Flight Deck Consultancy’s Post

Check your Insurance Policy with the change of season to make sure everything is still up to speed! #insurance #aviation #pilots #liability

Do you need to get a check ride on a new aircraft? As an aviation insurance broker, I often get questions about check rides and insurance requirements for general aviation pilots in Canada. To help clarify: Each aviation insurance company, such as Allianz Global or Global Aerospace, has its own standards when it comes to check rides. For instance: Allianz Global may require specific check ride forms to be completed by a check pilot or instructor. Global Aerospace might only need a letter of proficiency from the instructor. Others may be satisfied with a logbook entry signed by the instructor. The key takeaway? These are not typically formal Transport Canada check rides, which are specific to operations requiring an Air Operating Certificate (e.g., 702 or 703). Instead, they simply need to meet the standards set by the flight school or instructor conducting the ride. If the insurer has a specific form or guideline, it’s important to follow those instructions to ensure compliance. This variability emphasizes the importance of understanding the unique requirements of each insurer. Feel free to reach out if you have questions about navigating aviation insurance! #aviation #aviationinsurance #generaviation #checkrides

𝐖𝐡𝐚𝐭 𝐢𝐬 𝐚 𝐏𝐫𝐞𝐦𝐢𝐮𝐦 𝐢𝐧 𝐀𝐯𝐢𝐚𝐭𝐢𝐨𝐧 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞? 💰✈️ The premium is the cost you pay for your aviation insurance policy. Standard practice for premium payment includes the use of 𝐀𝐕𝐍5 / 𝐀𝐕𝐍6, with payments typically made in 𝐪𝐮𝐚𝐫𝐭𝐞𝐫𝐥𝐲 𝐢𝐧𝐬𝐭𝐚𝐥𝐥𝐦𝐞𝐧𝐭𝐬. However, other payment options may also apply, such as paying the entire premium in one payment, as well as the assessment of deposit and minimum premiums. Understanding how premiums are calculated can help you make informed decisions about your insurance coverage. Here are a few factors that influence the premium amount: - 𝐓𝐲𝐩𝐞 𝐨𝐟 𝐂𝐨𝐯𝐞𝐫𝐚𝐠𝐞: The number of coverage types and their limits directly affects the premium amount. This can include Hull coverage, Hull War, Liability, Crew PA, and many others. - 𝐀𝐢𝐫𝐜𝐫𝐚𝐟𝐭 𝐓𝐲𝐩𝐞: Different aircraft types carry different risk levels. - 𝐀𝐢𝐫𝐜𝐫𝐚𝐟𝐭 𝐀𝐠𝐫𝐞𝐞𝐝 𝐕𝐚𝐥𝐮𝐞: Higher aircraft AV typically result in higher premiums. - 𝐆𝐞𝐨𝐠𝐫𝐚𝐩𝐡𝐢𝐜𝐚𝐥 𝐋𝐢𝐦𝐢𝐭𝐬: Premiums may depend on the geographical area in which the aircraft operates and the specific flight routes. - 𝐏𝐢𝐥𝐨𝐭 𝐄𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞: More experienced pilots may qualify for lower premiums. - 𝐔𝐬𝐚𝐠𝐞: The premium will also vary depending on the purpose for which the aircraft is used, whether for commercial passenger operations, cargo operations, or for training flights in a flight school. 💡 𝘛𝘪𝘱: 𝘊𝘰𝘯𝘴𝘪𝘥𝘦𝘳 𝘸𝘰𝘳𝘬𝘪𝘯𝘨 𝘸𝘪𝘵𝘩 𝘢𝘯 𝘦𝘹𝘱𝘦𝘳𝘪𝘦𝘯𝘤𝘦𝘥 𝘢𝘷𝘪𝘢𝘵𝘪𝘰𝘯 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘣𝘳𝘰𝘬𝘦𝘳. 𝘛𝘩𝘦𝘺 𝘤𝘢𝘯 𝘩𝘦𝘭𝘱 𝘺𝘰𝘶 𝘯𝘢𝘷𝘪𝘨𝘢𝘵𝘦 𝘵𝘩𝘦 𝘮𝘢𝘳𝘬𝘦𝘵, 𝘪𝘥𝘦𝘯𝘵𝘪𝘧𝘺 𝘵𝘩𝘦 𝘣𝘦𝘴𝘵 𝘱𝘰𝘭𝘪𝘤𝘪𝘦𝘴 𝘧𝘰𝘳 𝘺𝘰𝘶𝘳 𝘴𝘱𝘦𝘤𝘪𝘧𝘪𝘤 𝘯𝘦𝘦𝘥𝘴, 𝘢𝘯𝘥 𝘦𝘯𝘴𝘶𝘳𝘦 𝘺𝘰𝘶 𝘢𝘳𝘦 𝘯𝘰𝘵 𝘰𝘷𝘦𝘳𝘱𝘢𝘺𝘪𝘯𝘨 𝘧𝘰𝘳 𝘤𝘰𝘷𝘦𝘳𝘢𝘨𝘦. #Malakut #AviationInsurance #Premium #InsuranceBrokers

