Jeffrey Hogan’s Post

How many of us understand the technical jargon in our health policies? Buying insurance is hard. Reading a policy document is even harder. They are often written in a way that even someone with a good grasp of English would struggle to understand. Now, while we might not be able to change that, we can certainly take steps to ensure we pay attention to crucial clauses in our health insurance policies that will help us make a sound decision. https://lnkd.in/dBJRX-j3

I dislike private health insurance and BUPA is among those, however they did run an ad campaign I’d like to talk about It was ‘meet a healthier you’ and the advertisement is basically a bunch of young to middle-aged people meeting versions of themselves that (at least superficially) were less healthy. Looking older, heavier, downtrodden, etc The inference here is that if you join BUPA, you’re more likely to be the healthier version. THAT part is 100% 💩 of course I do want to explore the idea of a ‘better you’ though. What’s the gap between your potential and your actual in all of the domains in your life? Lets begin macro with business and personal The best way to find out how you’re performing in the personal domains is to ask your family and friends They will tell you Let’s look at the business domain What is the gap between your potential and actual? Be honest. As Sachin says, ‘progress begins with the truth’ How much of what you SHOULD be doing are you doing? Even the stuff you dislike Problem is you need to create that space to do those things, and then schedule them. Don’t rely on remembering, or feeling like it. Have an accountability buddy. Thats a great hack At the core of this question is consistency and focus How many of the right things are you doing (and how many things do you need to kill or delegate)? How reliably are you doing the things you should be doing? Even when they don’t show up as results? As Winston Churchill said, “Success consists of going from failure to failure without loss of enthusiasm.” How close are you to your potential? How do you know? How do you stay on track?

# Star Health Insurance # Zonal Head Star Health Insurance # HR Star Health Insurance# Insurance companies, - SHAME FUL SERVICES It is about ‘Star Health Insurance’, disguising customers fooling them of ethical standards in the insurance world. It’s been 4 days trying to get our blood sample reports. As a policyholder, I’ve invested my time in making more than 53 calls to their ever-so-responsive Customer Care. Their consistent response? “We are sorry for the inconvenience. You have to wait for 72 hours.” Such a reassuring refrain!🥲 When it’s time for them to collect payments, their service is nothing short of exemplary. Phone numbers are readily shared, and assurances—though often empty—are handed out liberally. But once the payment is made and you need assistance, those phone numbers become unreachable, incorrect, or vanish entirely. What an impressive act! It’s truly astonishing how a company can uphold such double standards with unwavering confidence. If they can’t even provide a simple report, imagine the “assistance” they’ll offer in a real emergency. Kudos, Star Health Insurance! Your prompt attention to grievances is nothing short of shameful!

A recent survey of 1,070 Australians found that 16% admit they plan to cancel their health insurance policy in 2024. 🏥 Finder reports 38% of us plan to stick with the same health insurer, while 15% will switch if they find a better deal. 💳 Young Australians are most likely to abandon their health cover with one in four (25%) of gen Z and 19% of millennials are planning to dump their private health insurance by the end of the year. 🚛 So what if you got a better value mobile phone plan than the one you're on just for sticking with or signing up to new health insurance cover? ⚕ + 📲 At Fastter we create, manage and grow powerful branded mobile propositions your customers will love you for. No capex, no opex and revenue from day 1 and it looks a little something like this ⬇⬇⬇⬇⬇⬇⬇⬇⬇⬇⬇⬇⬇⬇⬇⬇⬇⬇⬇⬇

As we start the final quarter of the year, it's time to pick health insurance plans for next year and plan future medical expenses (e.g., whether it makes sense to do things now or next year). So, here's a refreshed Paper Doll post from last year to help you understand everything there is to know about EOBs (those pesky Explanation of Benefits) — what they mean, how the numbers work, and how long you should keep the EOBs for your particular needs — so you can plan wisely. #napopro #professionalorganizer #medicalexpenses #medicalbills #EOBs #explanationofbenefits

Buying health insurance for my family recently turned out to be an overwhelming experience, with an overload of information available across various product websites. It seemed that simply browsing any policy required signing up with a mobile number, making me susceptible to constant calls from sales associates. After some initial research, I found a general consensus that purchasing a policy through intermediary advisors is often a better approach. By this point, I had already spent considerable time understanding the nuances and potential pitfalls of different policies. A special shoutout to Labour Law Advisor for putting out incredibly informative content on the topic (you can check out their video here https://lnkd.in/gzrPPUwK). Next, I spoke with teams from Ditto and Beshak to move forward with making the right choice. Beshak stood out for their unique process, which included a True Match test. This allowed them to offer personalized advice based on the specific parameters I entered, such as age and medical conditions. At this stage, I was already receiving frequent calls, but I was connected with a dedicated advisor from Beshak. After further discussions, I decided on the product I wanted. I should note that the advice I received from Beshak felt truly unbiased, which made me more confident in my decision. The finalization process was smooth, and after submitting the necessary details, my policy was approved and issued within a week. Overall, I would say that navigating the insurance landscape with so many options—and much of the information buried in technical jargon—can be daunting. It's always wise to seek the guidance of unbiased experts before making your final decision. Thanks to the team at #Beshak!

Please show up. Listen, I love all the positive changes we see going on in the health insurance industry, but I'm using this post as a plea to my peers who are hell-bent on disrupting the industry. Please show up. That goes for you and your solution. Every week I have to listen to clients who have placed their trust in a new and innovative solution, only to have it produce results nowhere near what was sold. I hear the stories about the people behind these solutions who aren't showing up for calls or backing out at the last minute because they're pursuing bigger revenue opportunities. I LOVE what you're doing, keep disrupting, but please back up your words with action. Advisors are placing their (and their clients) trust in you. DO NOT sacrifice your reputation for more revenue. We can crap on the BUCA's all we want, but the reason employers keep giving them their premium is because they know what they're getting. All it takes is one burned attempt to go "outside the box" and we've lost another employer to comfort and they're never coming back. I know I'm not popular amongst certain crowds because I speak my mind, but I want to see the industry advance, I want to see the health insurance industry changed for the better. But, it starts with showing up. Stop over-promising and under-delivering. Do what you say you're going to do and we'll actually make a dent in this messed up system we're fighting against.

Health Insurance 101: Key Terms You Need To Know https://lnkd.in/g5ewZn_2

This is really frustrating. What exactly is Policy Bazaar’s role if I have to handle everything directly with the insurer? Why should I even buy the policy through Policy Bazaar? Does any of this make sense to you? Oh, so once you get your commission, your job is done—is that it? Get on the call with a clear agenda. Why are you and the insurer afraid to speak to the customer directly? I’m simply asking for justification for the irrelevant reasons you’re giving. You’re misleading customers with false information. When I ask Policy Bazaar, they point to the insurer, and when I ask the insurer, they tell me to check with Policy Bazaar. What kind of unethical business are you running here? Apologies if this reaches the wrong audience, but I have no other way to express my frustration with these useless companies, Policybazaar.com and Niva Bupa Health Insurance. Insurer itself not clear on what docs they required to approve the claim, so far I have submitted 46+ docs…email went back and forth with 87times, just imagine what kind shit process they are following!! Sarbvir Singh Social Team Policybazaar FYI…I didn’t declined any call 🚨 To those considering buying health insurance, beware of these companies.

How to Fully Utilize Free Health Checkups Covered by Insurance in 2024