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𝐆𝐞𝐫𝐦𝐚𝐧 𝐑𝐨𝐝𝐫𝐢𝐠𝐮𝐞𝐳, 𝐂𝐨𝐬𝐭𝐚 𝐑𝐢𝐜𝐚, 𝐨𝐧 𝐭𝐡𝐞 𝐢𝐢𝐢-𝐥𝐚𝐛 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞 What are some of the innovative outcomes of the A2ii Inclusive Insurance Innovation Lab (iii-lab)? Watch alumni German Rodríguez, Costa Rica, speak about his experience from the third Inclusive Insurance Innovation Lab. During the third lab from 2020-21, they worked on the key question 𝑯𝒐𝒘 𝒄𝒂𝒏 𝒘𝒆 𝒉𝒆𝒍𝒑 𝒕𝒐 𝒊𝒏𝒄𝒓𝒆𝒂𝒔𝒆 𝒓𝒆𝒔𝒊𝒍𝒊𝒆𝒏𝒄𝒆 𝒐𝒇 𝒕𝒉𝒆 𝒎𝒐𝒔𝒕 𝒗𝒖𝒍𝒏𝒆𝒓𝒂𝒃𝒍𝒆 𝒔𝒆𝒈𝒎𝒆𝒏𝒕𝒔 𝒊𝒏 𝒐𝒖𝒓 𝒔𝒐𝒄𝒊𝒆𝒕𝒚 𝒂𝒈𝒂𝒊𝒏𝒔𝒕 𝒕𝒉𝒆 𝒊𝒎𝒑𝒂𝒄𝒕𝒔 𝒐𝒇 𝒄𝒍𝒊𝒎𝒂𝒕𝒆 𝒄𝒉𝒂𝒏𝒈𝒆 𝒕𝒉𝒓𝒐𝒖𝒈𝒉 𝒊𝒏𝒏𝒐𝒗𝒂𝒕𝒊𝒗𝒆 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒔𝒐𝒍𝒖𝒕𝒊𝒐𝒏𝒔? Costa Rica’s climate web tool "#FuTurismo” is an online platform to help build awareness on the impact of climate change within the small and medium enterprises #MSME tourism sector. In addition, it provides risk assessments and sustainable risk management solutions, including insurance. If you are interested to learn more about the impact of our innovation labs, we have a great opportunity for you! ☝️ Later this month, our parallel session 5 at the #ICII2024 in Nepal on October 23 will cover the #iiilab. The title of the session is “𝗖𝗿𝗲𝗮𝘁𝗶𝗻𝗴 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗲𝗰𝗼𝘀𝘆𝘀𝘁𝗲𝗺𝘀 𝘁𝗵𝗿𝗼𝘂𝗴𝗵 𝗺𝘂𝗹𝘁𝗶-𝘀𝘁𝗮𝗸𝗲𝗵𝗼𝗹𝗱𝗲𝗿 𝗽𝗿𝗮𝗰𝘁𝗶𝗰𝗲𝘀 – 𝗲𝘅𝗮𝗺𝗽𝗹𝗲𝘀 𝗮𝗻𝗱 𝗼𝘂𝘁𝗰𝗼𝗺𝗲𝘀 𝗳𝗿𝗼𝗺 𝗳𝗼𝘂𝗿 𝗔𝟮𝗶𝗶 𝗶𝗻𝗰𝗹𝘂𝘀𝗶𝘃𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝗹𝗮𝗯𝘀”. Participants will hear from iii-lab alumni about developed prototypes and the long-term impact of the iii-lab in their countries. They will engage in dialogue about the ecosystem needed to enable innovative thinking and a paradigm shift in stakeholders' collaboration. 📣Session facilitator: Teresa Pelanda, A2ii Speakers: ◾️Barbara Chesire, Managing Director AB Entheos Ltd., Kenya ◾️Pujan Dhungel Adhikari, Director, Nepal Insurance Authority (NIA), Nepal ◾️Suman Ghimire, CEO/Co-Founder, PlantSat by Seed Innovations, Nepal  ◾️Joscha Sisnowski, A2ii More about the ICII session: https://t.ly/jzhdL More about the iii-lab: https://lnkd.in/e5v6iEq The International Conference on Inclusive Insurance 2024 is hosted by the Nepal Insurance Association, Life Insurance Association Nepal, Nepal Microinsurance Association and the NEPAL INSURANCE AUTHORITY (Insurance Regulatory) in cooperation with Munich Re Foundation and The Microinsurance Network. #inclusiveinsurance #data #microinsurance #insurancesupervision #iiilab IAIS - International Association of Insurance Supervisors Reos Partners InsuResilience Solutions Fund (ISF) Tomás Soley Pérez Dirk Reinhard Superintendencia General de Seguros (SUGESE), Instituto Costarricense de Turismo, Instituto Nacional de Seguros (INS), Pan-American Life Insurance Group Matthias Range MONICA ODHIAMBO Laura Moxter Morales Milena Kozomara Asmaa Jabri Renata DE LEERS Martina Wiedmaier-Pfister Tinotenda Muradzikwa Kitti Fodor

