If you’re like most, you already have assets insured that are valuable to you, such as your home, vehicles, boats, etc. It’s commonplace to protect these assets without giving them much thought, but what about protecting your income and the value of it in comparison? To help you gain a better perspective on the value of your Income Asset and how to protect it, watch Disability Insurance - The Risks of Waiting. For immediate access, check out https://lnkd.in/gY9yP_3X
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As Disability Insurance Awareness Month comes to an end, take a step to protect your most valuable asset—your income. Disabilities happen, and being prepared is your best strategy. 🌐✅ Discuss your needs with us! Call 631-647-4694 today. #DisabilityInsurance #ProtectYourIncome #FinancialWellness
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As Disability Insurance Awareness Month comes to an end, take a step to protect your most valuable asset—your income. Disabilities happen, and being prepared is your best strategy. 🌐✅ Discuss your needs with us! Call 631-647-4694 today. #DisabilityInsurance #ProtectYourIncome #FinancialWellness
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Layering disability insurance is a very effective strategy to protect against income loss in the event of a disabling injury or sickness especially for high earning individuals and physicians and dentists. Learn more :https://ow.ly/8IS950SVaPx
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Helping Individuals Achieve Financial Stability and Retire Comfortably | Financial Services Professional
Pssst... You! If you haven’t looked into disability insurance yet, it’s time to start! Protecting your income is just as important as protecting your home, car, or any other valuable asset. Think about it—your ability to earn is what makes everything else possible. If an injury or illness keeps you from working, you still have a portion of your income to rely on because of disability insurance. Don’t wait until it’s too late. #disabilityinsurance #incomeprotection #planahead
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Financial Adviser with Foley Financial Group helping individuals and business owners to create, build, and preserve wealth
Your income is too important to risk. Disability insurance ensures a portion of your income is covered if an unexpected injury or illness prevents you from working. Accidents and illnesses can happen to anyone, so ensure your income and lifestyle are secure no matter what. Get disability insurance today and live with peace of mind.
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What You Need to Know about Disability Insurance when You are Self-Employed: Disability Insurance: Essential for freelancers, sole proprietors, and business owners to protect against loss of income due to illness or injury. Types of Coverage: Short term disability insurance (STD) for temporary income protection and long term-disability insurance (LTD) for more extended periods. Policy Details: Policies define premiums, benefits, benefit periods, waiting periods, and the definition of disability. Business Overhead Expense Insurance: Covers ongoing business expenses like rent and salaries if you’re unable to work. Coverage Needs: Typically, personal income coverage is up to 80%, and business expenses can be covered up to 100%. Cost of Coverage: Premiums can range from 1% to 3% of annual income, influenced by factors like age, gender, and occupation. Policy Types: Non-cancellable and guaranteed renewable policies offer stable premiums and benefits, while conditionally renewable policies may change over time. Remember, it’s important to consult with a financial professional to tailor a policy that fits your personal and business needs.
If you're self-employed, disability insurance can seem daunting. Get the info you need to help protect your income. https://ow.ly/WTSx50Rv4xH
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Agent with New York Life helping families and business owners develop a sound financial strategy
Learn how disability insurance can help protect your most valuable asset by replacing a portion of the income you could lose if a disabling sickness or injury prevents you from working. https://nyl.co/3V5ZV0o
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Learn how disability insurance can help protect your most valuable asset by replacing a portion of the income you could lose if a disabling sickness or injury prevents you from working. https://nyl.co/3WqYiLX
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Learn how disability insurance can help protect your most valuable asset by replacing a portion of the income you could lose if a disabling sickness or injury prevents you from working. https://nyl.co/3x9utp6
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Empowering Businesses and Families with Financial Excellence; Your Trusted Partner for your Strategic Financial strategies
Learn how disability insurance can help protect your most valuable asset by replacing a portion of the income you could lose if a disabling sickness or injury prevents you from working. https://nyl.co/4cH2z3E
