Neil Himmelstein’s Post

As Disability Insurance Awareness Month comes to an end, take a step to protect your most valuable asset—your income. Disabilities happen, and being prepared is your best strategy. 🌐✅ Discuss your needs with us! Call 631-647-4694 today. #DisabilityInsurance #ProtectYourIncome #FinancialWellness

May is Disability Insurance Awareness Month, and it's time to shine a spotlight on the importance of protecting your income and securing your future. Whether it's an unexpected injury or illness, Disability Insurance ensures that you and your loved ones are financially covered during challenging times. Don't leave your future to chance – take charge of your financial security today! #DIAM #DisabilityInsurance #FinancialSecurity #ProtectYourFuture #IncomeProtection #FinancialSecurity #InsuranceAwareness #FinancialPlanning #ProtectYourIncome #FAB #FinancialAdvisorBenefits #IndependentAdvisors #FinancialAdvisor

Pssst... You! If you haven’t looked into disability insurance yet, it’s time to start! Protecting your income is just as important as protecting your home, car, or any other valuable asset. Think about it—your ability to earn is what makes everything else possible. If an injury or illness keeps you from working, you still have a portion of your income to rely on because of disability insurance. Don’t wait until it’s too late. #disabilityinsurance #incomeprotection #planahead

🤔 Did you know? Over 1 in 4 of today's 20-year-olds will become disabled before they retire. Disability insurance is one of the most overlooked protections, yet it's so crucial. This Disability Insurance Awareness Month, we're here to help you understand how disability insurance can be a crucial part of your financial planning, offering stability in uncertain times. Stay prepared, stay protected. #DisabilityInsuranceAwarenessMonth #FinancialSecurity #ChristianBakerCompany

Accidents happen, and disability does not discriminate. 🏥 Protect yourself and your loved ones with our comprehensive disability insurance plans. The Bloch Agency is here to help you find the right coverage to secure your financial future. Ready to learn more? #BlochAgency #DisabilityInsurance #PeaceOfMind

🌟 Secure Your Future with High-Limit Disability Insurance! 🌟 Are you a high-income earner? Ensure your income is protected with high-limit disability insurance. This specialized coverage safeguards your financial stability if you're unable to work due to an illness or injury. Learn more about protecting your lifestyle and maintaining peace of mind. 🔍 Explore the benefits and get expert advice here: https://lnkd.in/eyCWuFbJ #DisabilityInsurance #FinancialPlanning #IncomeProtection #InsuranceAdvice #SecureYourFuture #AnnuityExpertAdvice

🔒 Make sure you have adequate disability insurance. Don't leave your future to chance. Protect your income and maintain peace of mind with disability insurance tailored to your needs.   📌 Learn more: 🌐 OURMISSIONANDVISION.COM. 📲 (703) 505-3375 📲 (713) 565-8150 . #DisabilityInsurance #FinancialProtection #Tranquility.

What You Need to Know about Disability Insurance when You are Self-Employed: Disability Insurance: Essential for freelancers, sole proprietors, and business owners to protect against loss of income due to illness or injury. Types of Coverage: Short term disability insurance (STD) for temporary income protection and long term-disability insurance (LTD) for more extended periods. Policy Details: Policies define premiums, benefits, benefit periods, waiting periods, and the definition of disability. Business Overhead Expense Insurance: Covers ongoing business expenses like rent and salaries if you’re unable to work. Coverage Needs: Typically, personal income coverage is up to 80%, and business expenses can be covered up to 100%. Cost of Coverage: Premiums can range from 1% to 3% of annual income, influenced by factors like age, gender, and occupation. Policy Types: Non-cancellable and guaranteed renewable policies offer stable premiums and benefits, while conditionally renewable policies may change over time. Remember, it’s important to consult with a financial professional to tailor a policy that fits your personal and business needs.

Prudential proudly supports Disability Insurance Awareness Month, a campaign created and coordinated by Life Happens. This month, we’ll be sharing more information about protecting your most valuable asset — your income. And one of the best ways to help protect your income is with disability insurance. This type of coverage can provide your employees with a percentage of their income if an illness or injury prevents them from working and earning a living. #GetDisabilityInsurance #DIAM24 #Prudential #LifeHappens

Want to learn how to protect your income if you become unable to work in the event of an injury or illness? Check out Life Happens’ disability insurance 101 page to learn more: https://lnkd.in/gaeEpwst. #DIAM24