#inclusiveinsurance is possible, it can fuel #profitable growth, and it’s a secret weapon to insurance penetration in emerging markets. I’ll be speaking at the event together with other leaders who have successfully implemented inclusive insurance in different countries. The case studies and leading practices around this will be discussed at this event.

The 50th AIO - African Insurance Organisation Conference was a great experience for our team. We always enjoy connecting with inspiring industry leaders, valued partners, and established insurers in the Sub-Saharan African insurance industry. Our Head of Sub-Saharan Africa Region, Siani Malama, took the stage to discuss how technology can revolutionize distribution strategies, enabling access to affordable insurance and significantly reducing insurers’ operational costs. Bravo, Siani!  I'm also grateful for the opportunity to be interviewed by the talented Liz Booth at African Ahead, a leading regional media outlet, where I was able to highlight some key points: ✅ Technology is not a threat to brokers but a powerful tool to empower them and expand their reach through digital channels. ✅ Digitization will not only drive growth in traditional segments but, crucially, unlock new markets and opportunities. ✅ Democrance's core focus is improving efficiency and achieving economies of scale, not displacing traditional distribution methods.  You can read the full article here  https://lnkd.in/eq8pdKbC   As you can see, the AIO Conference was full of valuable insights and meaningful connections. We can't wait for the next one, which will be hosted in Ethiopia! #AIOConference #Democrance #Insurtech #InsuranceInnovation #DigitalDistribution #InsuranceTechnology

𝗡𝗮𝘁𝗮𝗹𝗶𝗮 𝗟𝗼𝗽𝗲𝘇 𝗨𝗿𝗶𝘀, 𝗔𝗿𝗴𝗲𝗻𝘁𝗶𝗻𝗮, 𝗼𝗻 𝘁𝗵𝗲 𝗶𝗶𝗶-𝗹𝗮𝗯 𝗲𝘅𝗽𝗲𝗿𝗶𝗲𝗻𝗰𝗲   What are some of the results of the A2ii Inclusive Insurance Innovation Lab (iii-lab)? Watch alumni Natalia Lopez Uris - CEC, Argentina, speak about her experience from the second Inclusive Innovation Lab (2020-21).   During the lab process, they worked on the key question “𝘏𝘰𝘸 𝘤𝘢𝘯 𝘸𝘦 𝘥𝘦𝘷𝘦𝘭𝘰𝘱 𝘰𝘶𝘳 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘮𝘢𝘳𝘬𝘦𝘵𝘴?” Argentina launched a social media campaign #mejorconseguros (better with insurance) to raise awareness about the importance of insurance for low-income women. A follow-up combo product, "Superadores", recently won an award from Fundación Iberoamericana Alianza del Seguro. #Superadores are insurance products developed specifically for female entrepreneurs to make them more resilient against financial shocks.   Learn more about the second lab here and the other participating countries #India, #Morocco and #Rwanda here: https://lnkd.in/eQTinh2y   Later this month, our parallel session 5 at the #ICII2024 in Nepal on October 23 will cover the #iiilab. The title of the session is “Creating innovation ecosystems through multi-stakeholder practices – examples and outcomes from four A2ii inclusive insurance innovation labs.”   Participants will hear from iii-lab alumni about developed prototypes and the long-term impact of the iii-lab in their countries. They will engage in dialogue about the ecosystem needed to enable innovative thinking and a paradigm shift in stakeholders' collaboration.   📣Session facilitator: Teresa Pelanda, A2ii   Speakers: ◾️Barbara Chesire, Managing Director AB Entheos Ltd., Kenya ◾️Pujan Dhungel Adhikari, Director, Nepal Insurance Authority (NIA), Nepal ◾️Suman Ghimire, CEO/Co-Founder, PlantSat by Seed Innovations, Nepal ◾️Joscha Sisnowski, A2ii About the ICII session: https://lnkd.in/d_JQ8T6v About the iii-lab: https://lnkd.in/e5v6iEq The International Conference on Inclusive Insurance 2024 is hosted by the Nepal Insurance Association, Life Insurance Association Nepal, Nepal Microinsurance Association and the NEPAL INSURANCE AUTHORITY (Insurance Regulatory) in cooperation with Munich Re Foundation and The Microinsurance Network. #genderequality #SDG5 #inclusiveinsurance #data #microinsurance #insurancesupervision #iiilab #insuranceforwomen IAIS - International Association of Insurance Supervisors Reos Partners #SSNArgentina Superintendencia de Seguros de la Nación   Dirk Reinhard Matthias Range MONICA ODHIAMBO Laura Moxter Morales Milena Kozomara Asmaa Jabri Renata DE LEERS Martina Wiedmaier-Pfister Tinotenda Muradzikwa Kitti Fodor Rene Hingst

