LendingMetrics’ Post

💡 Unlock the full potential of your decision-making with ADP’s extensive integration capabilities. With connections to over 150 data sources, including trusted names like Experian, Equifax, TransUnion, and more, ADP enables your organisation to build precise, data-driven strategies with ease. From seamless CRA data access and real-time financial insights through Open Banking to advanced fraud prevention and valuation accuracy, ADP covers every angle. And this is just the start… Ready to discover how ADP can transform your business? 🔗 Contact us today to explore our extensive integration network and see how our solutions can elevate your decisioning process. https://lnkd.in/gs-jWxVS #ADP #AutoDecisionPlatform #LendingMetrics #AutomatedDecisions #Integrations 

🚨 Hidden Compliance Costs Draining Your Bottom Line? Here's What Industry Leaders Know Top-performing lenders are transforming regulatory challenges into competitive advantages. Their secret weapon? A cloud-native compliance ecosystem that delivers peace of mind and profitability. Discover how forward-thinking institutions are mastering compliance while accelerating growth: - Enterprise-grade security architecture that protects your sensitive data and reputation in real-time - Seamless integration with ComplianceEase, giving you direct access to - ComplianceAnalyzer - Giving you compliance solution for real-time federal, state, and local regulatory audits - Intelligent regulatory safeguards that catch potential violations before they impact your business, with proactive alerts throughout the loan journey - Robust verification through seamless Equifax, Experian, and TransUnion integration - eliminating manual checks and bottlenecks - Complete end-to-end automation that transforms compliance from a cost center into a competitive edge While others struggle with regulatory complexity, industry leaders are leveraging LendingPad's modern LOS to drive efficiency and growth. Ready to join them? 🔒 Transform your compliance strategy: Schedule your personalized demo today: https://lnkd.in/ebJ4gFCN #MortgageTech #FinancialCompliance #LendingInnovation #MortgageIndustry

Is your organization leveraging collections as a revenue driver? Effective collections can transform your entire enterprise, especially with digital efficiencies breaking down traditional silos. You can use collections data insights to improve underwriting, enhance customer experiences, prevent fraud, and gain marketing intelligence. Collections are crucial for your P&L, serving as the last line of defense before losses are written off. Learn more in BAI’s Quick Q&A with our very own Lynne Cox: ✅ Improve margins with collections ✅ Enhance efficiency and reduce costs ✅ Leverage digital opportunities for self-service ✅ Advance a multifaceted collections strategy ✅ Train agents in empathy and more Transform your collections into a powerful revenue-driving tool. Download the Quick Q&A now: https://lnkd.in/eECEvrAW #Banking #DebtCollections #FinancialServices #RealExperience #RealResults

In our latest episode of #DigitalDialogue, we engage in a thought-provoking conversation with Tejasvi Addagada, Head - Enterprise Data Management at HDFC Bank into the evolving landscape of #datagovernance in banking. Key insights include the importance of minimizing #datacollection, securing explicit #consumerconsent, and operationalizing the #DPDPAct. He emphasizes how classifying personal data (#PII) of banking consumers is essential for identifying #threats and building robust #security measures. Don’t miss this deep dive into best practices for data protection! https://lnkd.in/g6zy5SGR #strESCON StrategINK Manish Sharma Prateek Tokas

Safer transactions, stronger trust. This year, we helped banking institutions reduce fraud, secure data, and build confidence in every transaction. See how IT innovation is shaping the future of finance: https://zurl.co/xrDaY #ImpactThroughIT #YearInReview2024 #BankingIT 

Are you satisfied with your analytics and risk numbers for every asset you trade?

When it comes to Market Data, we can help you to identify and realise material savings, efficiencies and risk reduction 💵 ⚙ Want to know more? Get in touch 📩 👍 #marketdata #financialservices #savings #benchmarking #execution

Compliance is excessively subjective hence there isn't any limit how much can be spent to achieve it. Common sense and practicality should prevail, 100% compliance without any business and earning is of no use and unsustainable by any organisation.

Data quality is already hard enough, but it doesn't have to impede integration. With reliable data matching and entity resolution tools, firms can confidently streamline operations, reduce errors and costs and, more importantly, unlock data-driven insights for growth. See how: https://lnkd.in/dRtP29_E ⬅️ . . . . . #ADIPlatform #DataMatching #DataIntegration #EntityResolution #ConnectedData #Banking #FinancialServices #Gov 📷 Office of the Comptroller of the Currency

We’ve spent nearly a decade building upon the fundamentals of cash flow underwriting to create a modern solution – constructing and refining the infrastructure and analytics to enable financial institutions to incorporate this capability in an efficient, effective, and compliant way. A great deal of our time at Prism Data was spent having “first time hearing about this” conversations—providing foundational education to the market on how to use consumers’ deposit account data to responsibly expand credit access to underserved audiences, and better manage risk across the customer lifecycle. A rewarding journey, for sure - but it can also be a bit lonely being the first at a party. Happily, more guests are starting to arrive. Recent progress on U.S. Open Banking / Dodd-Frank Section 1033 rulemaking promises to enhance data access and accelerate the use of cash flow underwriting more broadly when the CFPB issues its final rule this fall. Coupled with these advances, we were pleased to see Experian and VantageScore®, two well-respected providers of risk analytics, each announce new products over the past week that incorporate cash flow underwriting. When institutions as large as these choose to devote resources toward building and commercializing cash flow-based products, it's not only validating for the mission we've spent years pursuing, but also exciting for the future as this technology becomes ubiquitous and mainstream. I'm not big on predictions, but I think 2024 will be looked back upon as cash flow underwriting's "welcome" party. See you on the dance floor!