless, secure, and cost-efficient solutions, it's vital to stay informed on how these developments will affect global transactions. 🔗 Read more about how the industry is navigating these challenges and opportunities here: https://lnkd.in/dzBG9zxs #CrossBorderPayments #Fintech #Regulation #Innovation #Collaboration #GlobalFinance #DigitalEconomy #SECDEX GMEX Group

This article is explaining who we are and what we do as a Techfin Company. Do check it out!!! 🙏 #ictzone #techfin