It's inspiring to see how the #iiilab has brought together the public and private insurance sectors in Argentina to create sustainable solutions for low-income women. Following the success of the #BetterWithInsurance campaign, which raised awareness about the importance of insurance, the team launched a second initiative: "Superadoras." These insurance products are specifically designed for female entrepreneurs, helping them build resilience against financial shocks. A powerful step towards economic empowerment and financial inclusion! #Empowerment #Insurance #WomenInBusiness #Superadoras #a2ii # Natalia Lopez Uris - CEC Belén Gómez Access to Insurance Initiative (A2ii) Rosana Techima Salsano Analía Ayala Malena Kramer Maximiliano Selva

Important discussions going on at this upcoming meeting.

Chunky Chhetry, President - Nepal Insurers’ Association – CEO, Sagarmatha Lunbini Insurance: “#Empowering over 2 billion people in South Asia with accessible insurance is not just a goal; it's a necessity. At ICII 2024, let's shape strategies to ensure no one is left #vulnerable. Together, we can create a more secure tomorrow.” CALL FOR PROPOSALS #ICII2024 https://lnkd.in/dZfM2vtV The International Conference on Inclusive Insurance 2024 will take place from 21-25 October 2024 in Kathmandu, #Nepal. 400+ experts from 50+ countries will discuss and identify ways of accelerating growth and #economic #viability for households in inclusive insurance for emerging markets. The conference will be hosted by the NEPAL INSURANCE AUTHORITY (Insurance Regulatory), Nepal Insurers' Association and the Life Insurance Association of Nepal in cooperation with Munich Re Foundation and the The Microinsurance Network. To cover subjects that are currently of interest, the conference organisers are calling for proposals on the following topics: 1. The #business models for hashtag #inclusive #insurance 2. ICII 2024 #pitching session 3. #Digital solutions for inclusive insurance 4. New inclusive insurance products or #partnerships… … in the fields of #health or #hospital cash … in the fields of #funeral insurance or family financial support covers after breadwinner death … in the field of (micro) #pensions 5. Coping with #climate and #pandemic risks 6. Enabling (#regulatory) environment 7. #Gender-sensitive #inclusiveinsurance 8. Consumer #education: build capacities of people, societies and institutions 9. Looking back: #successes and #failures in inclusive insurance 10. Learnings from #scientific #research Submission deadline for proposals and draft papers: 9 May 2024 Pujan Dhungel Pioneer Insurance Craig Churchill Martin Eling Denis Garand Fatou Giwa Jeremy Gray Glenn Harrison Anne Kamau Richard Leftley Lemmy Manje Michael J. McCord Oliver Milosch Sabbir Patel Poshak Paudel, FLMI, ACS Matthias Range Dirk Reinhard Yugesh Shrestha Miguel Solana UNCDF Digital UNDP Sustainable Insurance Forum (SIF) Access to Insurance Initiative (A2ii) The ILO's Social Finance Programme Microinsurance Master Global Shield against Climate Risks InsuResilience Solutions Fund (ISF) United Nations Environment Programme Finance Initiative (UNEP FI) Ekhosuehi Iyahen Insurance Development Forum Asia Insurance Review Asier Achutegui Insurance Regulatory and Development Authority of India IFC - International Finance Corporation The World Bank Group Arup Chatterjee Asian Development Bank (ADB)