Factors Influencing Aviation Insurance Premiums ✈ Aviation insurance premiums can vary widely depending on several key factors. Here are the most important ones to consider: 1. Aircraft Type & Age Newer, safer aircraft typically attract lower premiums, while older models or high-value aircraft incur higher rates due to greater risk and repair costs. 2. Flight Hours & Usage Aircraft used for commercial operations (e.g., charter services, cargo, or air ambulances) are deemed higher risk than those used privately or recreationally. More flight hours increase the premium due to higher exposure to risk. 3. Pilot Experience Insurers evaluate a pilot’s experience, training, and safety record. Experienced pilots with clean records can help lower premiums, while less experienced or higher-risk pilots raise rates. 4. Claims History A history of accidents or claims leads to higher premiums. Operators with a strong safety culture and low claim frequency typically see lower rates. 5. Geographical Location Flying in high-risk areas (e.g., regions with political instability or challenging weather) increases risk and, therefore, premiums. Insurers assess both the operational environment and airspace congestion. 6. Coverage Type & Limits Higher coverage limits or more comprehensive policies (covering third-party liability, passenger injury, etc.) increase premiums. Basic coverage is more affordable but offers less protection.  7. Maintenance Aircraft with a strong maintenance history and adherence to safety standards pose less risk, leading to lower premiums. 8. Market Conditions Broader market factors, such as industry claims, economic trends, and regulatory changes, can affect premium rates. Understanding these factors helps operators manage risks and optimize their insurance costs. By maintaining a good safety record, investing in newer technology, and keeping operational risks in check, aviation professionals can minimize their insurance expenses #aviationinsurance #aviation #operators

Educating team Flight Deck Insurance and Flight Deck Consultancy At Flight Deck we want to make sure we can understand and assist our clients in the best way. To be able to catch up with all new developments in the Insurance sector, AND to stay up-to-speed with all changes in Rules & Regulations in Aviation, our team needs to study and keep increasing knowledge on a daily basis. In the Netherlands, an Insurance broker is not allowed (not even on the phone) to work with clients without the required Insurance certificates. Our entire team succesfully possesses the compulsary PE exams by the Ministerie van Financiën. In additition, also compulsary, we have a company membership of PA (Permanent Actueel) via Lindenhaeghe where we get montlhy digital updates , with a concluding quiz and multiple on-line webinars on Insurance topics. At the end of the year each teammember has to pass the PA exam of that year for General, Private and Business Claims Insurance. Events, conferences as well as regular updates by EASA - European Union Aviation Safety Agency and local CAAś like the Ministerie van Infrastructuur en Waterstaat in the Netherlands are an excellent way to keep informed about recent changes in the Drone and General Aviation sector. Training on Aviation Insurance in the house of Insurance companies like AXIS (AXIS Capital) regurlarly does is another great way to learn more about the wording and clauses of these specialistic policies. In meetings the team discusses special cases with eachother and we have an ongoing contact about current clients both new and existing. Usually studying takes place at home after work-hours or at a training organization venue. #insurance #knowledge #broker #aviation #liabilty #team #quality #aviationsafety #brokerage #hull #insurancetraining

🌍 From Skepticism to Safety: The Evolution of Aviation Insurance ✈️ Did You Know? John Alcock and Arthur Whitten Brown made history in 1919 by completing the first non-stop transatlantic flight! Their journey aboard a modified Vickers Vimy bomber, from Newfoundland to Ireland, was not just a remarkable feat of aviation but also a pivotal moment that paved the way for future advancements in air travel and aviation insurance. Back in the early 20th century, aviation was met with skepticism. Insurers considered flights to be risky ventures. Today aviation is recognized as the safest mode of transportation, thanks to rigorous safety protocols and innovations. Their flight not only demonstrated the potential of air travel but also highlighted the need for specialized aviation insurance to cover unique risks associated with flying. The legacy of their achievement continues to influence the aviation industry, showcasing how far we've come in ensuring safety and reliability. At Malakut, we understand the complexities of aviation insurance and are dedicated to providing tailored solutions that give you peace of mind in the skies. Whether you're an operator, owner, or enthusiast, we’re here to support you with innovative coverage options. 🚀 Ready to explore your aviation insurance options? Let’s connect and navigate the skies together! #AviationInsurance #Malakut #AviationHistory #Safety #Innovation

