I&M Bank Ltd’s Post

Turn every swipe of your I&M Debit or Credit Card into incredible rewards. With Milele Rewards, you earn points that translate directly into value—1 Milele Point = 1 KES! 🚨OFFER ALERT 🚨 The 20th customer to get an I&M World Credit Mastercard wins FREE Milele Reward points worth KES 50,000! Why wait? Start earning today. Start here: https://bit.ly/C1C1A #OnYourSide #MileleRewards #SwipeAndEarn

Treat yourself and earn FNB Cashback Rewards—it's easy. Simply use your qualifying FNB card at selected merchants, and cashback will be automatically credited to your Savings Pocket. Start maximizing your savings potential today. #FNBCashbackRewards #LoveFNB

Is the TSB Platinum Credit Card Offering Less Cashback Now?   #CreditCard #TSBPlatinum #Cashback Hey everyone! 👋 Have you noticed that the TSB Platinum Credit Card's cashback offer has changed recently? It used to be $1 for every $70 spent, but now it seems like it's $1 for every $100 spent. 🤔 I stumbled upon a Moneyhub article mentioning the previous cashback rate, so it looks like it needs an update! 💳 I was considering switching to TSB, but with this... Source: https://lnkd.in/gNpUeMwW #mymetric360

Think cashback is king? Think again! According to Marigold, 70% of cardholders say they value loyalty programs that offer a variety of redemption options. This is a major opportunity for banks and credit unions to engage cardholders beyond just cashback. By offering a wider range of rewards, you can tap into what your cardholders truly value and create deeper connections that drive long-term loyalty.

With the holiday season approaching, credit card offers seem to be shifting, and not in the favour of consumers. This article from the Express highlights the reduction in 0% purchase offers, rising interest rates and what this means for customers. [https://lnkd.in/epcvYAtE] #dailyexpress #finance #creditcard

On Tuesday Marty Cohen Cubitt, our Principal Adviser in the Payments team here at the Commission, spoke at the Mastercard Forum in Auckland on how everyone has a role to play in reducing surcharges. He set out what we see as helpful practices by payment service providers and what practices can be changed to reduce surcharges. Work undertaken by Westpac to limit surcharges on terminals it has sight of is a step in the right direction and something we’d like to see other acquirers follow. Additional expectations include: 👉 Terminal providers, if they are asked to apply a surcharge rate of more than 2%, to sight merchant service fee statements to confirm businesses’ average cost of acceptance. 👉 Acquirers to provide the right level of information to merchants so they can understand their costs and surcharge appropriately.

💳 Have you every wondered, who the first person was to come up with the idea to lend money to millions of households without any credit requirements or payment deadline? Read our latest blog to find out what chaos ensued when the first revolving cards were issued: https://lnkd.in/gSpjK72J

#CreditCardAlternatives #BankingTips #RewardsPrograms Hey Everyone! 😊 I hope you’re all having a great day! I'm in a bit of a dilemma and could really use your insights. So, I currently have an RBC WestJet Mastercard, but honestly, I’m not that impressed with its benefits and the rewards system. I initially got it because I won a 1000 CAD WestJet gift card in a raffle, which seemed great at the time. But now that I've had it for a year, I’m left feeling a bit underwhelmed. Anyone else experienced this? **Some pain points I’ve noticed:** 🌟 **Limited Rewards:** The points system feels frustratingly restrictive. It’s tough to accumulate points quickly enough for something worthwhile. 🧐 **Lack of Options:** I wish there were more choices when it comes to spending those points. It can feel pretty limiting! 💔 **Underwhelming Benefits:** After a year, I expected more additional perks, but it just hasn't delivered. On that note, I’m also open to switching banks! I’ve heard that m... What are the Best Banks and Credit Cards for Exceptional Rewards? Answers:  https://lnkd.in/gZSabmEs Let's Connect! Have you faced similar challenges? Sha...

Co-branded debit card programs are making a big push as of late. These new additions to companies' portfolios of card-based loyalty programs are getting new customer-types engaged, and pushing companies to think of innovative ways to reward their customers. For companies looking to launch co-branded debit cards - the inner workings of these programs are not the same as traditional co-branded credit card offerings. The revenue levers are different and therefore the offers and features of the program need to follow suit. New to co-branded debit cards? Listen to this excerpt from a conversation I had recently with Josh Karpen on the who and how co-branded debit cards can be successful. #cobrandeddebit #embeddedfinance Alviere #cardissuing #loyaltyprograms #customerretention

When shopping around for credit cards in Canada, you'll see some common themes: arbitrary points systems (that get devalued over time), low cashback rates, and cards with too many barriers. It’s hard not to wonder—is this really the best we can do? Over the past year, the team at Neo Financial has been working hard to build a suite of credit cards that actually feel amazing. I’m proud to announce the latest in our lineup, and the best cashback credit card in Canada—the Neo World Elite® Mastercard. Want real money instead of points? You got it. ✅ World-class cashback? It’s yours. ✅ How about a secured version to help build credit history? We’ve got that, too. ✅ The Neo World Elite Mastercard has become our answer to questionable premium credit cards. Stay tuned, because we’ve got more in the works. In the meantime - check out our new card: https://lnkd.in/g59JrKuk