CoinDesk’s Post

Following the Federal Reserve’s recent 50 basis point rate cut, many anticipated a decline in borrowing costs across markets. However, in the crypto space, particularly for BTC, lending rates increased. This divergence underscores the unique structure of crypto lending markets, where rates are more closely tied to leverage demand and market sentiment than to central bank policies. Institutional investors can leverage this understanding to identify opportunities for arbitrage and yield in the evolving crypto landscape. Read our latest perspective by Galaxy Vice President of Lending, Max Bareiss, CPA, and Galaxy Lending Associate, Alex Stan, to explore how crypto lending behaves in a falling interest rate environment: https://hubs.li/Q02RS6f10

"In a new report that, in part, reviews the impact of digital assets, the U.S. Treasury said, 'growth in stablecoins has resulted in a modest increase in demand for short-dated Treasuries.'" "The U.S. Treasury said it estimates that $120 billion of stablecoin collateral has been invested in Treasuries, with Tether holding onto $81 billion worth of T-bills. The total stablecoin market is currently worth more than $177 billion, according to The Block Data Dashboard." #cryptobanking #stablecoins #defi #decentralizefinance #crypto https://lnkd.in/eX_DvG23

Tired of watching your fiat savings lose value to inflation? Read our latest blog post on Medium to discover the power of crypto savings with Rehoboth Finance. 👉 https://lnkd.in/dfcYf_27 Learn how crypto can hedge against inflation and the unique benefits of saving with Rehoboth Finance. #RehobothFinance #Crypto #Savings #Fintech #Inflation

How much of your wealth is at risk of being stolen at the drop of a hat? If you are a freedom and liberty lover, every penny of US dollars you have in banks is at risk. That sounds extreme? Consider… 1. USA banks have 10X the amount of defaulted loans they had in 2008. 10X! 😞 2. We know 4 people that have had funds frozen by USA banks in the past 4 months: a 250K wire, 1M of savings, 40M frozen by the SEC for “making too much money” on investments, and a 100M+ wire. Some of these funds have been frozen for 90+ days, with no clear path to resolution. 3. Crypto does not resolve this challenge, as evidenced by the Canadian truckers having crypto donations to them frozen by banks, as discussed by Tucker Carlson and Jimmy Dore in the video attached to this post. ************* What can you do to NOW reduce the risk to your US dollars in banks? Here’s 4 steps: A. open multiple bank accounts in multiple currencies B. open bank accounts in different countries. With the right structures, some foreign banks don’t require you to go there in person. C. hold physical cash, and physical gold and silver D. hold digital dollars & gold/silver $$$$$$$$$$$$$ To get detailed guidance on how to do the above 4 things most quickly and safely, that our CEO David Roy Newby learned from speaking and consulting with 138 billionaires, DM us or comment PROTECT below, and we’ll send you a report and video from his latest book “Treasure Islands.” Preserve and protect your wealth, friend!

🏠 Bitcoin & The American Dream: Redefining Homeownership Bitcoin, initially recognized as a financial anomaly, is now setting its sights on revolutionizing traditional mortgage models in the United States. Here's why this matters: 🔍 Context: Bitcoin's potential to reshape homeownership lies in its role as mortgage collateral. Conventional mortgages face challenges like market volatility and concentrated financial risks for homeowners. Bitcoin, with its fixed supply and growing adoption, offers an alternative solution. 💡 Bitcoin as Mortgage Collateral: - Enhanced Liquidity: Offers a hedge against real estate downturns. - Risk Diversification: Reduces exposure to fluctuations in the housing market. - Favorable Loan Terms: Potential for lower interest rates due to Bitcoin's value growth. 🤝 Integrating Bitcoin in Mortgages: A shared vision between lenders and borrowers is crucial. The proposed model includes a portion of Bitcoin in mortgage packages, managed by lenders. With its appreciation, both borrowers and lenders share the profits, increasing the homeowner's equity while promoting sustained ownership. 🌟 Benefits: - 📉 Diversified Risk: Mitigates real estate market risks. - 💰 Shared Growth: Captures gains from Bitcoin's appreciation. - 🏡 Sustainability: Provides a financial safety net for unexpected expenses. Incorporating Bitcoin into mortgage structures can create a growth-focused relationship between borrowers and lenders, potentially transforming homeownership in America. As Bitcoin's role expands, could this integration signify a new era for the American Dream? #Bitcoin #Homeownership #Crypto #MortgageInnovation #AmericanDream What are your thoughts? Could Bitcoin redefine the future of homeownership or does this come with inherent risks? Share your insights! 💬 Read More: https://lnkd.in/e6fTgUyG