Avia Solutions Group orders up to 80 Boeing 737 MAX Boeing and Avia Solutions Group, the world’s largest ACMI (aircraft, crew, maintenance, insurance) provider, announced its first order with the company for 40 737-8s, with the potential to order 40 more later. Avia Solutions Group has 11 air operator certificates (AOC) including Avion Express, Smartlynx, Klasjet, Air Explore, BBN, Ascend Airways and Skytrans among others. These AOCs operate year round in over 60 countries on behalf of various scheduled airlines and tour operators.  “As the world’s largest ACMI provider, carrying over 35 million passengers annually for our clients, we have committed to a strategic approach of expanding our capacity to meet our customers’ seasonal needs, and our first order with Boeing is a key pillar of this, this is a proud moment for all of us at Avia Solutions Group and is testament to the fact that Avia Solutions Group is now entering a clear phase of sustained growth. These 737 MAXs will enhance the fleets of our airlines, giving their customers both operational flexibility and greater fuel efficiency.” Gediminas Ziemelis, Chairman of Avia Solutions Group The 737-8 is the market’s most versatile single-aisle airplane, capable of operating profitably on short- and medium-haul routes. This flexibility is crucial for an ACMI operator like Avia Solutions Group, enabling it to provide additional capacity to airlines during peak travel periods or support operations during unexpected aircraft or staff outages. “ACMI providers such as Avia Solutions Group offer important, flexible capacity to meet the dynamic demand in our industry, and we are honored Avia has selected Boeing airplanes to help meet that demand from its customers, by choosing the 737-8, Avia Solutions Group is aligning with its customers’ plans to operate increasingly fuel-efficient fleets that improve the passenger experience.” Brad McMullen, Boeing senior vice president of Commercial Sales and Marketing The 737-8 can seat between 162 and 210 passengers, depending on configuration, and has a range of up to 3,500 nautical miles (6,480 km). In addition to improved environmental performance for operators, 737 MAX passengers experience features designed to create a spacious, relaxing environment, including the Boeing Sky Interior and customizable LED lighting. The post Avia Solutions Group orders up to 80 Boeing 737 MAX appeared first on Horizon. https://bit.ly/4ewzzeF

Can You Keep Flying After an Aircraft Accident? Many pilots ask me, "If I have an aircraft accident, will I still be able to get insurance and keep flying?" One pilot even called me, sharing that someone told him he wouldn’t be able to keep flying after his accident because he won't be able to get insurance. This misconception inspired me to make this post, because the reality is that, in most cases, you can still get insurance and continue flying. So the good news is that in most cases, the answer is yes you can still get insurance — but it depends on a few key factors: Claim Details: How large was the payout? Was it due to a mechanical issue or pilot error? Pilot Actions: If it was pilot error, have you addressed the root cause? This might involve additional training or even a shift in attitude to ensure safer flying practices. Insurance providers want to see proactive steps toward improvement and accountability. Whether it's completing additional training or demonstrating your commitment to safety, these actions can help rebuild trust and confidence. Accidents happen, but they don’t have to define your aviation journey. Stay humble, stay teachable, and keep flying smart. Have questions about navigating aircraft insurance after an accident? Let’s connect—I’d be happy to help! #Aviation #PilotLife #AircraftInsurance #FlyingSmart #SafetyFirst #AviationCommunity

The Unwritten CODE Of How Aviation Insurance Companies Influence Pilot Hiring - PART I When aviation companies hire professional pilots to fly their aircraft, the process is often shaped by more than just a pilot's skills or certifications. Aviation insurance companies impose a subtle yet powerful "unwritten code" that dictates who can be hired, how pilots are vetted, and even the terms of employment. This behind-the-scenes influence plays a major role in shaping the landscape of pilot hiring today. Here’s how this code impacts professional pilots: Setting the Bar High That Determine The Minimum Flight Hours and Experience Insurance companies impose strict minimum requirements for pilots, even though these standards aren’t always explicitly stated in company job descriptions. They commonly require pilots to have a specific number of flight hours, often in excess of the legal minimum set by the FAA or EASA. For example, an insurance company may demand at least 3,000 total flight hours and 500 hours in a specific aircraft type to qualify for coverage. Companies are often forced to limit their pool of candidates to pilots who meet or exceed these requirements. As a result, less-experienced pilots may find it harder to break into the industry, despite holding the necessary certifications. Pilot Type Ratings Are The Unspoken Essential While type ratings are legally required to fly specific aircraft, insurance companies take it a step further by often mandating type ratings for a particular model or series before a pilot can even be considered for hire. This is not just a regulatory compliance issue—it’s a risk mitigation strategy that insurers enforce quietly but firmly. It's frustrating, but a company may pass over highly skilled pilots who lack a type rating for the specific aircraft in their fleet. This “unwritten” requirement means pilots must often invest in obtaining multiple type ratings to be competitive for high-level positions, even if they’re not required by law. Click The Link Below To Build Your Network To CONNECT With Other Pilots And Learn More about these strategies and the other opportunities to expand your career with the specific aircraft that you fly and more, 👉 https://lnkd.in/eeDSrnaJ If You Are A Contract Pilot, Once Inside You Have The Option To Submit Your ‘Contract Pilot Profile’ So That Employers Can Reach Out To YOU For Their Available Positions Click To READ The Complete Article, 👉 https://lnkd.in/erjS-6by #contractpilot #corporatepilot #pilotjobs #aviation #aerospace #pilotsafety #helicopters  #helicopterpilot #theprofessionalpilotforums #theprofessionalpilotnetwork

A great article from my colleague relating to #claimsinflation for #aviationinsurance We have also expanded our expertise in the #aviation market Check out more Charles Taylor global site