Leading with Purpose and Innovation! S. Karthigun & Gehan Rajapakse, the dynamic CEOs of Amana Takaful General & Life, are at the forefront of reshaping the insurance landscape with their emphasis on diversity, inclusion, and cutting-edge solutions. Dive into this insightful Echelon Media article to learn how Amana Takaful is shaping the future of insurance in Sri Lanka. https://lnkd.in/g_tJcN76 Karthigun Siva

There is life on the planet #insurtech 🇪🇺 https://lnkd.in/dNYsQJZ7 “Paris-based Alan has raised more than half a billion euros since 2021. Over the same time frame, it has grown the number of people it insures to about 650,000 across 23,000 companies in France, Spain and Belgium, Samuelian-Werve said in the statement” A bit more about this deal (translated below) https://lnkd.in/d6d2MX3C “Alan is not yet profitable: last year the company suffered a loss of 59 million euros on a turnover of 350 million. Alan expects to be profitable by 2026” “ Belfius will offer Alan's services and health insurance to Belgian companies and institutional customers.' The health insurance that Belfius offers today to companies or public administrations will be gradually transferred to Alan's platform in the coming months. Alan already expects to get a solid Belgian boost from the partnership with Belfius and is aiming for more than 100,000 members by 2025.” “With the new capital injection, the bank is estimated to acquire a stake of just over 3 percent in Alan” “Alan puts himself in the market as a 'health partner', who in addition to that classic policy also unpacks with other digital applications around healthcare. Think of coaching platforms around mental well-being and a digital clinic where you can book teleconsultations with a doctor, psychologist or physiotherapist. In his home country of France, Alan even offers spectacle frames and dietary supplements through his app” #iotinsobs

