I&M Bank Ltd’s Post

🌸 A MUST READ 🌸 🌺 An Inspiring Story 🌺 A lady went to the ATM to withdraw some cash because she desperately needed money. As she was ready to transact, the ATM displayed an instruction: "Please insert your card." She did. Then another message popped up: "Please enter your PIN code." She entered it. Then another message appeared: "Select the amount." She selected the amount she needed. After completing all the steps, the ATM displayed a bold message: "PLEASE WAIT!! YOUR TRANSACTION IS BEING PROCESSED." 🌼 Now, let me say this... When you have done all you can—prayed, worked hard, and put in endless hours—and it feels like nothing is happening in your life or business, WAIT PATIENTLY. Do not give up. Do not walk away because "YOUR REQUEST IS BEING PROCESSED!" 🌸 LISTEN! What made her wait was the fact that her card was already in the ATM, and her PIN code was entered. If she gave up now and walked away... OH GOD! The next person would receive everything she had requested. 🌺 So, remember this! Don’t think you’re wasting your time. Don’t think your efforts are pointless. Don’t think the business or dream isn’t meant for you. PLEASE WAIT!!! Your "TRANSACTION IS BEING PROCESSED!" 🌼 Have a wonderful night ahead! 🙏❤️ #PatiencePays #KeepPushing #FaithInTheProcess #SuccessTakesTime #BelieveInYourself #NeverGiveUp

"I had more than 1.5 lakh reward points, but I don't know how to use them so they go expired." If this is you, hear me out: Reward points are great, if you know how to redeem them. Reward points are excellent, if you know how to convert them for maximum output. Reward points are superb, if you know how to use them to get free stuff. Reward points are mind blowing, if you know how to earn them without burning a hole in your pocket. But, reward points are useless if you don't know HOW to do any of it. They are useless if your only redemption option if a voucher from bank's rewards portal. I have now talked to 20+ people who: - don't know how to use their credit card points, - don't have time to do it themselves - don't know how to get maximum output - don't know which card to use to get maximum points - don't know the exclusions on their cards And these most of them had credit cards with annual fees. After solving their problem, I thought let's help more people who fall into similar category. So, if you want to get more out of your credit cards but don't want to do the hard work, I am your guy. #creditcards

If the cardholder holds a blocked card, he does not have sufficient fund, and he has been opposed, any reasons will appear first, please arrange the reasons for rejection according to the priority that will appear? • Allowable PIN Tries exceeded • Approved • Do Not Honor • Exceeds Withdrawal Amount Limit • Exceeds Withdrawal Counter Limit • Incorrect PIN • Issuer Or Switch Inoperative • No Checking Account • No Sufficient funds • Pick up • Re Enter Transaction • Refer to card Issuer. • Restricted Card • System Malfunction • Transaction Not Permitted to Cardholder • TVR decline • other

Hey Stable Money I have a request to make. You know recently, I've applied to 3-4 prominent banks for a credit card which I really need. Now after lots of application hassle and verification trauma, my application was neither denied nor accepted. 😆 Funny thing is if it was possible I wanted to get a secured credit card and still I have limited to no option. (I've already closed my OneCard account, so no to that 🙂). So, I want you guys to offer me or come up with a credit card against FDs to make my life a bit simpler. Just a humble request from a gentle customer. 😌 Ps. Why getting a credit card is tougher than getting a passport 😕 Harish Reddy Saurabh Jain Anmol Sinha Innovative & Hassle-Free Product is all we need MAN!!

Loyalty Rewards Checking- the most rewarding interest checking account. 💸 Just a few of the perks: ☑️Free debit card ☑️Free online statements ☑️Unlimited check writing The more qualifiers you meet, the higher your interest rate. Remember, it literally pays to be loyal 👏🏻 Learn more here 🔗: https://trst.in/1bKXh1 #fmbank #loyaltyrewardschecking #communitybank

Writing a check puts your personal info at risk. Rethink sending a holiday check as a gift this year - try an e-gift card or electronic payment instead! Can't send a gift digitally? Get tips to help you #PracticeSafeChecks at PracticeSafeChecks.com. #MainStreetBank #BankLocal #CommunitySupport #CommunityEngagement #SafeFinance

Most of the time our judgements & assumptions are wrong. We are in a mighty hurry to judge people with our own assumptions and imaginations. Be patient, observe, listen, think, speak, understand & be kind. Many are suffering out there every day 365 days a year and some in their entire lifetimes. Not easy. Its very tough on them and their families. Get in to their shoes and walk few days, weeks & months. You will understand the pains they go through psychologically, emotionally & physically. Some are trying to breath, some are trying to get up, some are trying to walk, some are trying feed their family, some are trying to find medicine for sick family members, some are trying to forget agony of never ending troubles in their lives. Some are trying attend to work in employment with all above said in mind. Not easy. Its tough. They never talk about their pains & sufferings in life. Many of them go to grave without uttering a word.

🔥 Get your payments how you want them! Direct deposit is now available in addition to debit card and mailed checks. Direct deposit is a safe and convenient way to have your benefit payments go to your personal checking or savings account. To learn more about all of our payment options, visit: edd.ca.gov/PaymentOptions. #ICYMI #EDDBenefits #EDDNews

There are countless reasons a credit card payment from your customer might get declined. The most common credit card declines are due to low funds (Insufficient Funds) or are a general decline from the cardholder’s issuing bank (Do Not Honor). Some others have nothing to do with the consumer. ✔️ SIC Codes SIC stands for Standard Industrial Classification. A decline of Restricted SIC or Restricted Card may indicate the cardholder’s bank has deemed your business unsuitable for the type of card being used. ✔️ Card Declined by Issuer: AVS and CVV Mismatch The street address entered during payment should match the billing address the cardholder’s issuing bank has on file. If the card declines due to AVS mismatch, the cardholder must call their bank to verify the address listed is correct. If you receive a CVV mismatch decline message, make sure you haven’t entered the number incorrectly. If you continue to get a decline upon re-entering the CVV, the transaction might be fraudulent. You may advise the cardholder to call their issuing bank and will need to ask for a different form of payment. #CreditCard #Payments #CardDeclines Interested in learning about more credit card decline codes? Check out the link in the comments. 👇

A mad man handed his cheque to a bank teller and said, “I would like to withdraw N5000..” The Male teller told the mad man “For withdrawals less than N10,000, please use the ATM”. The mad man then asked, “Why?” The teller irritably told the mad man, “These are rules. Please leave if there is no other matter. There is a queue behind you.” the teller then returned the cheque to the mad man. The mad man remained silent. But he returned the cheque to the teller and said, “Please help me withdraw all the money I have.” The teller was astonished when he checked the account balance of the mad man through the system. He nodded his head, knelt down and said to the mad man. “My apologies Sir, you have N3.5 billion in your account and our bank does not have so much cash currently. Could you make an appointment and come again tomorrow?" The mad man then asked, “How much am I able to withdraw now?” The teller told him, “Any amount up to N300,000.” The mad man then told the teller that he wanted to withdraw N300,000 from his account. The teller did so quickly and handed it to the mad man respectfully. The mad man kept N5000 in his bag and asked the teller to deposit the balance of N295000 back into his account. The teller was dumbfounded. Rules are inflexible but we humans can be flexible when the situation requires us to be. We should not treat people base on their look or how they are dressed. Rather, we should treat everyone with respect. And never be too quick to judge a book by its cover. EVERYBODY IS IMPORTANT. STAY LOW AND DON'T OVERRATE YOURSELF..... ✍️FAIZA #loyalty #understanding #love #respect #care.