🚨 Fed Chair Jerome Powell gives banks the green light for crypto, as long as they keep their risk management game strong Who knew banking could come with a side of innovation In a post-FOMC meeting speech, Powell noted that while the threshold for crypto engagement is higher for banks—because let’s face it, crypto is still the new kid on the block—the Federal Reserve isn’t closing its doors on innovative financial markets He addressed concerns about crypto firms struggling to access banking services in the U S , asserting that the Fed has no intention of shutting out legal customers In a fun twist, Powell also took a moment to hint that a more robust regulatory framework would work wonders for the crypto industry It seems that while he’s not exactly waving a crypto flag, there is a subtle shift in tone that has elevated market enthusiasm—leading many cryptocurrencies to rally after a previous slump For context, Bitcoin BTC dipped to 101,417 24 after the FOMC chose to keep interest rates steady, but following Powell’s comments, BTC made a spirited comeback, soaring 3 3% to touch 104,774 44 Meanwhile, the plot thickens with the FDIC’s interim chair recently calling out the "debanking" of crypto firms as unacceptable This seems to tie into the alleged Operation Chokepoint 2 0, which aims to stifle crypto growth by restricting their banking access With the House Committee on Oversight also looking into these claims, we're left wondering how this all plays out for the future of crypto banking Will banks become the crypto champions we've been waiting for Stay tuned! #CryptoBanking #JeromePowell #InnovationInFinance ⚠️ Disclaimer: This analysis is for informational purposes only and should not be considered financial or investment advice

📰Read now the first issue of my newsletter ₿itcoin Insights: 💥In the middle of one of the biggest financial crises in history, something completely unexpected happens. Not that the British Chancellor is on the brink of a second bailout for banks, but the emergence of the first fully decentralized digital money. Alluding to the financial crisis, the Genesis block or Block 0 of Bitcoin is mined at 18:15:05 on January 3, 2009. 📄By Satoshi Nakamoto. The - still unknown - person or group of people who invented Bitcoin published the white paper "Bitcoin: A Peer-to-Peer Electronic Cash System" on the cryptography mailing list on October 31, 2008, describing Bitcoin as a new electronic money system that works without trusted third parties and is therefore completely peer-to-peer. 🗞️Read the full newsletter at Substack. 🗓️A new issue every Tuesday. 🔜BTC Insights #2 will deal with the misunderstanding of Bitcoin. Stay tuned!

#News #bitcoin #cryptomarket #RobertKiyosaki Robert Kiyosaki Warns On Concealed Banking Crisis: Top investors such as Robert Kiyosaki have been warning against the impending banking crisis for a long time. However, can Bitcoin protect investors? Robert Kiyosaki has once again emphasized the concern that the global financial ecosystem is under significant duress. The investor, recognized as a prominent financial advisor, has reiterated the bond market’s overextension. According […] The post Robert Kiyosaki Warns On Concealed Banking Crisis appeared first on Coinscreed.

When traditional finance folks see the spread they can get on crypto lending, they will probably take a serious look at getting involved. I think one likely path is those dollars flowing into and through crypto prime brokers. I think liquidity will be driven to crypto prime brokerage as rates decline. The sub-industry of crypto PB is fairly robust at this point, and prepared to handle larger dollar amounts. The crypto fund industry is decently starved for leverage. There aren’t enough dollars to be lent out, and the financing costs can be exorbitant. This would be good for everyone: - Traditional finance gets a spread. - Crypto PBs get more dollars to lend out. - Crypto funds get more competitive rates as borrow costs come in relative to what they were before. Some problems I see with traditional finance getting involved though are that prime brokerage models in crypto have a lot of dispersion in their set ups. This is just because the crypto PBs emerged from a time of nascency in the asset class. We’ve either looked at or worked with just about every PB in crypto, and each one has their own model. There is a base structure (see my post about Mapping a Crypto Trading Operation), but other than that the structures are idiosyncratic to each PB.

The FDIC reported $517 billion in losses for banks, with 63 banks facing collapse. Has Bitcoin’s price skyrocketed due to the bank crisis?#CryptoCommunity #Crypto #Nextincrypto #Bitcoin #Ethereum #Cryptonews #Blockchain #nft #Altcoin #DeFi #CryptoArt https://lnkd.in/gXx9vwm9