🔎𝗜𝗻𝘀𝗶𝗴𝗵𝘁𝘀 𝗳𝗿𝗼𝗺 𝗼𝘂𝗿 𝗕𝗼𝗹𝗶𝘃𝗶𝗮 𝗖𝗮𝘀𝗲 𝗦𝘁𝘂𝗱𝘆🔎 In July, we had the pleasure to share with you our case study on Bolivia’s journey to #inclusive insurance. Listen to this video to hear about the importance of the advancements from 𝗠𝗮𝗿𝗶𝗮 𝗘𝘀𝘁𝗵𝗲𝗿 𝗖𝗿𝘂𝘇 𝗟𝗼𝗽𝗲𝘇, 𝗘𝘅𝗲𝗰𝘂𝘁𝗶𝘃𝗲 𝗗𝗶𝗿𝗲𝗰𝘁𝗼𝗿 𝗼𝗳 𝘁𝗵𝗲 𝗣𝗲𝗻𝘀𝗶𝗼𝗻𝘀 𝗮𝗻𝗱 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗦𝘂𝗽𝗲𝗿𝘃𝗶𝘀𝗼𝗿𝘆 𝗮𝗻𝗱 𝗖𝗼𝗻𝘁𝗿𝗼𝗹 𝗔𝘂𝘁𝗵𝗼𝗿𝗶𝘁𝘆 (𝗔𝗣𝗦). In this video, she states: "𝘛𝘩𝘦 𝘱𝘶𝘳𝘱𝘰𝘴𝘦 𝘰𝘧 𝘵𝘩𝘦 𝘳𝘦𝘨𝘶𝘭𝘢𝘵𝘪𝘰𝘯 𝘪𝘴 𝘵𝘰 𝘱𝘳𝘰𝘮𝘰𝘵𝘦 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘪𝘯𝘤𝘭𝘶𝘴𝘪𝘰𝘯 𝘪𝘯 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦, 𝘢𝘯𝘥 𝘪𝘯 𝘵𝘩𝘪𝘴 𝘤𝘰𝘯𝘵𝘦𝘹𝘵, 𝘨𝘶𝘪𝘥𝘦𝘭𝘪𝘯𝘦𝘴, 𝘤𝘩𝘢𝘳𝘢𝘤𝘵𝘦𝘳𝘪𝘴𝘵𝘪𝘤𝘴, 𝘢𝘴 𝘸𝘦𝘭𝘭 𝘢𝘴 𝘵𝘩𝘦 𝘥𝘦𝘷𝘦𝘭𝘰𝘱𝘮𝘦𝘯𝘵 𝘰𝘧 𝘵𝘦𝘤𝘩𝘯𝘰𝘭𝘰𝘨𝘺 𝘧𝘰𝘳 𝘵𝘩𝘦 𝘶𝘴𝘦 𝘰𝘧 𝘪𝘯𝘤𝘭𝘶𝘴𝘪𝘷𝘦 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘱𝘳𝘰𝘥𝘶𝘤𝘵𝘴 𝘩𝘢𝘷𝘦 𝘣𝘦𝘦𝘯 𝘥𝘦𝘷𝘦𝘭𝘰𝘱𝘦𝘥. 𝘐𝘵𝘴 𝘱𝘶𝘳𝘱𝘰𝘴𝘦 𝘩𝘢𝘴 𝘣𝘦𝘦𝘯 𝘵𝘰 𝘦𝘯𝘤𝘰𝘶𝘳𝘢𝘨𝘦 𝘵𝘩𝘦 𝘪𝘯𝘵𝘳𝘰𝘥𝘶𝘤𝘵𝘪𝘰𝘯 𝘰𝘧 𝘵𝘩𝘦𝘴𝘦 𝘱𝘳𝘰𝘥𝘶𝘤𝘵𝘴 𝘪𝘯 𝘵𝘩𝘦 𝘉𝘰𝘭𝘪𝘷𝘪𝘢𝘯 𝘮𝘢𝘳𝘬𝘦𝘵; 𝘵𝘩𝘦𝘳𝘦𝘧𝘰𝘳𝘦, 𝘵𝘩𝘦 𝘳𝘦𝘨𝘶𝘭𝘢𝘵𝘪𝘰𝘯'𝘴 𝘤𝘩𝘢𝘳𝘢𝘤𝘵𝘦𝘳𝘪𝘴𝘵𝘪𝘤𝘴 𝘩𝘢𝘷𝘦 𝘣𝘦𝘦𝘯 𝘷𝘦𝘳𝘺 𝘪𝘮𝘱𝘰𝘳𝘵𝘢𝘯𝘵 𝘪𝘯 𝘰𝘳𝘥𝘦𝘳 𝘵𝘰 𝘢𝘥𝘷𝘢𝘯𝘤𝘦 𝘵𝘩𝘦 𝘥𝘦𝘷𝘦𝘭𝘰𝘱𝘮𝘦𝘯𝘵 𝘰𝘧 𝘵𝘩𝘦𝘴𝘦 𝘱𝘳𝘰𝘥𝘶𝘤𝘵𝘴." If you have not had a chance to read the full case study, you can access it here: https://lnkd.in/eMSyTAup #InclusiveInsurance #microinsurance #financialinclusion #Regulation #Innovation #Bolivia #A2ii #APSBolivia María Esther Cruz López Credinform - Seguros y Reaseguros Patricia Vargas Brenda Jiménez Marini Swiss Agency for Development and Cooperation, JUAN ALFARO IAIS - International Association of Insurance Supervisors Conor Donaldson Carlos Lopez-Moreira Matthias Range Regina Lidia Giordano Simoes Milena Kozomara Joscha Sisnowski Teresa Pelanda Laura Moxter Morales MONICA ODHIAMBO Tinotenda Muradzikwa Kitti Fodor Asmaa Jabri